iwoca

iwoca RLS accredited lender

iwoca is a fintech startup taking a new approach to small business finance. But we’ve only just started.

iwoca was founded to expand possibilities for small businesses. At iwoca, we believe finance should feel like a superpower, not a headache. That’s why our founders, Chris and James, decided to create a solution custom-built for small businesses. One that strips out the hassle, gets to know what each business needs, and looks for opportunities rather than problems. One that provides access to finan

ce where and when your business needs it. Our partner integrations and our Lending API mean we can provide access to finance where and when small businesses need it. Our award winning credit risk engine help us make faster, more accurate credit decisions built around the performance of the business. We are proud to be NACFB Lender of the year, Xero Financial Services App of the year and, most recently, winner of the £10m Banking Competition Remedies grant. Since 2012, we’ve made funding available to over 50,000 businesses, from cafés to car dealers, salons to solicitors. Our mission is to fund one million small businesses.

🚘 Auto businesses, which of these challenges are you facing this summer? Any missing?
19/08/2025

🚘 Auto businesses, which of these challenges are you facing this summer? Any missing?

🚘 Sometimes you want to be hounded by a ‘Sales Specialist’ who will call you relentlessly on a Sunday morning to let you...
06/08/2025

🚘 Sometimes you want to be hounded by a ‘Sales Specialist’ who will call you relentlessly on a Sunday morning to let you know about this AMAZING ONCE IN A LIFETIME OFFER THAT EXPIRES TOMORROW.

Other times, you just want some friendly guidance from a person that knows their stuff and can answer your questions when you need them most.

🚘 Back for more auto industry insights? We caught up with our good friend Stephen Murray recently, who very kindly descr...
23/06/2025

🚘 Back for more auto industry insights? We caught up with our good friend Stephen Murray recently, who very kindly described iwoca as ‘a no brainer’ for the industry. (Cheers, Stephen!)

Read why Stephen prefers flexible finance over other options like invoice factoring here: iwoca.co.uk/auto

🚘 How do you decide on the right financing options for your auto company?Is flexibility important, so you can use funds ...
08/05/2025

🚘 How do you decide on the right financing options for your auto company?

Is flexibility important, so you can use funds to cover everything from cash flow gaps to new stock? Or do you want to invest in a specific asset that will help your business in the long-term? Use this summary to quickly compare the most popular options.

For a full, tailored guide - visit iwoca.co.uk/auto and choose your service area.

🚘 Thousands of automotive companies are already approved for flexible finance from iwoca. Need some inspiration for how ...
01/05/2025

🚘 Thousands of automotive companies are already approved for flexible finance from iwoca. Need some inspiration for how your business could benefit?

We checked in with a few of our clients to see how they’re using flexible finance from iwoca.

As much as our clients love us though, none of them managed to bag us any tickets to the next F1 race in Miami. We’ll keep trying and keep you all updated!

Involved in the car industry? We’ve been undertaking some research on financing for auto companies - and we’re excited t...
25/04/2025

Involved in the car industry? We’ve been undertaking some research on financing for auto companies - and we’re excited to officially unveil it! 🚘 ��

Over the next few weeks, we’ll be posting stories, case studies, advice, guidance and information to help those working in auto make sense of the financing options available to help grow their businesses (if you know anyone in this world, please tag them!).

We’ll be sharing on Facebook once per week, covering the best ways to use business financing to:��

🚗 Buy stock and gain a competitive edge�
🚙 Bridge cash flow gaps�
🏎️ Expand into new locations�
🔧 Invest in marketing and new service areas

For flexible finance ideas, endless possibilities and more auto insights, visit iwoca.co.uk/auto

We’re thrilled to announce that iwoca has been awarded Best Small Business Loan Provider at the 2025 Moneynet Awards! 🏆N...
09/01/2025

We’re thrilled to announce that iwoca has been awarded Best Small Business Loan Provider at the 2025 Moneynet Awards! 🏆

Not only that, but we’re proud to have earned the Double Gold Award for 2024/25, recognising our continued commitment to supporting small businesses with the funding they need to thrive.

Here’s to another year of helping small businesses achieve big things! 🚀

iwocaPay has just partnered with Tiny Box Company! Giving their customer's flexibility to pay in 3, available through th...
24/07/2023

iwocaPay has just partnered with Tiny Box Company! Giving their customer's flexibility to pay in 3, available through their eCommerce store https://www.tinyboxcompany.co.uk/

🥇 We're delighted to have won Xero's UK Financial Service App of the year award! 🥇
21/04/2023

🥇 We're delighted to have won Xero's UK Financial Service App of the year award! 🥇

🚧 Check out our latest   on First Fence !✅ See how they're using   to give their   customers more  .💭 "We are a service ...
30/03/2023

🚧 Check out our latest on First Fence !

✅ See how they're using to give their customers more .

💭 "We are a service business, we've got locations across the country, we try and make sure we can give everybody what they want when they want it. By having another flexible payment solution, we can get things rolling very, very quickly for all of our customers from anywhere." (Vinny Kotecha, Director at First Fence)

https://www.iwoca.co.uk/customer-stories/offering-trade-customers-more-flexibility-with-first-fence

🗣️   has partnered with First Fence to give their trade customers the option to  !🚧 If you're a business looking for fen...
13/03/2023

🗣️ has partnered with First Fence to give their trade customers the option to !

🚧 If you're a business looking for fencing on finance, check them out, and remember to check out with iwocaPay!

↪️ firstfence.co.uk/finance-options

👉 Or, if you're a business in any industry wanting to offer finance to your trade customers, get in touch with us here: iwoca.co.uk/iwocapay-sellers

Address

101 New Cavendish Street
London
W1W6XH

Opening Hours

Monday 9am - 7pm
Tuesday 9am - 7pm
Wednesday 9am - 7pm
Thursday 9am - 7pm
Friday 9am - 7pm

Alerts

Be the first to know and let us send you an email when iwoca posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Contact The Business

Send a message to iwoca:

Share