Software Group

28/07/2026

🌍 Agent networks reach roughly 55 times further than banks, and 26 times further than ATMs, according to research on mobile money adoption in East Africa.

Are you reaching that distance, or ceding it to someone else?

💡Software Group's Premium Agency Banking solution has spent over 12 years enabling financial institutions to turn shopkeepers, kiosks, and mobile money points into full-service banking touchpoints across 20+ countries worldwide.

📈Fidelity Bank Ghana grew its agent network to 5,000 agents in three years on Software Group's platform, driving a 300% increase in transactions and 600% growth in transaction value.

If your growth strategy still assumes branches are the front line, it's time to rethink the map.

👉 Talk to us to learn more about our Premium Agency Banking solution: https://buff.ly/sOKipGh

23/07/2026

📈 Banks just posted their most profitable year on record and yet, they’re losing ground.

McKinsey’s 2026 Global Banking Annual Review shows global bank net income hit $1.3 trillion in 2025, up 7%. But look closer: fintechs’ share of combined revenue among the world’s largest institutions jumped from 10% to 17% between 2021 and 2025. Fintech revenue grew 22% in that period, versus just 5% for banks. Profit is rising, but the customer relationship is shifting away.

One insight matters deeply for markets like ours: McKinsey highlights Southeast Europe, South Asia, and Africa as regions with the potential to “leapfrog”, building digital and AI infrastructure from scratch, instead of retrofitting decades of legacy systems.

That’s exactly the opportunity Software Group helps institutions capture. With our DigiWave digital banking platform, we enable banks and financial institutions to design digital infrastructure for where the market is going and not where it’s been.

❓So, the real question is: are you retrofitting the old model, or building the leapfrog one?

👉 Read the full report: https://buff.ly/jami00F

McKinsey’s Global Banking Annual Review offers the best of our research into the global banking industry. Explore the findings from our latest 2026 report.

24/06/2026

⚡Loans in Minutes, Not Days: CreditQuest Transforms Lending

Your customers want loans approved in minutes, not days.

Legacy loan origination processes weren't designed for that. Manual underwriting, siloed data, paper documentation were built for a world where customers had no choice but to wait.

That world is over.

CreditQuest, our end-to-end loan origination solution, handles the full credit lifecycle digitally: application, risk rating, underwriting, documentation, and portfolio management for both commercial and retail lending.

The result? Faster decisions. Leaner credit teams. A loan portfolio that grows at the pace your customers expect.

This is what lending looks like when you build around the borrower, not around the back office.

💬 Contact our team about modernizing your credit process: https://buff.ly/EWwCAqN

18/06/2026

🌍 Strategic Partnership Announcement: UAE Fintech & Digital Banking

We are proud to announce a new strategic partnership between Exponential and Software Group to accelerate digital banking and fintech innovation in the UAE.

Through this collaboration, Software Group’s proven digital banking and financial technology solutions powered by DigiWave Platform will be introduced into the UAE market. Exponential will leverage its strong regional network, technical expertise, and market knowledge to enable financial institutions to adopt these solutions with confidence and speed.

This partnership is a step toward advancing digital transformation across banks, fintechs, and enterprises in one of the region’s most dynamic financial hubs. Together, we are combining global technology leadership with local ex*****on to empower institutions to deliver customer‑centric, future‑ready financial services.

📄 Read the full press release here: https://bit.ly/4uHhz9i

Exponential (UAE) and Software Group (Bulgaria) have announced a strategic partnership to expand Software Group’s solutions in the UAE market, as demand for scalable digital banking platforms surges in the region.

17/06/2026

🛒 AI is powering consumer choices and transforming how shoppers discover, pay, and buy.

In the latest report from PYMNTS Intelligence and Visa, Global Digital Shopping Index: The AI‑Powered Shopper Has Arrived, digital habits are shown to be reshaping commerce across markets.
➡️ Consumers now average 55 digital shopping days a month, browsing and buying nearly every day. The most active digital window shoppers purchase three times more often.
➡️ Mobile is now the default, with more than half of purchases made on phones. AI has become the new search bar, with ChatGPT use for product research jumping from 2% to 30% in two years.
➡️ Nearly half of online shoppers already used AI in their latest journey, and 64% expect to rely on AI agents within two years.
➡️ Meanwhile, tap to pay adoption continues to climb, reaching 59% globally and 71% among high income shoppers.

The gap between what consumers expect and what merchants deliver is widening. Shoppers want price matching, digital coupons, mobile product locators, and flexible payments, yet many retailers are slowing investment in these features.

At Software Group, we see these shifts reflected in how institutions approach transformation. Our solutions are designed to help financial institutions meet rising expectations by integrating AI, mobile, and flexible payments into the customer journey. In doing so, we enable partners to turn innovation into sustainable growth in this AI‑driven retail era.

📖 Download the full report to explore the findings: https://bit.ly/4vrI17W

The “Global Digital Shopping Index: The AI-Powered Shopper Has Arrived” shows that retail is moving into a new phase. Consumers are no longer just

11/06/2026

📱 Mobile wallets are no longer just a convenience. They are becoming the primary access point to financial services in many markets.

In emerging economies, wallets are powering domestic payments, cross‑border remittances, and daily transactions for millions who were previously excluded from formal finance. From M‑Pesa in Kenya to UPI‑linked wallets in India, adoption is surging and reshaping how people manage money.

✅ Global wallet users are projected to surpass 6 billion by 2030.
✅ In Sub‑Saharan Africa, wallets are driving rapid daily usage growth, connecting unbanked populations to savings and credit.
✅ Value‑added features like BNPL, loyalty, and digital identity are turning wallets into full financial ecosystems.

💡 These shifts demand solutions that go beyond payments. With Software Group’s Entreprise Grade Mobile Wallet Platform powered by Digiwave, institutions can integrate multi‑rail payments (NFC, QR, instant), embed services like savings, credit, and loyalty, and extend inclusion to new segments.

📞Contact us to learn more about our Mobile Wallet solution here: https://bit.ly/4vfhSJ6

04/06/2026

🌐 FinTech has entered a new chapter, one that is more mature, profitable, and strategically significant.

In the latest Global FinTech Report 2026: From Recovery to Resurgence by Financial Technology Partners / FT Partners and Boston Consulting Group (BCG), the sector is shown to have moved into a new phase of scale and strength.

☑️Revenues hit $504B, growing 22% year on year, four times faster than banks.
☑️Profitability is now mainstream, with 74% of leading public FinTechs in the black and EBITDA margins at 20%.
☑️Equity funding surged 53% to $58B, while M&A activity reached $251B, marking the first time FinTechs outpaced banks in acquisitions.
☑️Regulatory convergence is narrowing gaps across the US, UK, and EU, and AI is delivering productivity gains of up to five times in engineering, underwriting, compliance, and support.

Together, these shifts define a sector built on profitable scale, compliance, and durable strength. FinTech is now a core pillar of global financial services, reshaping how institutions compete, partner, and grow.

✨ At Software Group, we see these shifts reflected in how institutions respond to this transformation. Our solutions, Digital Bank & Neobank, Agency Banking, Mobile Wallet, App, CreditQuest Loan Origination and more, help financial institutions to turn innovation into sustainable growth.

📖 Read the full report here:

Co-authored by FT Partners & BCG, this in-depth report draws on FT Partners’ deep industry knowledge and proprietary FinTech database, BCG’s FinTech Control Tower platform, extensive primary research, and interviews with FinTech executives, investors, and industry leaders across global markets. ...

01/06/2026

🇰🇪 Happy Madaraka Day!
Today we celebrate Kenya’s journey of self‑governance, resilience, and unity.

As we honor the spirit of independence, may we continue building bridges of innovation and inclusion that empower communities across Africa and beyond.

We wish all our customers, partners, and the communities we serve a day of pride, progress, and shared purpose.

27/05/2026

🌙✨ Eid Mubarak!

As we mark Eid al‑Adha, we celebrate the values of sacrifice, compassion, and community. May this season bring peace, joy, and renewed strength to you and your loved ones.

From all of us at Software Group, we wish you a blessed holiday filled with gratitude and togetherness. ✨

26/05/2026

Across cultures. Across continents. Together.
We are proud to work with colleagues, clients and partners from around the world, united by collaboration and respect.
Celebrating cultural diversity today and every day.

Happy Day of Cultural Diversity!