Improvifi

Contact information, map and directions, contact form, opening hours, services, ratings, photos, videos and announcements from Improvifi, Park City, UT.

We help contractors integrate home improvement financing
programs into their businesses, then provide sales training
and consulting services to prepare them for market entry.

11/10/2026

Sure, that is the big benefit of Improvifi.

We meet the buyers where they want to be met.

If you are looking for an unsecured term, you can pick between 2 and 20 years.
If you would prefer our Improvifi Secured Loans, 5-30 years is available.
Or maybe just a short term personal loan, 2-5 years are the norms.

Pick your amount, budget and term that works for you. And, the best part, if you want to pay off early, you can... none of our programs have pre payment penalties.

When you are ready, we are here for your lending needs.

11/10/2026

Fast DISCOUNTS can leave buyers wondering if you could have DROPPED more?

11/10/2026

Ah, this is a good one and a very common one from both consumers and contractors.
Different lenders have different approval criteria.

Your credit score is one factor, but the program may also consider income, existing debt, and other information.

One of the better angles...

""We have multiple financing options to explore, so a particular credit score doesn't automatically tell us which programs you may qualify for. Some of our lenders in our Consumer Credit Center go down to a 550 FICO. Best to scan the QR code and we can get an actual approval to look at.""

Then.. if you need more help, just call the Deal Desk and let our team help you structure the deal the best we can.

FICO Bands
Super Prime - 800-850
Prime - 735-800
Near Prime - 680-735
Sub Prime - 600- 680
Super Subprime - 550-600

“Financing Improved”©️ Improvifi™️

11/09/2026

How long is a string?
Sorrry, I had to.

Lets break that 20k down for you.

First lets take a middle of the road rate , say um 9.99

Now lets take some terms... 36 month, 60 month, 10 year, 15, 20 and the long one... 30.

30 - $175
20 - $193
15 - $215
10 - $264
5 - $425
3 - $645

Good news...

None of the terms have an early pre pay... so pay that darn loan off FAST.

And if you move or sell the house... remember to pay the loan off with proceeds, this way you are not dragging past debts to the new home.

Look at lending like a tool, leverage and use walls streets money to BENEFIT you and your economic situation. Dont become addicts to debt. Have a plan to pay off the loan not take to term.

“Financing Improved”©️ Improvifi™️

11/09/2026

Just because you wouldnt finance a $25,000 roof doesnt mean your customers wouldnt.
Many owners and even worse, sales pros sell from their backpocket.

What do you mean Scoville... "back pocket?"

Somethings we put ourselves in the buyers seat, just a little too much. But we should sometimes have a bit more of an open mind.

If you think $25,000 is a lot to finance - your customers may FEEL that too.
If you think $149 a month is too much - they may FEEL that too.
If you think 9.99 is a high rate - they may FEEL the same too.

Best course of action.
Present the options, let the consumer decide how they would like to buy from you.
I have said this before, you are not over priced, you are just too difficult to buy from.

Remove the friction, position the options... then let your customers decide how they would like to buy.

11/08/2026

Want to become a realtor's favorite roofing contractor?

Here's another tool you should have in your toolbox.

You know this scenario all too well...

A realtor has a home under contract, but the inspection comes back with a roofing issue.

The seller needs the roof repaired or replaced to get the deal across the finish line.

The problem? They don't necessarily have the cash sitting around to pay for it before closing.

Now what?

With Improvifi's ListReady financing solution, you can offer eligible homeowners up to $75,000 in financing for home preparation projects, with payment deferred until closing.

No upfront payment from the client.

You get paid quickly and reliably.

And the realtor has another solution to help keep the transaction moving.

Think about what this means for your business.

You're no longer just the roofer who gives an estimate.

You're the roofer who helps realtors solve problems, save transactions, and get homes to the closing table.

Build relationships with realtors. Bring solutions they don't have today. Win more opportunities.

Want to learn about ListReady?

DM us LISTREADY.

Let's get more deals across the finish line.

11/08/2026

Your customers aren’t buying your price. They’re buying what your price allows them to have.

And if you’re only selling cash prices, you’re leaving a massive part of the market out of the conversation.

Think about it.

Automobile dealers don’t apologize for offering financing.
Homebuilders don’t avoid discussing mortgages.
Furniture stores don’t expect everyone to pay cash.

Yet somehow, in home improvement, we still have contractors who think offering financing is somehow a bad thing.

That’s not protecting your customer.

That’s limiting their choices.

Maybe it’s time to stop looking at financing as a payment option and start looking at it as a sales strategy.

Your competition isn’t just the contractor down the street. It’s the customer’s ability to say yes.

11/07/2026

ABSOLUTELY

But here's what most contractors get wrong.

They assume every homeowner wants the same type of financing.

WRONG!

Some homeowners want an unsecured loan. Fast, simple, and no home equity required.

Others would rather leverage their home's equity for potentially lower rates, longer terms, and more affordable monthly payments.

Here's the secret.

STOP choosing the financing for your customer

Present the options. Explain the differences. Let the homeowner decide what works best for their financial situation.

Remember, you're not selling a loan. You're helping a homeowner BUY a project

That's why we built Improvifi with BOTH secured and unsecured lending solutions.

More options. More opportunities. More jobs closed.

Bring a PAYMENT, not just a PRICE 💜

“Financing Improved”©️ Improvifi™️

11/07/2026

DECK BUILDERS. DOCK BUILDERS. BOAT HOUSE BUILDERS. THIS ONE’S FOR YOU.

-Improvifi Marine Lending-

Your customer wants that beautiful new dock, covered boat lift, or backyard deck.

They love the project. They love your work.

Then they see the price. And suddenly, the conversation slows down.

Here’s the thing: They may not have a problem affording the project. They may just not want to write one big check.

That’s where Improvifi Marine Lending comes in.

We help marine and outdoor living contractors offer affordable monthly payment options right at the point of sale.

With multiple lending options, easy-to-use technology, sales training, and real support, we help you:

* Overcome price objections.
* Increase average ticket sizes.
* Turn more estimates into sales.
* Close more of the jobs you’re already bidding.

Don’t lose a $20,000, $30,000, or $50,000 project because your customer doesn’t have the cash sitting in their checking account.

Build the project.
Offer the payments.
Close the sale.

Improvifi. Financing Improved.

Building decks, docks, or boat houses? DM us for a walkthrough. Let’s talk about growing your business.

11/06/2026

If you build decks, docks or boathouses, you’re selling one of the biggest tickets in home improvement.

So why are you presenting it like a cash job?

When the homeowner only sees the full price, their brain goes straight to “no.” When they see three clear monthly options, their brain starts choosing which one.

That’s the Good, Better, Best close:

Good: Pressure treated deck at one monthly payment.
Better: Composite with upgraded rails at a payment that’s a little more.
Best: Composite, lighting, and the covered upper level on the boathouse, for less than they expected.

Watch what happens to your average ticket when the upgrade is only a few dollars more a month.

Improvifi gives you the lenders, the tools, the training, and the support to make financing part of every presentation. It’s not a last resort when the deal is already slipping.

Winter is when the smart builders load their spring schedule. Financing is how you do it.

Address

Park City, UT
36542

Website

https://improvifi.com/, https://www.linkedin.com/company/purple-apple-loans/

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