09/01/2026
Mental health care in the U.S. has a funding problem, not just a staffing one.
New data shows 42% of the population (that's 144 million Americans) lives in a mental health professional shortage area.
Part of the reason: insurers pay less for the same visit.
A 2024 RTI parity study found psychiatrists are reimbursed 19% less than physician assistants for comparable office visits, and psychologists 23% less.
That gap shapes where patients end up seeking care. Patients go out-of-network 3.5x more often for behavioral health overall than for medical or surgical care.
And that rate climbs to 8.9x for psychiatrists and 10.6x for psychologists.