21/05/2026
💰Do you actually know where your money goes each month? With energy prices still climbing, grocery bills increasing, and subscription services quietly draining your accounts in the background, keeping a clear overview of your household finances has never been more important.
That's exactly why we built the free Budget Book template.
The template gives you a structured, digital budget book that goes far beyond what a standard spreadsheet can offer. Here's what's included:
📋 Expense tracking: Log every cost with category, date, amount, frequency, and type (fixed or variable). Attach invoices or receipts directly to each entry, keeping everything in one place.
💵 Income table:Record all income sources — salary, freelance work, rental income, or one-off payments — so your financial picture is always complete.
📈 Surplus budget calculation:The template automatically calculates your monthly surplus, giving you a clear number to work with for savings goals or investments.
🔍 Smart analysis built in:Group, filter, and sort your data by month, category, or cost type. Built-in statistics and formula columns do the heavy lifting so you don't have to.
☁️ Access from anywhere: Cloud-based and available on any device. Already using Excel? Import your existing tables in just a few seconds.
👉 Check out our free Budget Book template. Link in the first comment.