Turbocash Cape Town

19/02/2026

I code, I write, I play music and recently I have begun to explore difussion. AI has enabled me to lift my level of production. I am 69 years old, forget where my keys are and yet my productivity has increased. The recent developments over the last 60 days in Agentic AI means we are in for a ride.

I would like to open a group discussion with digital artists to discuss the business architectures of monetising digital art. I make my living in business systems, so I don't have the urgency, but digital art may develop in the near future. I want to be there in the development of the architecture.

First topic : How do you create Scarcity in a world flooded with digital art?

17/06/2025

Do you have legacy Delphi systems that need maintaining, refactoring, modernization, or AI enablement?

The TurboCASH Community has a strong community of Delphi developers that can keep code functional for years.

08/04/2025

Hey Sandton

is a freemium product. You do not need to be a turbocash user to benefit from . You can use with other products even develop your own derivatives.

13/03/2025

Budget 2025

This is the most important budget we have faced for thirty years. It effects all businesses and citizens that root for South Africa.

It's rare to find agreement between the DA, EFF, and MK, but let me explain the urgency of this budget. (No politician will give you a straight answer.)

Without savings, you cannot get investment, and without investment, an economy cannot grow. With a rising population, low growth will lead to increased unemployment. The current 2025 budget trajectory predicts an increase in unemployment by 500,000, as new graduates struggle to find jobs in 2026.

Fixed investment in South Africa (12%) is about one-third of what it should be, and taxes are almost double what they should be for a growing economy. Additionally, we have one of the lowest savings rates in the world, meaning we must attract outside investment funded by the savings of others. What investors want is crucial.

It doesn't matter if you think Afriforum are traitors, LGBTs should have separate bathrooms, Palestinians are persecuted, or black people need the stolen land back – the only thing that matters is what investors think. John Steenhuizen's point about expropriation is that EWC has as much appeal to investors as Elon Musk has for a wet joint.

BEE may be well-intended, but it often leads to cadre deployment, which is at the core of Budget 2025. It perpetuates bloated largess, from a Cabinet of 72 ministers and deputies to nine redundant Parliaments, 37 SANDF Generals, and 55,000 public servants earning more than R1 million a year. These are the people pushing for cuts in social grants.

Our external investors are from the UK, USA, Germany, and Japan. China, Russia, Saudi and India are not investors; they have their own problems and take our investment. I will even argue that SADAC are our investors. Shaking your fist at our investors may give you personal satisfaction, but each time you do so, you knock over some poor kid's bowl of cereal.

Now, the part you won't hear from politicians: This budget is a trade-off between the public service, who want to continue disinvesting while keeping their snouts in the trough, and those who can see further, understanding that investment is key.
And that is how we find ourselves in a strange world where the DA, MK, and EFF are on the same side of an argument.

TurboCASH Accounting for Capetonians

06/03/2025

We develop Ai driven accounting software here in Cape Town that is used all over the world.

Simply test it on any mainstream AI Chatbox.

28/10/2024

A clown with a credit card.

22/10/2024

The GNU's Deer-in-the-Headlights Moment

Our Government of National Unity appears paralyzed by the scale of our unemployment crisis, clinging to status quo solutions that simply cannot address the magnitude of our problem. Let's examine the stark reality:

Current Situation:
- 40% unemployment rate
- Approximately 700,000 new job seekers entering the market annually
- Additional 300,000 job seekers from neighboring countries
- Current growth rate of 1.6% cannot possibly address this crisis

The Mathematics of Impossibility:
To solve our unemployment problem through traditional economic growth alone, we would need:
- 40% GDP growth over five years
- Annual growth rate of 10%
- Current Treasury projections show only 1.6% growth

This is not a problem that can be tweaked away. The status quo is a path to disaster.

The Demographic Solution:
Remote workers offer a radical but practical solution:
1. They bring immediate economic activity
2. Each remote worker creates approximately two local service jobs
3. They help balance our demographic challenge by:
- Adding high-skill workers to our economy
- Contributing to the tax base
- Creating employment opportunities for young South Africans
- Transferring skills and building networks

We require genuine radical economic transformation, not just rhetoric. The Prosperity Plan offers this through:
- Immediate implementation (no massive capital investment needed)
- Direct job creation
- Skills transfer
- Economic growth through increased local spending

Our demographic imbalance - too many young job seekers, too few job creators - can be addressed by attracting these high-earning remote workers. This isn't just about filling jobs; it's about transforming our economic ecosystem.

The choice is clear:
1. Continue with the status quo and watch unemployment grow
2. Embrace radical transformation through the Prosperity Plan and create real opportunities for South Africans

The deer-in-the-headlights response must end. We need bold, immediate action to address our unemployment crisis. The solution exists - we just need the courage to implement it.

The time for incremental changes has passed. We need radical economic transformation, and the Prosperity Plan provides a practical path forward.


Copeman and Claude

References:
- Treasury growth projections
- StatsSA unemployment data
- Population pyramid demographics
- Remote worker economic impact studies

22/10/2024

AI: More Calculator, Less Terminator

Understanding Modern Artificial Intelligence Through the Lens of Attention

The popular media often portrays artificial intelligence as sentient robots plotting humanity's downfall. However, the reality of AI is far more mundane yet simultaneously more fascinating. Modern AI systems, including large language models, are more akin to incredibly sophisticated calculators than science fiction terminators.

At the heart of today's most advanced AI systems lies a relatively simple concept called "attention." Introduced in the groundbreaking 2017 paper "Attention is All You Need," this mechanism allows AI models to process information much like a student highlighting important parts of a textbook.

Think of it this way: When you read a sentence, you naturally pay attention to certain words more than others to understand the meaning. AI's attention mechanism does something similar - it weighs the importance of different pieces of information to produce relevant outputs. It's not magic; it's math.

The "transformer" architecture, which implements this attention mechanism, is essentially a complex series of mathematical calculations. Just as a calculator processes numbers through predefined operations, transformers process information through carefully designed mathematical functions. They're pattern-matching machines operating on an enormous scale.

When you introduce the concept of an AI Bible you are bringing attention to a trusted source and you start to dictate the conversation.

Here's what AI really is:
- A collection of data storage, encoding, algorythms and a decoder.
- A statistical system that recognizes patterns in data
- A mathematical model that transforms inputs into outputs
- A probability calculator that predicts likely sequences
- A tool that amplifies human capabilities rather than replacing human intelligence

Here's what AI isn't:
- Self-aware or conscious
- Capable of true understanding or reasoning
- Plotting world domination
- A replacement for human judgment and wisdom

The term "artificial intelligence" might be misleading - "advanced pattern recognition" would be more accurate. These systems are powerful tools that can process and generate human-like text, analyze images, or make predictions, but they do so through mathematical operations, not through anything resembling human consciousness or understanding.

Think of modern AI as a mirror reflecting and recombining patterns from human-created data. It can be an incredibly useful tool - like a calculator that works with words and concepts instead of just numbers - but it remains a tool nonetheless. Its power comes from its ability to process vast amounts of information quickly and identify patterns that might not be obvious to humans, not from any form of consciousness or independent thinking.

Understanding AI this way helps us better appreciate its real capabilities and limitations. It's a powerful technology that can augment human intelligence and productivity, but it's not a replacement for human judgement, creativity, or wisdom. Like any tool, from a calculator to a computer, its value lies in how we choose to use it.
Thinking is an energy intensive activity. Add to the mix an unlimited amount of energy and tireless work rate and AI becomes an astounding co producer. These algorythms are life-like but lifeless.
The next time you interact with an AI system, remember: you're not talking to a sentient being; you're using a sophisticated calculator that transforms inputs into outputs based on patterns it has learned from data. And that's remarkable enough without any science fiction embellishments.

Copeman and Claude

19/10/2024

new version 1-01.

Use free without or without TurboCASH. Use for $6 a month with TurboCASH Business Class.

is a freemium product. You do not need to be a turbocash user to benefit from . You can use with other products even develop your own derivatives.

16/10/2024

Help me to tackle South African youth unemployment and pick at the opportunties that will gush forth.

Right now we are looking for people that can lobby Treasury and SARS to push through the required legislation. Both the President and Treasury have called for citizens to make contributions, but it still requires effort to pull it off. Some of you are better connected than I am. Pass on the links below to those that can help.

"The Prosperity Plan," proposes a Remote Workers Visa (RWV) for South Africa to attract affluent remote workers and stimulate economic growth. The authors, Philip Copeman and Marc Beckenstarter supported by DA Spokesman on Trade and Industry, Toby Chance, argue that the RWV, based on libertarian principles, would benefit South Africa by creating jobs, increasing tax revenue, and boosting per capita GDP. We use data and economic models to show the potential benefits of the RWV, drawing on examples like (California), UK, Israel, Dubai, Singapore, and Hong Kong. We address potential objections to the plan, including concerns about crowding out, the no-need for capital investment or any demands on the fiscus, and the impact on income inequality. We conclude that the RWV is a feasible and impactful solution to address South Africa's unemployment crisis.

The Remote Workers Visa is robust econometrics presented as a spreadsheet, fiscally positive from inception, and voluptuous if sagaciously implemented.

Last week Home Affairs gazetted the Remote Workers Visa. This is a necessary but not sufficient step to dramatically increase immigration. To make it sufficient we need Treasury to back it. We are lobbying for a five year tax holiday for remote workers that would make South Africa a more attractive destination than UK or Dubai, who attract hundreds of thousands of these golden geese.

Here is a success story, a light in the darkness. Your endorsement and activism with Treasury and SARS would be the key to the success of the Prosperity Plan. I am at your service if there are any questions you might have. I am asking you and everyone up to the Minister, to get this included in the MTBPS. This is our last chance for 2024!

For more information start here :



podcast

https://audio.com/philidc/audio/prosperityplan-notebook-1

document

https://www.turbocash.net/a/pages/prosperityplan/files/visascript19lowres.pdf

website

https://www.turbocash.net/a/pages/prosperityplan