09/19/2022
Today's tech topic: scams.
We have seen an influx of "Microsoft call center", and Phishing email scams lately. Here's what you should know, if this happen to you.
Microsoft call center scams (it's sometimes scammers pretending to be the DMV, IRS etc) are when people call you, unsolicited, and tell you you have a virus on your computer, and they need to access to your computer to fix it. They'll then log in, actually install viruses, and then claim they were there the whole time. And demand money to remove them. Even if you do pay them, they do not remove the viruses, and their viruses will continue to harvest your data over time, including banking credentials, so they can steal more of your money.
What do you do about it? Just hang up. Be aware that Microsoft will never call you, under any circumstances. Ever. There is no situation that can happen with your computer that will result in Microsoft, or anyone legitimate, calling to help you "resolve" it. If you get this call just hang up and block their number. If you're concerned about your computer having viruses, you can download Malwarebytes and do a full system scan. They do have a free version that will work for 14 days, and is more than enough to catch any viruses that might be on your computer, including malware, which most antivirus does not catch. They also have a paid version which will help protect your computer from those type of infections in the future. I am not affiliated with malwarebytes, my company is not affiliated with them in any way. We don't make any money from this recommendation. They're just the best solution, and you can do 14 days worth of scanning for free, including cleaning up after an emergency.
Nobody needs to access your computer, unless you asked them to. If you called someone for help, and they want to log in remotely, and you've vetted them, then it's safe to let them log in. If they contacted you out of the blue, and say they need to access your computer, it's a scam. 100% of the time.
If you get the DMV, snopud or IRS version of these phone scam calls (or any company that calls you and tells you need to give them money) ask for their name and extension, and tell them you will return their call at the publicly available phone number. If they argue, just hang up and block their number. If you're concerned, call the company they claim to represent. They will be able to tell you if there is a problem with your account. None of the places I have mentioned will ever call you and solicit money.
Phishing emails are when a scammer sends an official looking email, to try and convince you that your bank or PayPal accounts are compromised or there is some other issue with your account. You'll then click their real looking email, be taken to a real looking website, and as soon as you enter your credentials, they then compromise your actual account and steal your money. They can be very convincing looking. Unfortunately, because they are so common, we recommend just not clicking on links in emails. Period. If you get an email from your bank, or someone who might be your bank, and they are saying that there is something wrong with your account, just close the email, without clicking anything. Open up your web browser (Google Chrome, edge, Firefox, etc) and type in your bank's website. Or even better, use your bookmarks to ensure your getting to the real page.
If there is something wrong with your bank or PayPal account, there's absolutely no reason to deal with it via email. Going directly to their website is 100% safe, and will also help you resolve any issues, should there actually be any.
Let us know if you have any questions in the comments
Ben