06/16/2026
For decades, pre-close due diligence for construction loans has worked the same way โ manual document reviews, standard background checks, and hope that nothing slips through the cracks.
Something inevitably does.
20+ hidden liens declared as zero. A $67,000 budget contradiction invisible unless two documents are read together. A workers' comp fraud hiding in plain sight. A filing deadline that nearly cost a lender their statutory lien priority.
None of it is easily captured by any existing tool โ until now.
X-RAY by Land Gorilla does what neither manual review nor any existing due diligence tool can. It reads every document in your loan file simultaneously, cross-referencing contracts, budgets, plans, and appraisals to surface contradictions that only appear when everything is analyzed at once. It goes deeper on every builder than any standard background check โ uncovering hidden liens, undisclosed liabilities, and fraud risks before you fund. And it calibrates every analysis to your exact loan โ builder type, project scope, region, and loan program โ so every flag is relevant and nothing real gets missed.
This is what pre-close due diligence for construction lenders has always needed to be.
AI-powered. Human-verified. Delivered in as little as one business day.
๐ Download a sample Project Analysis and see what X-RAY reveals.
https://hubs.ly/Q04lvkZq0