Nova Credit Inc.

07/27/2023

Regularly checking your credit history in the U.S. is essential to building your financial life here.

Check out some of the best ways to do so — many of which are free!

Learn how to check your credit history in the U.S. through several credit monitoring tools—many of which are free to use.

07/25/2023

If you’ve moved to the U.S. recently, you may be able to use your foreign credit history to apply for U.S. credit cards & more using Nova Credit.

Learn more about how it works and apply online today.

07/11/2023

Becoming an authorized user on another person’s credit card may help you build credit more quickly—especially if they manage their card responsibly.

We discuss how to become an authorized user and lay out a few considerations before you decide to try it yourself.

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This article explains what an authorized user on a credit card is and how becoming one may help you build a credit history quickly.

07/05/2023

After moving to the U.S., it takes time to build a credit history from nothing.

We discuss how to start building your credit, and how long it typically takes to build both a credit score and an underlying credit report with the major credit bureaus.

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This article discusses why both credit history and credit scores are important in the U.S. and how long it typically takes to build each from scratch.

06/29/2023

If you are planning to move here for the first time, it can be hard to predict how much things like food, transportation, healthcare, and other expenses will add up to.

Our new guide provides an overview of estimated costs for typical U.S. living expenses in 2023, and additional resources to research the cost of living in your specific city.

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This article discusses what to expect from the cost of living in the United States across housing, transportation, food, healthcare, and other expenses.

06/26/2023

The American Express® Green Card is a popular travel-focused rewards card with robust travel and dining rewards for a lower annual fee than other premium cards.

Read our review to decide if it’s the right card for you:

In this article, we discuss one of AmEx’s most popular travel cards, the Amex Green Card, along with its benefits, and who should apply for it.

06/22/2023

We walk through one of American Express’ most popular premium cards, the Amex Platinum, to help you understand if all of the luxury perks are worth the hefty annual fee for your lifestyle.

Read full review:

We discuss one of AmEx’s most popular cards, the Amex Platinum Card, along with its benefits, and who should apply for it.

06/13/2023

Check out our list of the best American Express Cards for U.S. newcomers, which you may be able to apply for using your foreign credit history.

We showcase Amex cards that are great for dining out, luxury travel, earning rewards with no annual fee, and more.

See the list:

This article discusses some of the best American Express Cards for U.S. newcomers.

06/06/2023

Newcomers to the United States can now use their foreign credit history to apply for U.S. credit cards, phone plans, auto loans, and more—rather than needing to start all over.

Learn more:

Bring your foreign credit with you when coming to the US. Leverage your foreign credit to build U.S. Credit! Read more now.