08/12/2022
8/7/2022
Cash transfers from your back account
Did you know?
Never leave Zelle on your account if you never use it.
If you don’t use your banks built in cash transfer app (Zelle), did you know you can call your bank and tell them to permanently disable it for your account? The only way to re-enable it is to go to the bank with 2 forms of ID and have it re-enabled from there. This way thieves can’t transfer any money out of your account without doing an ACH wire transfer (the old way to transfer money before Zelle) which takes much longer and always has a valid paper trail. Most banks wont even help you if they determine the Zelle cash transfer was valid but they MUST help you if the transfer was through an ACH wire transfer.
Be very careful about reading articles that are meant to scare you into buying or subscribing to a service like Identity or credit monitoring. I have read hundreds of articles that were flat out wrong in their description of how a theft can occur as well as how easy the theft can be perpetrated.
If your not sure about a scam, whether you should buy a specific product for identity theft protection or a cyber security just post your question to our Facebook account and we’ll get back to you. For a faster response, message me directly.