10/15/2026
When a household cannot cover everything, the utility bill is often the one that gets pushed to next month.
That came up on SECC's affordability panel last week, out of research fielded across 4,021 Americans. It makes a hard kind of sense. Rent has an eviction date. A car payment has a repossession. The energy bill has a due date that feels softer, right up until the disconnection notice arrives.
For a utility, that means arrears are not an early warning. They are the visible end of a decision the household already made, quietly, weeks earlier, about which bill could wait.
The utilities getting ahead of this are the ones who can see the pressure building before a payment ever slips.
Full panel, on demand: https://hubs.li/Q04xh6k30