Covisum

09/07/2026

Our office is closed in observance of Labor Day. We hope you have an enjoyable holiday!

We’ll be back Tuesday, September 8, at 7:30 a.m. Central Time. In the meantime, our online Help Center is available 24/7 with answers to frequently asked questions. https://hubs.la/Q04s6MLh0

08/03/2026

The annual Social Security earnings limit may not tell the full story when a client retires midyear.

The monthly earnings test could allow benefits to begin sooner than expected, which may influence claiming decisions and retirement income planning.

Read what advisors should know before a working client files: https://hubs.la/Q04rGrYv0

Learn how the Social Security monthly earnings test works, when the special first-year rule applies and which common earnings-test issues advisors should address before clients file.

07/02/2026

In observance of Independence Day, our office will be closed on Friday, July 3. Our team will be back and ready to assist you on Monday, July 6, at 7:30 AM Central.

Wishing you a safe and wonderful holiday weekend!

Need assistance while we’re away? You can find answers to common questions in our Help Center:
https://hubs.la/Q04lCD4c0

05/25/2026

Honoring the heroes who gave everything for our country this Memorial Day.

Our office is closed today in observance of the holiday and will reopen tomorrow, Tuesday, May 26 at 7:30 a.m. Central.

If you need assistance in the meantime, our Help Center is available 24/7: https://hubs.la/Q04hj1zl0

01/23/2026

Lorie Konish of CNBC recently discussed the temporary $6,000 senior deduction (up to $12,000 for married couples) available for tax years 2025–2028, which may create new planning considerations for clients 65 and older. The article includes insights from Joe Elsasser, CFP® and President of Covisum, who encourages advisors to view it as a four-year additional deduction that can influence broader income decisions, not just Social Security.

Full article:

The "big beautiful" tax law lets older American couples potentially take up to $12,000 per year off their taxable income for four years.

12/31/2025

As the new year begins, we want to thank the advisors who trust Covisum to support their planning work. Helping clients understand their options and move forward with confidence is what meaningful planning is all about. We’re grateful to be part of that journey with you.

Covisum will be closed January 1-2 and will reopen Monday, January 5 at 7:30 a.m. Central. Our online Help Center is always available if you need support along the way:
https://hubs.la/Q03Yl2C10

12/24/2025

From all of us at Covisum, we wish you and your family a warm and joyful holiday season.

Our office will be closed December 25-26 and will reopen Monday, December 29 at 7:30 a.m. Central. As always, our online Help Center is available anytime to help you deliver clarity and confidence to your clients. https://hubs.la/Q03YlcSw0