05/01/2026
Not every chargeback is as innocent as it seems. 🤔
We’re seeing more businesses deal with chargeback scams that are getting harder to spot every day. Friendly fraud, false claims, and disputes that don’t tell the full story can quietly chip away at your revenue and put accounts at risk.
Prevention comes down to better visibility, clearer communication, and understanding the patterns behind how these disputes happen in the first place.
The biggest difference is not how you respond after a chargeback hits. It’s how you prevent it before it ever happens.
If you’re seeing more disputes lately, this one is worth a read:
https://www.luqra.com/resource-center/top-5-chargeback-scams-and-5-ways-to-prevent-them/
A chargeback scam occurs when a consumer deliberately abuses the chargeback process to obtain goods or services without paying for them. The primary types of chargeback scam include item not received, unauthorized transaction, service/item not as described, subscription abuse, and friendly fraud.