09/23/2026
MYTH: If water gets into your home, homeowners insurance automatically covers it.
Not always.
A sudden pipe leak, outside flooding, and damage caused by a long-term leak can all be treated differently by an insurance policy.
With fall rain, clogged gutters, and colder weather ahead, now is a good time to understand what your homeowners coverage actually includes.
And while you’re reviewing your policy, it doesn’t hurt to check your rate too.
Compare at RateRetriever.com
Coverage varies by insurer, policy, state, and circumstances.