08/27/2026
Cyber Insurance Offers Coverage, But It’s Not a Silver Bullet
“We have cyber insurance, so we’re covered.” That assumption is dangerous.
Cyber insurance is a financial backstop. It transfers some risk after an event, but it is not a substitute for a cybersecurity strategy designed to prevent, detect, contain, and recover from an attack. Insurance helps you recover financially. Security helps reduce the chance that you will need to file a claim at all.
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