Double Check Consulting

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Application of AI, Machine Learning Algorithms and Statistics in Business terms for Healthcare Analytics, Big Data Solutions, EHR Analytics, Car Insurance Fraud, Healthcare Fraud, Economy of Scale for algorithms. • Forecasting/ predictive analytics of future employee health benefit costs based on historic information.
• Analyzing variations in health plan design and insurance coverage.
• Reportin

g data by total cost, employer cost and employee cost, health inflation, diagnoses, and employee population.
• Reporting from Statistical Analysis of Health Plan scenarios using specific employer group claim experience.
• Studying book of business information for preventable conditions and reduced costs through changes in wellness behavior for employer group disease management.
• What would happen if there is a change in the co-pay amount for name brand prescription drugs?
• Which employees would be affected if there is a increase in the deductible for out-of-network services?
• How much would the plan save if chiropractic benefits from employee benefits is eliminated (especially in computer software and construction industry where employees tend to be younger. Plus, this specialty is historically known to be FWA, so elimination will help in Fraud Waste and Abusive treatment that helps no one)?
• Health plan spend analytics on diabetes, asthma and other chronic diseases next year.
• Member Analytics of health plan that will utilize the most healthcare and have the highest costs.
• Predictive Analytics of employee gaps in their care and how can we help them.
• Reporting from Statistical Analysis/ trending on return on investment (ROI) from wellness and disease management programs.
• Find analytics actionable solutions from control costs modeling and help our members obtain the best care possible.
• Statistical Analysis of Health plan utilization and cost analysis by provider, procedure or diagnosis for Fraud, Waste and Abuse reduction in Healthcare and Car Insurance.
• Frequency and cost information associated with key health service groups
• Report Health expenditures for a specified time period, company or department
• Graphical summaries of expenditure, discounts and cost sharing arrangements
• Comparative Analysis to benchmark data by employer industry, location and size
• Statistical Analysis of Prescription drug utilization resulting from preventable medical conditions.
• Trend analysis by diagnosis groups and employee age groups for employer groups.
• Data Analysis and reporting for managing high claimant situations that includes employee co-pay, coinsurance and contribution changes.
• EHR Analytics: Readmission Rate, Length of Stay (LOS), Inpatient and Outpatient Value based treatment.

Wishing All happy Veteran's day and hope we all get to enjoy rest of summer! This tomato was growing on 9 year old soil ...
09/02/2026

Wishing All happy Veteran's day and hope we all get to enjoy rest of summer! This tomato was growing on 9 year old soil with no fertilizer. Recently, a company in London, UK received $10.0 Million seed money for what can't do these days or pack at least 4 disease tolerance/ resistance in one plant. In picture/ data, it is one of our tomato plants that was collected in New Mexico, USA. This plant is tolerant to Fusarium wilt, Verticillium Wilt, early blight and Septoria Leaf Spot.

Thanks for investing your time on our posts - we are grateful!!

IDC research team found 527 ZB data will be produced by 2029 out of which 25% will be Edge , 25% from end points and res...
08/19/2026

IDC research team found 527 ZB data will be produced by 2029 out of which 25% will be Edge , 25% from end points and rest Core. Edge Analytics is every such as Robots in healthcare, oil and gas industry, Agriculture etc. IDC research also found IoT will 40.5 % and Metadata growth will be 40.5%. So is the new rosy all along? No!
Recently we participated in a AI and Machine learning Algorithm conference where bottlenecks to Edge AI was discussed. Congratulations to the research company mentioned on right corner! They were kind to allow us take pictures. Double check Consulting is sharing without getting any payments because given the hype of AI, impacts of Data Quality is often overlooked! A very large numbers of companies globally have bogged down due to lack of data quality and governance issues. In fact, Gartner has forecasted 40% of working Agentic AI will be decommissioned by end of 2027.

Only 25 % of companies have Good data strategy in a Research by Cornerstone! The hype of AI is such that 53% of companies are not able to differentiate facts from fiction. In the same research, 43% of North American companies find themselves overwhelmed by Agentic AI use cases and don't know how far they can be successful. More is here; -
https://www.contentstack.com/resources/report/agentic-enterprise-report-2026?spush=bmF2aW4uc2luaGFAZG91YmxlY2hlY2tjb25zdWx0aW5nLmNvbQ==

We talked about accidental discovery of Chaos Model, below, by Dr. Lorenzo from MIT in 1963 - well known now as butterfl...
07/23/2026

We talked about accidental discovery of Chaos Model, below, by Dr. Lorenzo from MIT in 1963 - well known now as butterfly affect or, stable patterns even when a system such climate events behave Chaotically. The proof is in the pudding or one has to find if such a system is stable or not requires mathematical / statical Stability Analysis. Dr. Lorenzo and his army of PhD students have created tons of methods; we picked here a simple statical method where as : - what happens to R- square when the a statistical model moves from Linear to Quadratic to Cubic stages. R -square is variations explained by independent variable(s)
In Independent variables. For a system to be stable, R- square must stay the same as model moves from Linear to Quadratic to Cubic - that we see here in statistical optimization.
We had to apply to normalize data and then apply Statistic on calculus treated data. For a large sample size that climate data tends to be, R- square tends to be statistically significantly (P

Edward Lorenzo was a Professor of Climatology MIT in 1960's. He had 10 ordinary differential equations that predicted cl...
06/02/2026

Edward Lorenzo was a Professor of Climatology MIT in 1960's. He had 10 ordinary differential equations that predicted climate. One day in 1963, he punched couple keys on his computer and took off for coffee break. Upon return he was astounded that the number were so different from his expectations. Turns out he had applied only 5 of those 10 calculus equations. But the chaotic result had a pattern or it was deterministic - that climate extremes swung between one of the two states possible. So the input data was treated with one calculus equation and the outcome, he called Attractor, was treated with another calculus equation that produced another Attractor for next calculus equation. And plotting second Attractor (y axis) over first Attractor produced graphics that resembled to butterfly. The discovery that Chaotic systems are deterministic or have a Fractal pattern- made Dr. Edward Lorenzo world famous and new generations of mathematicians were developed while studying Lorenz Attractors - still we find publication with that key word.
So why are we citing his work? The graphics here is on 125 cities of USA, scored for supporting human health activities. So the availability of shade from trees, known to cool down a city, and can reduce stroke even. Then fishing, parks etc. Then data also had food security, food pantry available? That's some parts of social determinants of healthcare. Then every city has demography, opportunity to work in safe environments. So three different types of data were integrated for 125 cities in USA; lots of search engine usage! It took 4 partial differential equations to produce the circular graphics presented here- from worst 25 or black space to best 25 or white space. One calculus to normalize the all data, and rest three partial differential equations to create Attractors as input to next equation. So yes we learned with lots of experimentations, which one goes first and next - Thank you Prof Edward Lorenz for inspiring us!!
So in this age of and , why are we working as Human-in-loop. We could have fed the data to AI, got it integrated, with few prompt, learned what calculus equations are needed. And LLM would had done all of it in an hour or less. So why suffer for 3 months learning and researching all this? From our point, it is about not outsourcing intelligence to AI. That we learned three different types of data and gained insights while creating apples to apples among these three data parts. Such insights about data and integration is Intellectual property to us - it is transferable to other industries, not only to healthcare.

Another aspect is Context! How relevant it is and how factual it is. It is obvious that no one wants hallucinations, context must be helpful to anyone interested. For example, insurance companies know that if you take random sample of 23,000 people in a big city like Minneapolis, MN - 8.5 K people will in green are or very left of bell curve. However, 5.5 K people are more than obese and they must indulge into moving around in city and know what they can eat without adverse reactions and eat properly .(https://www.eatingwell.com/almonds-vs-peanuts-heart-health-11983775. ). So the city offering walking, fishing, availability of good grocery stores with fresh and healthy food and good paying jobs - all contribute to a happy city. Insurance companies know that only 3_ 5% reduction in weight in most right segment of bell curve for one year saves $160,000 and a precious life. Sadly USA is is most obese country among developed or top 28 rich countries. So GLP business as well as mono, to tri peptide business is booming. But it has side effects. Have you noticed your pharmacy cost has gone up? Of course because rise of 14.38% pharmacy cost is hard to ignore! Employment based insurance plus Co pay comes around $3,480 these days; GLP and peptides are not free!! So we personally take advantage of what the city offers- shaded path to walk, several grocery stores at reasonable price, opportunity to work at home and drive minimally to save time and money. Yes, your employer is big contributor of your health and how happy you're in a city. Perhaps biggest.

As far as results are concerned, Rocket city Alabama in white space is not a surprise. Anyone will move to work there. Sioux Falls South Dakota in same space is interesting - very clean air and no trash as well as few potholes are worth considering. All together, it was wonderful learning about 125 cities of USA - deeply.

Healthcare Fraud is in news and now there's tremendous focus on where and how this fraud is perpetuated. Federal governm...
04/09/2026

Healthcare Fraud is in news and now there's tremendous focus on where and how this fraud is perpetuated. Federal government is developing and improving rules and processes everyday. So in this changing environment,Are you business # knowledge ? While it is is difficult to cover everything in , we provide basics here that goes long ways for understanding about the of Healthcare fraud in USA. So here's the details that we all must know before touching any healthcare fraud data:

https://www.federalregister.gov/documents/2026/02/27/2026-03971/medicare-medicaid-and-childrens-health-insurance-programs-announcement-of-nationwide-temporary

03/01/2026

is progressing at faster speed than Lamborghini, the video is around San Francisco (SFO) from a Uber ride. It is impossible to keep up with AI and Machine learning (ML) algorithms Innovation as everyday San Francisco is buzzing with both:- the pride and prejudices about AI and ML. That's because all businesses are sensitive to complex, unpredictable and random events. So while we can't bone up on every AI and methods invented everyday in SFO, we can keep the basics tight in place to grasp any new AI and ML methods when we need it.
1. First we need to understand Chaos Theory. AI and ML algorithms make lots of predictions about climate variabilities, for example recent deep freeze in January and February 2026 in Florida. Reports finds 70% of Strawberry 🍓 crop and 80% of blueberries are destroyed. Plus tomato crop was damaged because they were not cold tolerant. We need to know sensitivity analysis to examine the accuracy of those predictions.
Chaos Theory is highly applicable to Healthcare Fraud because very smart fraudster after graduating from cyber security attacks and credit card fraud - injects instability and disorder purposely in healthcare claims data. This way they're never ever brought to justice.
2. Application of Perturbation Theory : Businesses often have to take decisions even when what to do completely unknown. Dotcom bust, great recessions, Russia Ukraine war that forced AgriTech companies to think in terms of uncertain business of Agriculture, not pride and prejudices of Technology. Mathematically, those situations may create eigenvalues that are small but significant because they can collapse. Since all companies face good and bad times, mathematically, it is about testing long range interactions. So the mathematical model calls for correction for eigenvalues and eigenvectors. So Perturbation Theory helps to approximate eigenvalues and eigenvectors likely to collapse, bringing seizures to companies bottom line. Of course data needs to clean and understood before such sophisticated mathematics and Statistics endeavors can be undertaken.
3. Regularization Methods: Introduce or add penalty to improve stability of mathematical models. These penalties solve spurious statical clusters formed in data. They're many methods of adding penalties that effectively prevent eigenvalues and eigenvectors from becoming very small and unstable or likely to collapse. So data and business understanding is crucial!
3. Calculus or Integral methods : Calculus with complex integrals of resolvent operator to accurately determine eigenvalues within eigenvalues within defined contours in complex plane, even for complex non-lineat ideas and solutions. Calculus with complex integrals are valuable when long range interactions lead to complex or non- linear eigenvalue problems. They provide robust way to compute the eigenvalue and eigenvectors without requiring initial approximations. Of course there are others but - we are here to build the basics for future talent needs.

REFERENCES
1. Reynolds RJ et al. 2010: The distribution and hypothesis testing of eigenvalues from canonical analysis of Gamma matrix of Quadratic and Correlational selection gradients. Evolution: 64(4): 1076 - 1085.

2. Zou F et al. 2010: Quantification of Population Structure using correlated SNPs by Shrinkage Principal Components. Human Heredity , 70(1): 9-22.

Happy New Year 🎊!   Between 4/15/2025 and 11/15/2025, We harvested 80 Strawberry fruits from 4 year old soil, 9 year old...
12/29/2025

Happy New Year 🎊!
Between 4/15/2025 and 11/15/2025, We harvested 80 Strawberry fruits from 4 year old soil, 9 year old soil (right) and 13 year old soil from 2013 (left). 50% of fruits were harvested from plant on right - we have yet to find someone achieved such observations Globally. And that's what is the point - wishing everyone tremendously success and achievements in New Year!

Happy 2026 to All from Us!!

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3744 Pennsylvania Avenue Suite # 18
Fremont, CA
94536

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