Foresights Foundry, LLC

06/14/2025

Pessimism over the inflation outlook lessened in June ,as one-year inflation expectations plunged to 5.1% from the more than four-decade high of 6.6% reached in May.

Long-run inflation expectations, which track expectations over the next five to 10 years, also fell, hitting 4.1% in June down from 4.2% in May. https://finance.yahoo.com/news/us-consumer-sentiment-rises-for-first-time-this-year-as-shock-of-high-tariffs-wears-off-144102959.html

05/15/2025

Golden oldies of budgeting! The 50/30/20 method

Golden oldies of budgeting.

04/30/2025

Introducing our free budgeting template! Build your financial fortress.

Streamline your family finances with our free Google Sheets budget template – track income, expenses, and financial goals in one easy-to-use, mobile-friendly dashboard.

04/26/2025

Intentional effort!

It's a lesson he learned from Warren Buffett. https://trib.al/4ITNnZB

04/26/2025

A greener week this week for the S&P 500

04/26/2025

All about the long game.

Millionaires do this:

Save first, spend later
Invest through every cycle
Ignore the noise
Play the long game
Stay consistent—no matter what

04/22/2025

04/19/2025

Starter home prices have skyrocketed over the past seven years—rising from $156,626 in 2017 to $292,950 in 2024. These entry-level homes, often referred to as starter homes, are typically smaller and more affordable properties that serve as a first purchase for new homebuyers. But affordability has become a growing concern.

Rising mortgage rates—dipping below 4% in 2019 and nearing 7% more recently—have made these homes even less accessible to first-time buyers.

“Though home price growth has contributed significantly to declining affordability, mortgage rate growth has exacerbated the issue,” says Realtor.com senior economic research analyst Hannah Jones.

“While starter home prices climbed 53.7% over the last five years, payments more than doubled due to mortgage rates increasing from roughly 4% to almost 7%.

“Falling mortgage rates are crucial to improved housing affordability,” she adds.

💰 The income needed in each state to afford a starter home: https://rltor.cm/rsvca5

04/19/2025

Adding to the industry's environmental challenges, wine producers around the world are under threat from tariffs for sales into the United States, the world's largest importer of wine by value.

https://yahoo.trib.al/0t9PwaM

04/19/2025

Mortgage rates are far lower than the historically high levels in the 1980s. Home buyers have seen better days, though, with current rates significantly higher than their sub-3% lows from 2021.

For those still on the fence about buying a home, you’re probably wondering — is it the right time to buy a house? Or should you wait until rates are lower?

https://yahoo.trib.al/H1ChUxr

04/19/2025

Emergency fund = peace of mind

We can't see the future, but we can prepare for it today.

04/14/2025

Christmas colors today!