E-Link Markets, Limited

E-Link Markets, Limited Is an electronic brokerage platform, where you make a financial return by investing in socially responsible companies that are changing the lives of people 1.

Reduce the cost of funding and operations via services provided through the platform via the internet
2. Provide access to wholesale funds by being the platform that establishes an interbank market place for microfinance to borrow and lend from each other and other institutional investors
3. Facilitate efficient price discovery thereby lowering the funding cost of microfinance which will translat

e into lower rates of interest for microfinance loans
4. Increase outreach of microfinance to the poor by creating services that assist depositors to send funds to their MFI via SMS and mobile phones and interface to mobile payment solutions
5. Provide services to initiate collaterised borrowing via tri-party repurchase agreement thereby providing income fee opportunities to settlement banks that may want to provide custodial services.
6. Provide an opportunity for microfinance to securitise their existing loan portfolios via a notes funding program with participating investors

01/14/2019

This video is hypothetical, but a typical situation that illustrates a Repurchase Agreement (REPO) transaction and Convertible Asset Backed Note (CABN).

The characters and analogies used in the video depict the following in a REPO transaction:

Anne - Managing Director, Cooperative Capital, Note Investor (i.e. Lender): Members of the public and institutional investors who can place deposits with licensed Microfinance Banks on the e-Links platform.
Frank - Owner, Pay Day Loan, Note Issuer (i.e. Borrower): Microfinance Banks, these institutions are mandated to insure their customer deposits with the Nigeria Deposit Insurance Corporation (NDIC).
John - Small business Owner: Loans given out by a Microfinance Banks (i.e. Risk Assets)
Office Car - Collateral: Financial Instruments owned by Microfinance Banks, such as Federal Government of Nigeria-Treasury Bills, Time Deposits and Bank Guarantees from a Commercial Banks

Address

Cliffside Park, NJ

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