Finovifi

06/03/2026

Ask any community bank operations leader what keeps them up at night, and you’ll hear the same three things:

• ACH and wire fraud
• Chargebacks and “I didn’t authorize that” disputes
• False assumptions about device biometrics being secure

VULT Security tackles all three with one advantage:
forensic evidence tied to a validated, real-time identity check.

Every VULT scan creates a record that includes:
✔ Facial biometrics
✔ Device ID
✔ VPN detection
✔ Geolocation
✔ Real-time match to government ID

So, when a customer claims, “That wasn’t me,” the bank has rock-solid proof of presence — evidence that holds up under scrutiny and cuts off friendly fraud before it starts.

For high-risk transactions, VULT becomes the equivalent of a digital notary.
Fast. Indisputable. Impossible to spoof.

This is what next-generation transaction security looks like, and it’s in the Finovifi Marketplace. https://hubs.li/Q03T5p_n0

Reduce fraud losses. Slash dispute costs. Strengthen trust.

VULT Security + Finovifi → a better way forward for community banks.

Discover the Finovifi Marketplace, connecting community banks and credit unions with innovative fintech partners to drive growth and streamline operations. Explore valuable solutions today.

06/02/2026

43 years of trust. One partnership built on service.

For more than four decades, Commercial Bank has partnered with MBS by Finovifi — a relationship rooted in responsiveness, reliability, and a shared commitment to community banking.

We were honored to recognize Commercial Bank as part of our Decades of Trust series and celebrate the people behind this long-standing partnership, including Chris Harley, SVP/CIO, and Michael Dudley, Chief Executive Officer.

In an industry where technology keeps changing, one thing still matters just as much as it did 43 years ago: having partners who answer the phone, understand your bank, and stand beside you year after year.

Read the full story on the Finovifi blog:

https://hubs.li/Q04jNTPP0

Discover how long-term partnerships, like that of Commercial Bank and MBS by Finovifi, create trust and reliability in community banking through personalized service and practical technology.

05/29/2026

Two timely compliance conversations are coming up from Finovifi, and both are designed to help community financial institutions prepare for what’s next.

First, our final ACH Readiness Brief will take place on June 2, focused on helping financial institutions prepare for Nacha’s 2026 ACH fraud monitoring requirements. If your team is still working through risk-based monitoring, documentation, originator oversight, or examiner-readiness questions, this is a practical session to join.

We’re also hosting an upcoming Beyond the Vault session on BSA Modernization, covering FinCEN’s recently proposed AML/CFT rule and what it may mean for community banks. The proposal is not a final rule, but it is an important signal for where BSA/AML expectations are headed — and why now is the time to evaluate your program, not overreact to it.

Both sessions are built to be educational, practical, and focused on helping banks move from regulatory awareness to operational readiness.

Register For ACH Readiness Brief - https://hubs.ly/Q04jmjJs0
Register for BSA Modernization Webinar - https://hubs.ly/Q04jmh1y0

05/27/2026

Big news for community banks navigating today’s compliance and fraud challenges.

Finovifi has announced a strategic partnership with Arcsalus Advisors to bring expert human validation into our AI-driven compliance platform, ComplyPilot.

Through this partnership, financial institutions can move faster with AI while maintaining the confidence that comes from experienced compliance oversight. The new Human-in-the-Loop advisory layer allows banks to submit AI-generated compliance responses, regulatory Q&A, and marketing reviews for expert validation by the Arcsalus team.

The partnership also expands access to ongoing compliance insights, regulatory change alerts, practical reference guides, a centralized regulatory calendar, and advisory support designed to help institutions stay ahead of evolving expectations.

For community banks, the message is simple: AI can accelerate compliance work, but accountability still matters. This partnership brings both together.

Read the full announcement: https://finovifi.com/blog/finovifi-and-arcsalus-advisors-partnership

05/21/2026

05/20/2026

It has been a busy month for the Finovifi team.

Brian Hoffman recently exhibited and spoke on check fraud at the Michigan BEST Conference, and Ron Suhr was on-site at the Secure-Serv Future Ops Conference on May 14, connecting with bankers and sharing insights on today’s fraud and compliance challenges.

We’re not slowing down yet. Next up: ICBB’s Leading Insights, Networking & Knowledge event on June 1 in Murfreesboro, TN.

05/19/2026

💰 Want to save money AND time?
Our Print Mail partner in the Finovifi Marketplace helps banks cut costs on statements, notices, and marketing mailers while boosting accuracy and speed.

⚡ Smart outsourcing = more focus on customers.

Discover the Finovifi Marketplace, connecting community banks and credit unions with innovative fintech partners to drive growth and streamline operations. Explore valuable solutions today.

05/12/2026

Many community banks have spent years modernizing operations, digital banking, fraud controls, and compliance infrastructure.

But when a shareholder asks:
“What are my options if I want liquidity?”

Too many institutions still don’t have a clear process.

As ownership structures age and succession conversations increase, shareholder communication and liquidity planning are becoming strategic issues—not just administrative ones.

Join Finovifi and our partner My Private Shares on May 21 at 10:00 AM CT for a Beyond the Vault webinar:

The Proactive Bank: Getting Ahead of Shareholder Liquidity Before It Becomes a Crisis

We’ll discuss:
• Shareholder liquidity preparedness
• Ownership transition planning
• Communication infrastructure for community banks
• What proactive institutions are doing now before pressure builds

Plus a live client discussion on what prompted action and what implementation actually looked like.

👉 Register here:

Before shareholders start calling, have a plan. Learn how banks manage liquidity, communication, and succession proactively in this live webinar.

05/07/2026

Fraud is not declining. The Federal Reserve’s latest Risk Officer Survey makes that clear.

Debit cards and checks remain major sources of fraud attempts and losses, while faster payments showed the largest year-over-year increase in attempted fraud and reported losses.

For community banks, that points to a hard truth: this is no longer about managing one fraud problem at a time. It is about building a more connected fraud posture across payment channels, account opening, review workflows, and frontline decisioning.

Our latest blog breaks down what the Fed’s findings mean and why layered defenses matter more than ever.

https://hubs.li/Q04fRg4s0

The Federal Reserve’s 2026 Risk Officer Survey found fraud is not declining across payment channels. Learn what it means for community banks and fraud prevention strategy.

05/06/2026

Fraud isn’t slowing down—and neither can your frontline.

According to industry estimates, older adults lose over $36.5 billion annually to financial fraud. The tactics are evolving, and the impact on customers—and institutions—is significant.

That’s why our partner, the Southern Financial Exchange, is hosting an upcoming session worth your team’s time:

Adult Financial Exploitation: Common Fraud & Scams, and Tactics to Help Deter Fraud

📅 May 14 at 9:00 AM CST
🎤 Featuring Aimee Cook
🎓 1.2 AAP / AFPP / APRP CEUs
🎥 Recording available for all registrants

This session brings a practical, real-world perspective—focused on how institutions can:
• Identify red flags earlier
• Equip frontline teams with actionable protocols
• Reduce exposure to one of the fastest-growing fraud segments

With seasonal scams ramping up heading into summer, this is timely for any institution focused on protecting customers and staying ahead of risk.

Register Now!

Adult Financial Exploitation: Common Fraud & Scams, and Tactics to Help Deter Fraud, Webinar