05/18/2026
Did a little Google search. I have been getting calls concerning Computers being hacked or compromised and money taken out of a person's bank account. If you get a call or a text or an email from your "bank", or the "IRS" or some other entity asking for personal information because they have to verify or update their records you are most probably participating in a phishing scam. Below is a Google search about this type of scam. Always check a legitimate website or call your bank to make sure this is true or false. If money is involved (or not), you may want to make a police report in your jurisdiction. They may not be able to help, but it will be on record.
"Phishing is a social engineering cyberattack where criminals impersonate a trusted entity—like a bank, government agency, or employer—to trick you into providing sensitive data, such as passwords, credit card numbers, or login credentials.
The goal is to steal your personal identity, money, or access to your accounts. Attackers typically use deceptive emails, text messages, or direct messages to lure victims into clicking harmful links or downloading malicious attachments.
National Institute of Standards and Technology (.gov)
How Phishing Works
Attackers rely on manipulation and psychological pressure to get you to act without thinking. The process generally follows these steps:
1. The Bait: You receive a message that appears legitimate. It often creates a false sense of urgency (e.g., claiming your account is suspended or you owe money) to force a quick decision.
2. The Lure: You are instructed to click a link or download an attachment.
3. The Trap: The link directs you to a fake, spoofed website that looks identical to a real one. When you enter your credentials or personal information, the cybercriminal captures it. "
Common Types of Phishing
1. Email Phishing: The most common form, where a fraudulent email masquerades as a large service provider or trusted company.
2. Smishing & Vishing: Phishing that occurs via SMS text messages (Smishing) or phone calls (Vishing).
3. Spear Phishing: A highly targeted attack customized to a specific individual or organization, often using personal details to build trust.
How to Protect Yourself
1. Verify the Sender: Double-check the email address or phone number. Scammers often use slight misspellings of official domains.
2. Do Not Click Blindly: Hover over links before clicking them to check where they actually lead, and never download unexpected attachments.
3. Avoid Sharing Information: Legitimate organizations rarely ask for passwords, PINs, or sensitive personal data through email or text.
For more detailed tips on recognizing these scams, you can check the Federal Trade Commission Phishing Scams guide or the FBI Spoofing and Phishing reference page.
