Sapio Asia

SAPIO scale, secure, and monetise third-party data assets via AI/ML/DLT-driven fintech solutions.

We link technology, analytics, and process excellence to business outcomes such as superior growth of revenue and profit for FSI partners. SAPIO create new business and revenue models for clients by focusing on the two complementary fintech areas of Artificial Intelligence (AI) and Machine Learning (ML); Blockchain and Distributed Ledger Technology (DLT). What we do:
- Build AI and ML-driven distr

ibution models, as well as blockchain services and DLT applications
- Customise technology bundles to support clients’ operational objectives
- Monetise rich third-party customer data in compliance with GDPR
- Leverage AI and Deep Machine Learning for highly accurate behavioural predictions
- Enable financial services partners to optimise selling into large customer/SME audiences
- Create substantial new profit streams for stakeholders, alongside other benefits

How we do this:
1. Leverage existing client databases to extract a big captive audience and rich consumer data
2. Integrate Sapio SDK into existing digital channels to capture data - 280+ data categories, 50K+ data points per user
3. Clean the data and perform feature engineering to predict consumer choices - turn binary data into 1.3Million+ behavioural features
4. FSI partners target and approve customers based on SAPIO’s scorecards for consumer risk, purchase, and lifestyle
5. Enable FSI partners to capitalise on the intelligence by targeting customers with optimal advertising campaigns

SAPIO’s analytics and decisioning workflow improve all key metrics for the origination value chain: response rate, approval rate, risk exposure, customer retention, cross-sell ration, customer lifetime value, etc.

11/03/2022

Russia’s invasion of Ukraine is shaping up to be a key proving ground for artificial intelligence and machine learning. The technology could be vital in the information war – whereby Russia may seek to employ AI techniques such as deepfakes to supercharge their disinformation campaigns and machine learning can help detect them.

The tech could also prove pivotal for future war crime prosecutions to fact-check and document potential atrocities and human rights violations. AI and ML can help analyse the vast amount of open-source intelligence coming out of Ukraine—everything from TikTok videos and Telegram posts of troop formations and attacks uploaded by average Ukrainians to publicly available satellite imagery.

Russia's invasion of its neighbor will be a proving ground for the technology, for better or worse

11/02/2022

Disruption and a distributed workforce is the new norm. It is therefore imperative to look for alternative tools and methods to connect with your customers or prospects and to ensure that you leave them with a positive experience. Check out this interesting article about how alternative data and software tools are being leveraged to increase contact centre answer success rates!

07/02/2022

We're into the second month of 2022 and this year promises to usher in new opportunities for the development of artificial intelligence (AI), machine learning (ML), Internet of Things (IoT) and blockchain. The SAPIO team believe some of the most interesting new developments for AI/ML specifically will be where we see a focus on ethical deployment, the potential intersection with blockchain, and the mainstream application of natural language programming (NLP). Click to read more in our article!

The tech scene is expected to be dynamic and diverse in 2022. Check out our handful of key trends for blockchain, AI, ML and IoT.

31/01/2022

Happy Chinese New Year from the SAPIO team! Wishing everyone a prosperous Year of the Tiger, 吉星高照, may good fortune bestow upon you 🙂

28/01/2022

The unrivalled benefits of blockchain, AI/ML and the IoT make them pivotal technologies of digital transformation, as presented by our ‘SDLT x SAPIO Insights’ throughout the last year. For our first piece of the new year, we thought it would be nice to reflect on the key takeaways from our articles in 2021!

Remember to follow the SAPIO Facebook and LinkedIn pages to stay up to date with our latest articles. Coming soon will be our 2022 trends article looking at how emerging tech can be harnessed in the coming year to benefit a myriad of global industries.

A summary of the unrivalled benefits of blockchain, AI/ML and the IoT as presented by our valuable case studies throughout 2021.

16/12/2021

Another year has almost come to an end and we are grateful to everyone that has contributed to making it an exceptional one. Wishing you and your families a wonderful festive season and a prosperous New Year!

08/12/2021

We are delighted to announce that Darren Thomson will be joining Sapio from December 2021 as a Partner & Group Commercial Director. Darren is an experienced CEO, Strategist and Business Development Executive with a demonstrated history of working in the insurance and banking industry in the UK and Asia.

He’s looking forward to reconnecting with partners past and present to introduce specialised AI and blockchain solutions that drive unparalleled efficiency and decision-making improvements across their financial services operations.

Sapio’s core commercial focus is on building AI-driven decisioning and distribution models for financial services, capable of predicting customer behaviour (purchases, repayments, etc.) and optimising risk, sales, and balanced growth. Leveraging our sister brand SDLT, Sapio also delivers bespoke blockchain architecture that embeds trust, security, and privacy across transactions.

28/11/2021

With booming sales in the recent Black Friday promotions, we thought to share this short article for insight into how businesses can use behavioural analytics to successfully fight fraud while reducing false positives and cart abandonment.

The global pandemic caused a massive shift to shopping online. While online shopping has proved its worth with the many conveniences offered, an uptick in customer profiles continues to lead to a subsequent rise in bad actors...

PYMNTS examines the frictions customers face with legacy fraud prevention systems and how behavioral analytics can ease these processes and improve conversion.

07/11/2021

Blockchain is gradually disrupting industries across the board and retail is among them. The technology provides a new networked business model that is sure to usher in a new cycle of marketplace. It will present exciting collaborative opportunities for the future of AI and ML in user interactions, payments and agreements.

Blockchain for online marketplaces provide new opportunities to transform how we transact online and in our everyday lives.

22/10/2021

Wondering how to handle the five main business-oriented challenges of AI work? Read our latest article to learn about avoiding these five failures so you can get ahead of many others who are exploring AI in business. Involvement from business stakeholders can really be the defining difference to deliver successful AI projects...

Surprisingly, not all AI pitfalls are technical, many of them directly relate to business aspects of AI work and can be avoided.

06/10/2021

Covid-19 has accelerated the need for our schools’ systems to focus on the health, wellness and security of our children.

Intelligent workflows integrate IoT sensors, AI analytics and blockchain distributed ledgers for complete agility and transparency over everyday school processes. AI-enabled analytics can be used to recognise mask-wearing and identify those who break the mask-wearing rules, even alerting staff when groups congregate to safely enforce social distancing protocols.

Discover more about the application of emerging technologies for schools in SAPIO's latest article!

With a defined plan and enabling technologies in place, the physical and digital safety of students can be protected in the return to school.