17/03/2026
The J’JO Service Is Coming to an End
From day one, J’JO’s mission was to give people an accessible, easy-to-use tool designed first and foremost to help them preserve their capital in the highly volatile cryptocurrency market — for professionals and for young investors alike, many of whom entered the market without the financial literacy they needed.
From the outset, our strategy combined education with practical access to index strategies that have proven themselves over decades. For professional investors, these strategies have long been one of the key ways to preserve and grow capital, helping maintain a balance between risk and return, especially during periods of market instability.
What is a market, really? If we strip away the excessive technical jargon so often used to confuse ordinary people, the cryptocurrency market — like all financial markets — is, at its core, a zero-sum game, one in which ordinary people have virtually no chance of preserving, let alone growing, their capital when competing against market makers and AI-driven algorithms.
J’JO’s mission was to reduce the influence of the kind of wild capitalism that has taken hold in the digital asset market — a market that, before our eyes, has been turning into a bloodbath, where much of the industry, having lost any real moral compass, works by any means possible to take money from newly arrived investors. In practice, most exchanges have become little more than casinos in disguise, constantly pushing users toward margin trading, where the odds of survival are close to zero.
According to a European study (https://www.esma.europa.eu/press-news/esma-news/esma-agrees-prohibit-binary-options-and-restrict-cfds-protect-retail-investors), 89% of traders lost money.
At the same time, we understand that, for now, this state of affairs is an inseparable part of our broader culture — something that naturally reflects our collective morality as a species — and that changing it would require profound global shifts and a rethinking of the very foundations of society.
We saw our role as creating a safe harbor, first and foremost for the private investor: making capital allocation fairer while reducing speculative noise. Even more importantly, our goal was to draw greater attention to the fundamentals of blockchain technology and smart contracts. However, despite the product being well received by the market and valued by a large number of satisfied users, J’JO as a tool never achieved truly broad adoption on a global scale.
This is a natural consequence of the fact that, amid the overwhelming number of influencers, offers, and promises of quick money, it becomes harder and harder to see the essence of what is really happening.
For our team, which has been involved in building blockchain-based products since 2015, it has been painful to watch how the fascination with high-risk speculation has overshadowed not only financial literacy, but, more importantly, an understanding of the very idea of blockchain as a distributed ledger technology — and of the visible and hidden opportunities it offers for addressing many of the challenges humanity faces today. We are speaking about a technology without which, at this stage, the world will not be able to overcome the crisis of trust or avoid the manipulation and control toward which we are rapidly moving.
It is precisely this idea, embedded as a possibility in Satoshi Nakamoto’s Bitcoin protocol, that still flickers as a last hope for building an environment of trust — but only if the potential of the technology itself is not buried beneath the pursuit of profit. This is not rhetoric. It is the reality we are living in.
Given that the project’s economics were built around providing access to a professional approach to investing for the price of a cup of coffee, our long-term development strategy depended on having a broad user base interested in an index-based instrument. Without that, further development of the project no longer makes sense within the framework of the goals we originally set.
For this reason, our team has made the decision to wind down the project and redirect our full attention to pursuing other initiatives capable of addressing more urgent and important needs of society in today’s reality.
We are grateful to everyone who used J’JO during this time. We built it for you, and we are truly glad that so many people were able to appreciate the simplicity and importance of this tool. We are also glad that, thanks to J’JO, many of our users were able to preserve their funds through the difficult market conditions we have been living through over the past three years. That genuinely matters to us.
The process of discontinuing the service will take place as follows:
By the end of March, we will gradually disable all account management functionality. Rebalancing and any management through the service will be stopped. At the same time, as you know well, the core principle of J’JO has always remained unchanged: we have never had access to our users’ funds. Funds have always been managed through personal exchange accounts, and ownership has always remained with the user.
That is why completing your use of J’JO will be very simple. All you need to do is revoke the API keys issued to the service in your exchange settings, and all interaction between the service and your exchange account will stop.
It is very important to do this until 1st of May. After that, the service will be fully shut down.
OF COURSE, all current clients will receive a FULL refund for any active paid subscription. If your plan has more than two months remaining — that is, if it remains active until at least May 15, 2026 — simply contact support through your Telegram MiniApp account or by email at [email protected], providing all the necessary information for the refund.
If you paid in cryptocurrency, please provide a USDT TRC20 address. If you paid by card, the refund will be issued automatically to the same card used for the original payment.
Link to the J’JO Telegram MiniApp (https://t.me/jjoindex_bot)
On behalf of the entire team, we would like to thank each and every person with whom we had the opportunity to work in one way or another through this project. Thank you for your trust and for your feedback. This has been an invaluable experience for us, and it will undoubtedly help us become better and channel that experience into work that can be useful to the world.
See you soon.
