Goally

Name: Goally
Address: 4F 172 Salcedo Philcox, Legazpi Village, Makati, 1229, PH
Telephone: +639268331980

We’re Goally, a mobile and web end to end financial tool where you can plan, track and achieve you

20/09/2021

While we are all trying to cope with the impact of Covid-19 on our physical and mental health, the virus is also causing damage on our economy and pockets.

Here are some Do’s and Don’ts to help your finances bounce back little by little.

15/09/2021

𝗣𝗮𝘆𝗱𝗮𝘆 𝗥𝗲𝗺𝗶𝗻𝗱𝗲𝗿: Spend on the things that truly make you happy 💙

14/09/2021

School year has started again. We really advocate to include financial literacy subjects in high school and college but while we don’t have these subjects in place yet, here are some tips for you, our dear students:

✅ Develop your financial literacy through books, podcasts and youtube videos. Experiment on each method and see which one works best for you.

✅ Unless, it’s extremely necessary, do not incur debt. Paying high interests might lead to more debt, illiquidity and stress.

✅ Eat healthy meals. Not only eating healthy is cheaper in schools but also will also lead to saving longterm for the costs of getting sick.

✅ Pay your credit card on time and make sure that you only spend for the things you will normally buy with cash.

✅ Applying for grants and scholarships will not only save you money but will also encourage you to maintain good grades or excel in extracurricular activities.

✅ You can definitely start investing while being a student. You can definitely take advantage on compounding interest by starting early.

Final literacy is a journey. Learn the basics, see and apply what works for you and don’t forget to enjoy your journey. ❤️

Want to start your financial journey? Send us a DM for a FREE Discovery Call. 📩

13/09/2021

The "50/30/20budget rule" was popularized by Senator Elizabeth Warren. It is one of the most used budgeting method.

It's simple.

The 50-30-20 rule works like this:

5️⃣0️⃣% of your income goes to things you must have/need to spend on

👉🏻rent, electricity, food, taxes

3️⃣0️⃣% goes to things you want to buy

👉🏻that new iPhone, shopping, eating out, relaxing and watching a movie

2️⃣0️⃣% goes to savings and investments

👉🏻bank savings, insurance, college funds, mutual funds

👩🏻‍💻How to use it?

1. Calculate your monthly income

2. Calculate a spending threshold for each category.

3. Plan your budget around these numbers.

🤔 Why it works?

Figuring out your finances is confusing and it’s often hard to know where to start. That’s why the 50/30/20 rule of thumb works so well. It’s an easy way to get a handle on something that can otherwise be intimidating such as budgeting.

Do you want to start on your 50/30/20 budgeting journey? Send us a DM and we will teach you how. 📩

11/09/2021

Despite all the chaos going on, if you have at least one of these signs, you have one more thing you should be grateful about 🙏🏻

🛒 Earnings > Spending - if you have some money left after paying for your necessities, you’re one of the blessed ones who are not struggling right now. Really, something to be thankful about 🙏🏻

🚨 Emergency Funds - Having emergency funds means you’ve saved before — so tap and congratulate yourself. You’ve done really good in managing your money prior to pandemic.

☔️ Life and Health Insurance- this serves as our income/dreams/family/health protectors. Having insurance will provide you with options during these uncertain and challenging times.

🏦 Savings - Another great thing that you’ve done with your finances in the past. Not only that your money earned some interest, you also gave yourself some cash for any emergency or opportunity this pandemic.

💵 Not living pay check to pay check - Not only it gives you some peace of mind this pandemic, you can also do great actions for finances such as saving, starting your emergency funds and even investing!

📊Investing - If you started investing this pandemic, you know that you will greatly benefit from the economic recovery. Be thankful because it’s a sign you’re thriving!

Which are your signs? ✅

10/09/2021

Covid-19 may have put many of our financial goals on hold 😔but with smart planning, we can still work on our goals step by step 💪🏻🤗.

Which of the following money goals have you started? 🤔✅

09/09/2021

MECQ EXTENDED means more banking online! 🏦 Skip going outside and waiting on long lines by using these banks instead for your transfers. FREE Instapay transfers until December 31! 😀

22/07/2020

Be aware 😉 The left is enticing but don’t let it rob you the right .

20/07/2020

Are you setting the tone right? It’s not too late! Let’s hustle for our dreams this Monday!! 💪🏻

Tag a friend you want to hustle with. 🤝

18/07/2020

Just start anyway 💪🏻 because what’s the better way other than starting?

👇🏻👇🏻👇🏻

If you keep on doing what you've always done, you will keep getting what you've always gotten.

Source:

17/07/2020

💯 SAME ways = SAME results

03/06/2020

All of us have unconscious conditioning about money. The reason you don't have the time, money or lifestyle you truly desire might be related to how you think and feel about money. How you think about money affects how much you earn, how much you save and how you invest! Which of this top 10 money beliefs do you have?

1. Money is the root of all evil.
2. Money is not that important. It’s only money.
3. Money is there to be spent.
4. The rich get richer and the poor get poorer.
4. I’m just not good with money.
5. My family has never been rich.
6. Money is a limited resource.
7. You have to work (too) hard to get wealthy.
8. It’s selfish to want a lot of money.
9. Either rich or happy or Either rich or healthy.

Address

4F 172 Salcedo Philcox, Legazpi Village
Makati
1229

Telephone

+639268331980

Website

https://goally.app/

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