Qippay Ltd

26/06/2026

Set up a direct debit today. Wait up to 10 days for it to work.

That's what we have come to expect, even in 2026. A customer commits, then gets told to pay by card in the meantime because the bank rails are slow. With open banking, the customer authorises once in their banking app and the payment is settled instantly.

In Australia, PayTo is replacing direct debit with real-time mandates. In the UK, Variable Recurring Payments do the same over open banking rails. New Zealand is now on that same track. NZ Open Bankings Enduring payment consent is live and ready for enterprises, utilities and government billers to adopt. The shift to modern payments is no longer a question of if. It is a question of who moves first.

Still onboarding customers on direct debit? See how SetPay replaces it https://www.qippay.com/setpay

15/05/2026

Speed up repeat purchases with one-click open banking. Our latest blog explains who benefits most from AnyPay, from subscription services and loyalty programs to in-app payments, and how simplifying payments boosts retention.

Read more: https://wix.to/hv5Hwed


https://wix.to/EmNiJqp

15/05/2026

Who is SetPay for? Discover how New Zealand businesses can replace legacy direct debit and card-on-file models with consent-led, account-to-account recurring payments. Read our deep dive on the benefits for merchants and customers — smarter, secure, and built on open banking rails. https://wix.to/m61zSEl

Recurring payments are meant to make business easier. For New Zealand businesses, open banking is now making that possible in a fundamentally different way, replacing legacy direct debit and card-on-file models with consent-led, account-to-account payment infrastructure that works better for both bu...

04/05/2026

One consent for ongoing payments

This is how SetPay, our recurring Pay by Bank solution, works for your customers.

SetPay replaces direct debit with a bank-authorised consent your customers set up in seconds. You get a reliable, automated receivables process with near-instant payments. Your customers get a faster setup, full visibility and control inside their own bank, and no failed payment fees.

Ready to move on from direct debit? Talk to us and we'll build the right setup for your business. https://www.qippay.com/setpay

27/04/2026

We're excited to announce that SetPay is live 🚀

Our Pay by Bank recurring payments solution.

One consent, and regular payments flow automatically from your customer's bank. Fully digital, bank-authorised, and a fraction of the cost of the alternatives.

Built on accredited open banking rails. Compliant by design, no third-party impersonation. Proudly Kiwi-owned.

Start accepting payments today https://www.qippay.com/setpay

16/03/2026

How well do you know your Open Banking provider?

Not all solutions are built the same.

Worth understanding the difference.

- The Commerce Commission has signalled that suboptimal access methods are not in the long-term interests of NZ consumers or merchants, as the industry transitions toward secure, regulated bank APIs and is expecting larger banks to begin turning off suboptimal access methods for fintechs.

Read the article👇

The Commerce Commission says it now expects larger banks to begin turning off suboptimal access methods for fintechs in favour of modern standards of transactin...

08/03/2026

Qippay is pleased to share an important milestone.

Qippay has now been officially accredited under the Customer and Product Data Act 2025 as part of New Zealand’s Consumer Data Right (CDR) framework.

This accreditation recognises Qippay as an authorised participant in the open banking ecosystem, enabling us to request customer data and initiate payments through regulated CDR infrastructure.

While Qippay has already established bilateral agreements with ASB, Westpac, ANZ and BNZ, and has customers actively using our PayBy and SetPay payment solutions, this accreditation further strengthens our position within New Zealand’s evolving open banking landscape.

Although we had already built direct integrations with the major banks and were operating successfully in market, the progress made by Ministry of Business, Innovation and Employment and the Consumer Data Right implementation team, particularly the work led by Alan Carnaby, has given us confidence in the strength and direction of the national framework. As a result, we have decided to become formally accredited and participate fully in the regulated ecosystem. 🎉

This step reinforces the work our team has been doing to build secure, trusted and innovative payment solutions that help businesses move beyond traditional card payments.

We would like to thank MBIE and the Consumer Data Right team for their work in establishing the framework, and we look forward to continuing to support the development of open banking in New Zealand.

02/03/2026

📣 Webjet.co.nz has partnered with Qippay to launch secure Pay by Bank payments in New Zealand.

✈️ Kiwi travellers can now pay directly from their bank account at checkout, no card details required.

For high-volume digital merchants, even small payment cost reductions compound quickly. By introducing bank-to-bank payments, Webjet can reduce transaction fees, improve checkout performance, and lower fraud exposure, all while enhancing customer security.

The shift from legacy payment rails is happening.

Proud to support Webjet in delivering a better way to pay.

​Meet Qippay—the easier, breezier way to pay for your trip with Webjet. No cards, no long forms, no fuss. Just a quick, secure bank payment and you’re on your way. It’s simple, fast, fee-free, and designed to make checkout feel as smooth as your next getaway.

22/02/2026

Enduring consent is a simpler way to handle recurring payments.

Instead of approving every payment, a customer approves the rules once.

Those rules include:
- How much can be charged
- How often
- For how long
- And under what conditions

As long as payments stay within those boundaries, they run automatically.

For businesses, that means reliable, auditable permission to get paid.

For customers, it means clarity without constant interruptions.

That's enduring consent.

And it's quickly becoming a foundation of modern payments.

👉Learn more about enduring consent and why it matters for NZ businesses.
https://www.qippay.com/posts/what-is-enduring-consent

19/02/2026

Recurring payments are meant to be “set and forget”.

But for most businesses, this often means:

Failed payments.
Manual follow-ups.
Customers who intended to pay — but missed an approval window.
Support teams dealing with avoidable frustration.

And for customers?

Confusing permissions, unexpected interruptions, and that uneasy feeling of who can charge me and when.

The truth is, most recurring payment models were designed for a very different era.
They technically work — but they don’t work well for modern digital businesses or their customers.

That’s the gap enduring consent was designed to fix.

👉 Learn more about enduring consent and why it matters for NZ businesses.

Enduring consent is a customer-approved permission that allows payments to be made automatically over time, within clearly agreed-upon rules. Instead of authorising every payment individually, customers agree upfront to things like payment limits, frequency, duration, and conditions. As long as paym...