07/05/2026
PERKESO Introduces SKBBK “24-Hour Protection” Starting 1 June 2026 (June Wages)
Employers and employees should take note of the upcoming implementation under the Employees’ Social Security Act 1969 (Act 4) amendment:
✅ Non-Work Related Accident Scheme (SKBBK)
✅ Provides protection 24 hours a day, 7 days a week
✅ Covers employees for accidents occurring outside working hours
📌 Examples of coverage:
• Accidents at home
• Road accidents unrelated to work travel
• Injuries during personal or recreational activities
📌 Who is covered?
✔️ Local employees
✔️ Foreign employees
✔️ Employees across various sectors under Act 4
📌 SKBBK Contributions:
• Fully borne by employees
• Deducted through the employer’s payroll system
• Contribution rates will be implemented in phases:
➡️ Phase 1: 0.75%
➡️ Phase 2: 1.00%
➡️ Phase 3: 1.25%
📌 Benefits provided under SKBBK:
✅ Medical Benefits
✅ Temporary & Permanent Disablement Benefits
✅ Dependants’ Benefits
✅ Funeral Benefits
✅ Rehabilitation / Return To Work (RTW) Support
✅ Constant Attendance Allowance
⚠️ Employers should prepare to:
• Review payroll systems
• Ensure accurate contribution deductions
• Submit contributions to PERKESO on time
📅 Expected effective date: 1 June 2026 (June Wages)
https://www.perkeso.gov.my/en/skim-kemalangan-bukan-bencana-kerja-lindung-24-jam.html