18/08/2026
The question regulators are starting to ask isn't whether a bank uses AI — 92% already do. It's whether the system can account for what it decided, and why.
Most AI implementations in banking started as pilots. Not all were designed with auditability in mind: data lineage undocumented, governance added after the build, decision trails that don't exist.
From 2026, the AI Act makes that gap regulatory — not theoretical.
What separates a pilot from a system that holds up: architecture choices made early, before the first line of model code.
Read the full breakdown → https://su6nht2.s.gy/ai-fintech-bigdata