XAI Land

10/05/2026

XAI Land was invited to present to an MBA cohort from UNC Kenan-Flagler Business School (The University of North Carolina at Chapel Hill) visiting Seoul this week - facilitated by the 주한미국대사관 U.S. Embassy Seoul's Public Diplomacy team.

Professor Sylvia Gross, Chair of AFIRE (Association of Foreign Investors in U.S. Real Estate) and a veteran of cross-border real estate capital markets, brought her students to Seoul for firsthand exposure to one of Asia's most complex housing markets.

We covered:
→ Korea's appraisal conflict-of-interest problem and its systemic consequences
→ How AI-based AVM infrastructure addresses fraud risk and financial exclusion
→ The regulatory tailwinds (AI Basic Act, FSC reform, gov't AVM pilot programs) accelerating institutional adoption
→ Why Korea's non-apartment housing market is where the data gap is

Grateful to the Embassy team for the platform and to Professor Gross and the class for their engagement.

South Korea's 315T KRW residential market is a genuinely interesting case study for anyone working at the intersection of real estate, AI, and financial governance.

19/02/2026

자이랜드는 부동산 가치 산정의 기준과 투명성을 설명하기 위한 공식 유튜브 채널을 시작합니다.

부동산 가치 산정은 단순한 ‘시세’ 문제가 아니라, 금융 안정성, 공공주택 정책, 그리고 AI 거버넌스와 직결된 문제입니다.

자동가치산정(AVM)의 활용이 확대되는 시대에 운영 기준과 감사 가능성, 이해충돌 방지 체계는 더욱 중요해지고 있습니다.

본 채널을 통해 연구와 데이터를 기반으로 관련 이슈들을 차분히 설명해 나가고자 합니다.
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Today, XAI Land is launching its official YouTube channel.

Our goal is not marketing. Our goal is transparency.

Real estate valuation is no longer just a pricing issue - it is directly connected to financial stability, public housing policy, and AI governance.

As Automated Valuation Models (AVMs) become more widely used, questions around standards, auditability, and conflict-of-interest prevention are becoming increasingly important.

Through this channel, we will share research, policy discussions, and data-driven perspectives on valuation standards and responsible AI use in finance and government.

We hope this contributes to a more transparent and accountable valuation ecosystem.

30/09/2025

XAI Land Co-founder & CEO, Raymond Chetti (임동준) presented and participated as a panelist at the "Inclusive Finance 3.0, What's next for the unbanked? (포용금융 3.0 시대, 금융소외자를 위한 포용금융 방향과 실천전략) on September 26, 2025 at The National Assembly of The Republic of Korea where he discussed how AI-based real estate valuation technology referred to as AVMs (Automated Valuation Models, 자동가치산정모형), can play a role in extending housing financing to those in need.

Read article (한국어):

[폴리뉴스 최준호 기자] 더불어민주당 유동수, 민병덕, 이강일 국회의원은 26일 국회에서 '포용금융 3.0시대 - 금융소외자를 위한 포용금융 방향과 실천전략'을 주제로 토론회를 개최했다.포용금융이란 유용하고 ...

23/09/2025

XAI Land Co-founder & CEO, Raymond Chetti (임동준) will be presenting during Inclusive "Finance 3.0: Inclusive Finance Directions and Practical Strategies for the Unbanked" (포용금융3.0시대: 금융소외자를 위한 포용금융 방향과 실천전략) at The National Assembly of The Republic of Korea in Seoul on September 26, 2025 where he will discuss how XAI Land's AVM can help to create a more inclusive financial housing market for those who are currently left out of the current financial system.

04/08/2025

XAI Land Co-founder & CEO, Raymond Chetti (임동준) shared his thoughts about how the public at large should be cautious about trusting AI-generated market price platforms that are not transparent or honest about how accurate (or inaccurate) their valuation models may perform.

Read more:

HomeUncategorized소비자를 위한 ‘AI 시세’ 주의보: 투명하지 않은 부동산 플랫폼을 믿어도 될까? 소비자를 위한 ‘AI 시세’ 주의보: 투명하지 않은 부동산 플랫폼을 믿어도 될까? by Raymond Chetti (임동준) August 1, 2025 in Uncategorized < 이...

09/06/2025

XAI Land has signed a MOU with Korea Institute of National Property ( #한국국유부동산연구원, KINP ), the first research institute in South Korea authorized by The Ministry of Economy and Finance of the Republic of Korea ( 대한민국 기획재정부, MOEF ) whose aim is to conduct research and provide policy directions for South Korea's state owned real estate.

XAI Land's co-founder & CEO has become a Research Fellow of KINP.

Read more (한국어):

한국국유부동산연구원과 자이랜드가 국유재산 관련 정책연구 협력을 위한 업무협약(MOU)을 체결했다. 왼쪽부터 임동준(Ray Chetti) 자이랜드 대표, 윤선화 한국국유부동산연구원장(해외담당), 정태식 이사장. (사진=한국국유부동산...

30/05/2025

XAI Land presented its paper at the Korea Intelligent Information Systems Society ( #한국지능정보시스템학회) and the Korea Data Strategy Association ( #한국데이터전략학회)'s Spring Joint Academic Conference on Friday, May 23, 2025 at 호서대학교 under the theme of "AX 2.0: Advancing Innovation and Knowledge Integration in the Era of Digital Transformation".

Summary (한국어 + English):

HomeUncategorized자이랜드, AX 2.0 시대의 부동산 가치평가 혁신을 선보이다: 2025 춘계공동학술대회 발표 성료 자이랜드, AX 2.0 시대의 부동산 가치평가 혁신을 선보이다: 2025 춘계공동학술대회 발표 성료 by Raymond Chetti (임동준) May 27, 2...

19/05/2025

XAI Land Co-founder & CEO, Raymond Chetti (임동준) shared his thoughts in Housing Post (하우징포스트) about how banks should navigate risks regarding credit related housing decisions given South Korea's AI Basic Act ( ) will go into full force in January 2026.

[Housing Post Expert Column] "AI Real Estate Appraisal System 'AVM'...Stands in Front of Legal Hurdles": https://housing-post.com/View.aspx?No=3648446

[하우징포스트 전문가 칼럼] "AI부동산평가 시스템, 'AVM'...법의 허들 앞에 섰다": https://housing-post.com/View.aspx?No=3648446

내년 1월부터 시행되는 인공지능 기본법은 금융업계와 공공기관이 활용하는 '부동산 자동평가시스템(AVM)'을 법적 심사대에 올려놓는다. 그동안 단순 기술로 여겨지던 'AVM'은 이제 '신용결정의 책임 주체'로 재조명된다.특히 주.....

12/05/2025

XAI Land Co-founder & CEO, Raymond Chetti (임동준) will be presenting at the Korea Intelligent Information Systems Society ( #한국지능정보시스템학회) and the Korea Data Strategy Association's ( #한국데이터전략학회) Spring 2025 Joint Meeting ( #2025년춘계공동학술대회) at Hoseo University's Cheonan Campus (호서대학교 천안캠퍼스) on May 23, 2025 whose theme revolves around "AX 2.0: Advancing Innovation and Knowledge Integration in the Era of Digital Transformation".

His presentation will be focused on "Improving the accuracy and transparency of automated valuation machines (AVMs) and developing AVMs for newly built residential properties" (자동가치산정시스템(AVM)의 정확성과 투명성 제고, 그리고 신축 주택을 위한 AVM 개발).

About "AX 2.0: Advancing Innovation and Knowledge Integration in the Era of Digital Transformation" (한국어) & RSVP: https://kiiss.or.kr/conference/conf/sub01.html

30/04/2025

XAI Land (자이랜드) was featured in the latest Housing Post column by senior journalist Youngshin Park ( 박영신 ), discussing the urgent need for reform in South Korea’s real estate pricing system and the critical role of AVMs (자동가치산정모형) in that transformation.

📄 Read the article here:

공시가격이 정확하지 않으면 피해는 조용히, 그러나 광범위하게 발생한다. 과도한 재산세를 내거나, 반대로 복지 혜택에서 누락되는 일이 벌어진다. 국회입법조사처가 지난 22일 발표한 보고서는 `이 같은 부작용이 결코 일시적...