Caesar wachira julius ITguru.co.ke

11/05/2026

How Money is REALLY Printed

Most people think money is printed by the U.S. Mint.

That the government just "fires up the printers" and sends cash into the world.

Wrong.

That's not how it works.

The truth is far more dangerous — and it's the reason inflation keeps stealing your wealth.

Here's what really happens 👇

STEP 1 – THE GOVERNMENT SPENDS MONEY IT DOESN'T HAVE

Washington never has enough tax revenue to pay for everything.

So, the U.S. Treasury issues bonds — I.O.U.s that promise to repay investors later with interest.

That debt grows the national deficit, which now rises by roughly $1 trillion every 90 days.

Yes, that's real. Every three months, America adds another trillion dollars in debt.

STEP 2 – THE FEDERAL RESERVE CREATES NEW MONEY

The Federal Reserve buys those Treasury bonds.

But it doesn't use existing money — it creates new money electronically.

With a few keystrokes, the Fed credits the banking system with new reserves, and those reserves become the raw material for the money supply.

This isn't paper cash; it's digital dollars that didn't exist yesterday.

STEP 3 – BANKS MULTIPLY THAT MONEY THROUGH LOANS

Commercial banks then take those new reserves and start lending.

When a bank approves a mortgage or a business loan, it doesn't hand you someone else's deposits — it creates a brand-new deposit in your account.

That deposit is counted as money.

Every new loan expands the total supply of dollars in circulation.

STEP 4 – MORE DOLLARS, SAME GOODS → INFLATION

If the economy doesn't produce more goods and services to match the flood of new money, prices rise.

That's inflation: too much money chasing the same goods.

Your savings buy less. Your paycheck buys less.

And while you're paying higher prices, the debt-based system keeps expanding.

STEP 5 – WHO WINS AND WHO LOSES

Inflation is a hidden tax.

It punishes savers and employees — people who work for money.

It rewards debtors and investors — people who use money to buy assets that rise with inflation.

That's why I keep saying: Savers are losers. Debtors get rich.
When you understand how money is really created, you stop being angry at the system and start playing by its rules.

- Use debt to buy assets.
- Let inflation pay off your loans.
- Hold real assets that rise as the dollar falls.

That's how the rich stay ahead in a world that keeps printing trillions.

Stop working for money.

Start learning how money really works.

07/05/2026

https://youtu.be/CW9rKFFF8eI?si=UXiIH-BV3sGgasIG

The Dark Fate of the 12 Apostles of Jesus — How They Really Died

07/05/2026

👌✍️👂🦻rî Igongona rîa KÛRATHIMA ciana. Yaaga îî ya kîrathimo ciana ciaku ikamînyua îî ÛROGI wa mûthûngû.

MAITÛ, mûrûmeguo akoroûo RÎÎTANA rîake kuuma kîrukainî kana NDÎRAINÎ cio nî ÛGO, Ûgongoni na NJOHI na ndarî aiyûkia rîtana rîu. Eekûmînyua mbere ya ciana, na ciana cikûmînyua mbere yaku.

Taroraii ciana cia athuri arîa metagûo MWAI,WANJOHI,MÛTHÛI, etc nyingî ciacio angîkorwo Ithe nîaregire RÎÎTANA matuîkaga arebi.

Tûkahota kûhukia CIOHO cia ÛREBI Gîkûyû inî twerora ithuî eene. Tuume ûkomboini wa meciria wa kanitha wa kuona NJOHI tarî mehia. Tûharûkie ciana rûirigo inî na NDATHIMI. Tûgetia IRATHIMO kuuma kwî maitû mûkûrû, Ngomii na Ngai nayo. Nayo îrîa NYOHAGA îtuîke ya KUOHORA.

Îno ya rîu yanyuirûo nî IHÎÎ na îrîgû,
Îno ya rîu yanyuirûo nginya na muumo rî?
Îno ya rîu yanyuo ya nina MANDACÛ rî?
Îno ya rîu ûyuaga ûkagûrûka rî?
Îno ya rîu wanyua ûkarûa rî? Ûkaingata ciana na mûkaguo rî?

Îno nî ÛROGI. no ÛKÎROGÛO wambaga gûkorûo WÎROGETE.
KÎHONIA gîa Kwîrogora kîrî oo mîcîî

07/05/2026

07/05/2026

NJOHI bûrûri wa Gîkûyû NDÎNOKA na Mûthûngû.
Mûthûngû atarehete cia Cuuba.
Ya maithe MAITÛ yahandagûo NDUA inî. Na ngogoyo, ûûkî, kîratina Maaîî,
Mûthûngû na Ngoronia mûmîceeni rîrîa matarahete ndibei maithe maitû makûrû no mooîî Kûhanda na kîratina.

Mûthûngû atambîtie kûgwatia thigara na bangi. Maithe makûrû no mahandaga MBAKI. ÎÎ YA KUOHA NA KUOHORA. No rîu nî rwatukanire rwa mondo na gîthii. Tûkîhenio na tûkînyarara a guka na a baba na maitû makiuma mîtaratara inî na rûirigo rwa maithe mao rîu ciana cio noo mbuu ya NJOHI,bangi, na Indo cia ûrebi.

Kaî gwathire atîa?

NJOHI ino muonaga îkînyuo GÎKÎYÛINÎ nî THÎNA wa kwaga RÛIRIGO rwayo.

Na tondû mûthûngû amuohire meciria mwethaga kîhonia Njaa wa mîtûrîre yanyu. Cioho ciayo cithiaga nambere na kûrûma. Tondû ngûûri îrîo oo ngoro...

Kîrimû gîthînjaga MWATÎ ndûrûme îrî oo gîcegû. Gîkûyû ûrîa ûtaheyaga hiti keerî rîu mûciî mûgima ûrerete kûhuka oo tu nîûndû wa NJOHI ndoogi.

Maitû tondû "nîwakûrirûo" na Thakame ya gatûrûme rîu mûrûmeguo na nîwe baba ndakahanda njohi gîthaku gîaku, namo magongona ma ciana mûkiuga nî ma "ngoma" mûkîhukia. Rîu ciana ciaku cikwaga kûmînyua nîkî?

Maitû tondû waugîra mbuu Njohi ûû rî? Tondû mûrûguo nî amînyuaga . Ûmuonaga auma na thoome ûkamûtûnga na mbuuu rî? Mbuu nîcio ûûîî NGEMII nî wahukirie rî? Wariganîrûo ÎÎKUGÎRÛO MBUU NÎ AKA NDÎHONAGA? mûrûguo ûyû wîciragia nî we ûkahona?

Baba, NDUA watûarire kû? Îî nakîo kîrîra kîa njohi na magongona mayo? BABA kaî wahenirio nî mûthûngû ûkînyotia Ngomii nginya maitû mûkûrû ûrîa tûtaigananagia na mûhiki?

Baba,? Mîgambo na irumi cia Njohi watigîire ciana ciaku kaî warî we wambere kûmînyua? Waugire gwaku ndîkanoke na ndîkananyuo kaî yarî yaku?

Baba,? Ngûîtaga baba nîkî kana baba no rîtwa? Baba, wahenirio ûkîheneka ndûngîkûrana Njohi Ndogi na NDATHIMI? Waruuma, waruma nginya ya mwana?

ÛROGI ûyû wa NJOHI wî bûrûri wa GÎKÛYÛ ûkahuka twacoka Maganjo. Tûiyûkie kîrîa kîarî giitû. To hingo ciothe gûkuithia thirikari mîrigo, îtarî yayo na nî ithuî twagîte ûigîrîrîki mûrûmu.

MAITÛ, NJOHI ya baba îhandagûo gîthaku guaku. Îrî Igongona rîa KÛRATHIMA ciana. Yaaga îî ya kîrathimo ciana ciaku ikamînyua îî ÛROGI wa mûthûngû.

MAITÛ, mûrûmeguo akoroûo RÎÎTANA rîake kuuma kîrukainî kana NDÎRAINÎ cio nî ÛGO, Ûgongoni na NJOHI na ndarî aiyûkia rîtana rîu. Eekûmînyua mbere ya ciana, na ciana cikûmînyua mbere yaku.

Taroraii ciana cia athuri arîa metagûo MWAI,WANJOHI,MÛTHÛI, etc nyingî ciacio angîkorwo Ithe nîaregire RÎÎTANA matuîkaga arebi.

Tûkahota kûhukia CIOHO cia ÛREBI Gîkûyû inî twerora ithuî eene. Tuume ûkomboini wa meciria wa kanitha wa kuona NJOHI tarî mehia. Tûharûkie ciana rûirigo inî na NDATHIMI. Tûgetia IRATHIMO kuuma kwî maitû mûkûrû, Ngomii na Ngai nayo. Nayo îrîa NYOHAGA îtuîke ya KUOHORA.

Îno ya rîu yanyuirûo nî IHÎÎ na îrîgû,
Îno ya rîu yanyuirûo nginya na muumo rî?
Îno ya rîu yanyuo ya nina MANDACÛ rî?
Îno ya rîu ûyuaga ûkagûrûka rî?
Îno ya rîu wanyua ûkarûa rî? Ûkaingata ciana na mûkaguo rî?

Îno nî ÛROGI. no ÛKÎROGÛO wambaga gûkorûo WÎROGETE.
KÎHONIA gîa Kwîrogora kîrî oo mîcîî

13/03/2026

It's not about putting CCTV in your premises but ensuring that it does not land you in trouble.

These are what you should know and do before mounting CCTV anywhere:

1. CCTV is not for decorations. You must have a valid and justifiable reason for installing CCTV, such as security, crímé prevention, or safety.

2. You must put a sign that can be clearly seen stating that "CCTV surveillance is in operation in this premises".

This notice help inform the public and protect their right to privacy which is guaranteed by the Constitution.

It helps people who come around that premises to be alert and avoid doing some personal things so they are not watched.

You can face criminal charges for not putting the notice where there is CCTV.

3. Do not put CCTV in a room, bathroom or offices occupied by others without informing them and getting their consent. The right to privacy is a right not to be joked with.

4. Be careful of whom you pay for installation of your CCTV because your installer will still have access to the CCTV footage and can view everything that happens where the CCTV was installed.

Imagine seeing on social media, the CCTV footage of where you were having séx and you are wondering who hacked your CCTV. Hey, your installer has control!

Imagine you quietly came home with some money and boom, arméd róbbérs came and went straight to where you kept the money to get it. How did they know the exact location?

5. To prevent the installer from having control after installation, tell the installer to give you the default login details and password he used for installing it.

6. Ask him to show you how to log in and change the default details.

7. Once he has shown you, immediately change the log in details and the installer will not be able to access your CCTV footage again.

8. Request that the installer must not have any access codes, whether remote, admin or backup codes.

Make sure the installer deletes the account set up from his device before he leaves your presence.

9. Lastly, try to sign an agreement with the installer and agree on all these privacy issues before installation. If he refuses, find another installer.

12/03/2026

The first step to success is always the hardest — because it asks you to leave comfort and walk into uncertainty.

At the beginning, there is no applause, no guarantee, and no proof that it will work. There is only doubt, fear, and the voice in your head asking, “(What if I fail?) ” That is why most people stop before they even start.

But once the first step is taken,
Something changes. Fear slowly turns into learning. Confusion turns into clarity. Momentum replaces hesitation. The road doesn’t become easy — you become stronger.

Success is not built in one giant leap. It is built by respecting that first small, uncomfortable move. Those who succeed are not fearless — they are simply brave enough to begin despite fear.

If you are standing at the starting line, remember this:
The hardest step is not the longest one. It is the one that proves you believe in yourself.

02/03/2026

Before the deadly attack that reportedly took out Iran’s Supreme Leader, Ayatollah Khamenei, something unusual — and deeply strategic — happened behind the scenes.

While the world was watching explosions and headlines, a silent psychological operation was already underway.

Israel’s intelligence officers allegedly hacked into a popular Iranian Muslim prayer app and turned it into a direct communication channel with the Iranian people.

Let that sink in.

The app, BadeSaba Calendar, is not just any app.
It’s used daily by millions of Iranians to track prayer times, Ramadan schedules, and religious observances.

It sits on phones across the country — soldiers, police officers, government workers, ordinary citizens.
Over 5 million downloads on Google Play alone.

And on that Saturday morning, as many Iranians prepared for prayer, their phones buzzed.

But this time, the notification was not about faith.

It was about power.

The first message arrived at 9:52 am:
“Help Has Arrived.”

Ten minutes later, another message:
“Amnesty for anyone who takes up arms against the regime.”

Then a third:
“Lay down your weapons or join the forces of liberation. For a free Iran.”

Now imagine the psychological impact.

You are in Tehran.
The ground is shaking from distant explosions.
Sirens are wailing.
The air is tense and uncertain.

And suddenly, your religious app — something you trust, something connected to your daily spiritual routine — becomes a channel of war.

This was not just cyber warfare.
This was psychological warfare.

It wasn’t about destroying infrastructure.
It was about breaking confidence, planting doubt, and creating internal fractures.

Because modern intelligence operations are no longer just about bombs and bullets.
They are about perception.

They are about controlling the narrative inside the enemy’s mind.

By hacking a trusted religious platform, the message becomes far more powerful.
It bypasses censorship.
It bypasses propaganda.
It reaches people in moments of vulnerability and routine.

And more importantly, it sends a signal:
“We are already inside your system.”

This is the real battlefield of the 21st century.

Not just land.
Not just air.
Not just cyber.

But trust.

When people start questioning their own institutions, their own systems, their own leadership — that is when power begins to shift.

Whether one supports or opposes these tactics, one thing is clear:

The sophistication of modern intelligence agencies is on a completely different level today.

Operations are no longer just military.
They are technological, psychological, and strategic.

And the scale at which they operate is something most people never see.

The real war is often invisible.
And by the time the world notices, the outcome is already unfolding.

It is just crazy the kind of stunts intelligence agencies pull to achieve their missions in this modern era.

Rules are Rules 🫵 ⚠️

23/02/2026

https://www.facebook.com/share/v/14WMKiL7gEK/