Rubix Data Sciences

25/09/2026

What is Rubix ARMS?
It is Rubix’s proprietary, award-winning Automated Risk Management and Monitoring System that gives your business an edge to deal with these challenging times.
🔍 Assess and monitor B2B credit, supplier, and compliance risk effortlessly with Rubix ARMS! It's a cloud-based platform leveraging predictive analytics, machine learning, and data from 120+ sources.
📈 Gain insights into risk scores, recommended credit limits, financial statements, compliance data, and even employee sentiment scores—all at your fingertips!
🌐 Customize risk scoring models for 256 industries. Classify counterparties into High, Medium, and Low Risk based on automatically generated Risk Scores.
📊 The platform’s infographics provide a visual breakdown of your risk exposure by Country, Region, Segment, or legal constitution.

Why Rubix ARMS?
💰 It is your one-stop shop for comprehensive risk intelligence; it is cost-effective, user-friendly, and seamlessly integrated with the Rubix Early Warning System for continuous risk monitoring.
📈 It helps unlock benchmark financial metrics for SMEs, ensuring you make informed decisions even when data is not publicly available.
Rubix ARMS is where data, analytics, technology, and visualisation converge, empowering your business to take prudent risks and accelerate growth.

Opt for Rubix ARMS for hassle-free credit, supplier, and compliance risk decisioning. Elevate your risk intelligence game! 🚀💼

👉 Learn more about Rubix ARMS in this video: https://bit.ly/412WOaW

The proprietary and award-winning Rubix Automated Risk Management &...

24/09/2026

One overdue account is a collections issue, but if there are fifteen overdue accounts in the same sector, on similar terms, the risk function should be taking a closer look.

Most collections processes have no step for that. Recovery teams are focused on collecting the payments of individual invoices and not on noticing that fifteen of them belong to the same industry, or came in under the same credit terms, or started slipping around the same quarter.

Therefore, the connection between accounts often surfaces only in a scheduled review, well after the exposure has already built up and the provisioning conversation is happening in response to it rather than ahead of it.

Rubix's B2B debt collection solution keeps that data connected as recovery happens. It provides insight into which sectors are seeing repeated delays, which terms correlate with default, and which counterparties are behaving differently than they were two quarters ago.

For a risk function, that's information worth having before the quarter closes, not after.

22/09/2026

India hosted the BRICS Summit in New Delhi last week at a time when global trade is being tested by the conflict in West Asia, shifting energy flows, and growing tariff uncertainty. The latest trade numbers point to an economy that is continuing to absorb these pressures while maintaining momentum in its external sector.

India’s merchandise exports grew by 17% between April and July FY2027, while services exports rose by 8.8%. The composition of trade is changing too.

Telecom equipment exports grew by 30.5%, even as petroleum and diamond exports declined.

The latest Rubix Country Insights: India Update – September 2026 examines whats driving these numbers, from changing trade and energy patterns to investment, credit growth, policy reforms, and the external risks that could shape the months ahead.

Among the findings:
📈 Merchandise exports grew by 17% between April and July FY2027, with telecom equipment exports rising 30.5%.
🌍 Energy sourcing is shifting: The West Asia conflict disrupted trade with Bahrain, Iran, Iraq, Kuwait, and Qatar. Oman, Venezuela, and Brazil gained share in India’s crude sourcing alongside Russia, while the US emerged as a major petroleum gas supplier.
💰 FDI reached new highs: Inflows rose 17% to USD 94.5 billion in FY2026, while gross FDI reached USD 30.7 billion in Q1 FY2027, the highest quarterly inflow in 15 years.
🏦 Credit continued to expand: Non-food bank credit grew by 15.9% in FY2026, while credit to micro and small industries grew by 32.7%.
💵 Forex reserves stood at USD 740.8 billion, 6.7% higher year-on-year.
🤝 Trade and investment opportunities are widening, with FTAs involving the UK, Oman, New Zealand, and the EU, alongside measures such as 100% FDI in insurance and the ₹1.27 trillion Semicon 2.0 outlay.

That said, there are significant risks alongside this progress. Potential US tariffs of up to 100% linked to purchases of Russian oil, combined with the possibility of prolonged disruption in West Asia, could raise pressure on India’s trade and energy costs.

The report brings these developments together to assess how India’s trade, investment, credit and policy environment are responding to a more uncertain global economy.

👉 Download the report: https://bit.ly/4xBrpLq

18/09/2026

Did you know that having a Legal Entity Identifier code will help you be listed in an exclusive register of 2+ million entities all over the world? This register is free for use, and anyone, anywhere in the world can perform a search on this database to find and validate your credentials in order to conduct business with you.

Now, imagine unlocking this potential for your company. Imagine, gaining recognition and standing in the global marketplace by acquiring the Legal Entity Identifier, this powerful, globally accepted 20-character unique identifier for your business or organisation. Imagine being able to stand out in the crowd. These benefits of the LEI are just a small example of the potential the LEI can unlock for your business. Make haste, and secure this unrivalled advantage for your company on the global stage. You just need to apply, Rubix will handle everything else for you.

Email: [email protected]
Toll Free Number: 1-800-258 4421
WhatsApp: +919152009200
Register: https://bit.ly/4hG51tO
https://bit.ly/46P5Udm

The Legal Entity Identifier (LEI) is a 20-character, alphanumeric c...

17/09/2026

Every finance head has a mental list of the two or three accounts that are going to be a problem this month. Spotting them is easy; finding the time to do something about it before month-end is difficult.

A collections process built on follow-up calls and email reminders works fine when there are two problem accounts. It falls apart when there are twelve, and someone on the team is spending an entire afternoon on a single overdue invoice instead of closing the books on schedule. Every hour spent chasing a late payment is an hour not spent on reconciliation, reporting, or the forecasting the CFO is waiting on.

A structured recovery process moves that work off your team's plate. Risk gets flagged early using data, not an arbitrary account that catches someone's attention that week. Recovery follows a defined process, and the team gets back to the finance work they were hired to do.

Rubix's B2B debt collection solution is built to run that process in the background, so recovery doesn't compete with your month-end close for your team's time.

Because at the end of the day, your team's time is better spent closing the books than closing out overdue calls.

15/09/2026

Every bridge we cross, every dam that powers a city, every system that works is the work of an engineer who solved a problem.

This September 15th, India celebrates National Engineers' Day, marking the birth anniversary of Sir M. Visvesvaraya, a Bharat Ratna recipient, whose work, including the Krishna Raja Sagara Dam, still stands as a testament to what engineering vision can build.

At Rubix, we know that great engineering is about problem-solving, precision, and the discipline of getting the details right. That's a mindset we deeply respect, whether it's building bridges or building data systems.

Here's to the engineers who keep the world running, one solved problem at a time.

Happy National Engineers' Day! 🙏

14/09/2026

As Lord Ganesha arrives to bless us with wisdom, prosperity, and new beginnings, may He remove every obstacle from your path and fill your homes and workplaces with joy, harmony, and success.

Wishing you a very happy and blessed Ganesh Chaturthi!

Ganpati Bappa Morya, Mangal Murti Morya! 🌺 🙏

11/09/2026

Scaling Trust: How to Monitor a "Huge Supplier Base" in Real-Time

How do you manage operational risks that fall "beyond your purview"?

At the launch of Rubix ARMS™ 2.0, Kondal Reddy, Head of Supplier Risk & ESG at Mahindra and Mahindra Limited, shared a challenge that every large-scale procurement leader faces: the impossibility of being everywhere at once.

As Kondal noted, a digital-first approach to risk is not a luxury but a necessity for two critical reasons:

1️⃣ Onboarding at Scale: "While onboarding, we cannot go and physically assess every counterparty, but through Rubix, we can." The platform provides the immediate visibility needed to vet partners before they enter the ecosystem.

2️⃣ Continuous Monitoring: With a "huge supplier base," manual check-ins are impossible. Having a centralised platform allows for the ongoing monitoring of potential operational risks that would otherwise stay under the radar.

We are incredibly proud to partner with Kondal and the M&M team. By bridging the gap between "onboarding assessment" and "ongoing monitoring," Rubix ARMS™ 2.0 ensures that even the largest supply chains remain resilient against the unknown.
bit.ly/4ruEPpT

10/09/2026

If you are a CFO, you will agree that you don’t lose sleep over the debt on the books. It is debt you can't predict that keeps you awake.

Every finance team has its own variation of the same report: a handful of accounts drifting past 60 days, then 90, with a collections process built mostly on follow-up calls and patience.

Most debt recovery problems start earlier than that, though. By the time an account shows up as high-risk, the finance team has stopped managing the relationship and started doing cleanup.

Therefore, instead of more aggressive follow-ups, a CFO actually needs to:
→ Know which receivables are likely to turn bad before they cross 60 or 90 days
→ Have a recovery process that is structured and professional enough to protect the commercial relationship, not just the invoice
→ Free your finance team from playing collections agent, so they can manage working capital instead of chasing phone calls

Rubix's B2B debt collection solution is built around that shift, from reactive recovery to a structured, data-backed approach that treats receivables risk as something you can see coming, not just something you clean up after.

It is time to rephrase the KPI from "how aggressively did we collect?" to "how much of this could we have avoided predicting in the first place?"

08/09/2026

Every company has two records of its own history.

One is the version it presents, which includes its website, LinkedIn, pitch deck, and press coverage.

The other is the version it is legally required to file with the Registrar of Companies, which entails incorporation details, names of directors, past and present, charges created against assets, changes in ownership, resolutions passed by the board, financial disclosures, etc.

The second version is filed because the law requires it, updated when events require it, and available to anyone who asks for it, which makes it useful. It shows what actually happened, in the order it happened, without needing to sound a certain way.

A Rubix ROC Search Report pulls these records together and organises them into a report you can read before you make a decision involving that company.

It is useful when you are:
→ Evaluating a borrower
→ Onboarding a customer or supplier
→ Entering into a significant contract
→ Assessing a potential investment
→ Conducting due diligence

The records exist either way. The only variable is whether you look at them before you need to.