24/08/2026
This Friday, 31 August, is the last day workers who were automatically enrolled in My Future Fund on 1 January can choose to opt out.
After that, the next window doesn't open until 2029.
That's a decision sitting with your workers, but it creates an employer-side moment worth paying attention to.
Here's what Irish businesses managing shift-based workforces should have clear right now:
→ Auto-enrolment applies to PAYE employees aged 23–60 earning €20,000 or more. Your obligation as an employer is to match their 1.5% contribution on top of the minimum wage increase, and PRSI costs already live this year.
→ Variable-hours staff, seasonal workers, and anyone paid through your payroll who meets the threshold are all included. Not just full-time permanent staff.
→ Genuine independent contractors, self-employed workers operating outside of PAYE, are not in scope. But that only holds if your records clearly show they are genuinely self-employed. The classification must be accurate and documented.
The distinction between those two categories has never mattered more than it does in August 2026. Revenue is enforcing worker classification post-Karshan. Auto-enrolment adds another layer of cost to anyone classified as an employee. And the businesses without clean records of how each worker is engaged are carrying both exposures at once.
✅ If your shift workforce is structured correctly and your records show it clearly - this week's deadline is noise, not a problem.
❌ If you're not sure what your records actually show, that's the conversation worth having now.
Gigable is built for exactly that - automatically creating shift logs, attendance records, and payment trails for every contractor engagement, so the structure is documented from day one, not assembled after the fact
Have a look at how it works, or drop us a message if you want to talk through how your workforce is set up