We are an FCA authorised credit broker and not a lender. We search for loans ranging from £1,000 to £1,000,000 with repayment terms ranging from 1 year to 25 years. If you are a tenant then we will search for loans ranging from £1,000 to £25,000 with repayment terms up to 5 years. We will be able to provide you the results of your search within 90 seconds and online. If you are a homeowner looking
for a loan over £15,000 then our primary focus will be to search for a secured, second charge loan with repayment terms up to 25 years and the results of this search will be provided by a secured loan broker. WE SEARCH FOR UNSECURED INSTALMENT LOANS BETWEEN £1,000 TO £25,000 / SECURED LOANS VIA BROKERS FROM £15,000 TO £1,000,000
THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT. IF YOU ARE THINKING OF CONSOLIDATING EXISTING BORROWING YOU SHOULD BE AWARE THAT YOU MAY BE EXTENDING THE TERMS OF THE DEBT AND INCREASING THE TOTAL AMOUNT YOU REPAY. Representative Example for UNSECURED LOANS: Amount of credit: £1200 for 18 months at £90.46 per month. Total amount repayable of £1628.28 Interest: £428.28. Interest rate: 49.9% pa (variable). Representative 49.9% APR Variable. Rates between 9.9% APR to Maximum 1294% APR
Representative Example for SECURED LOANS: 9.1% APRC Representative. Representative example: Assumed borrowing of £18,000 over 120 months, with a fixed borrowing rate of 6.5% per annum for the first 60 months, followed by 60 months at the lender’s standard variable borrowing rate of 4.95% above Bank of England Base Rate. There would be 60 monthly instalments of £227.38 followed by 60 instalments of £221.71. Total amount payable £26,945.40 comprised of; loan amount (£18,000); interest (£6,920.40); Broker fee (£1,530); Lender fee (£495). This would result in an overall cost of 9.1% APRC. Minimum Term 12 months. Maximum Term 300 months. Maximum APR charged 49.9%
This page 'The Loan Finders' is owned and operated by Ramsey Lomax LTD and we are authorised and regulated by the Financial Conduct Authority (FCA). #: 704282 - Ramsey Lomax is also licensed by the Information Commissioners Office (ICO) licence #: ZA441156. Ramsey Lomax, United House, North Road, London, N79DP. We can be contacted via email on [email protected] or for additional contact details please visit our privacy policy. FEES: We work with a selected group of lenders and credit brokers to offer you a range of credit and loan products. We may receive a percentage of the loan amount as a commission from a loan provider or broker if you take out one of their products and/or we may receive a fee for introducing you to them. You can request details of these commissions or fees, by emailing us at [email protected]. We will then provide you with the precise amount of the commission or fee or, where that amount is not known, the likely amount.
