Anankai Limited

29/07/2026

International payments are evolving rapidly and legacy infrastructure can no longer keep up.

Building a future-proof payment ecosystem requires more than faster transactions. It demands standardised data, embedded compliance, resilient architecture, and the flexibility to adapt to emerging payment networks and regulatory changes.

Discover the key principles behind scalable, secure, and compliant cross-border payment infrastructure, and why they're becoming essential for banks, EMIs, PSPs, and fintechs.

Read the full blog to learn how your organisation can prepare for the future of global payments.

Visit Linkedin Article - https://www.linkedin.com/company/anankai/
Website - https://www.anankai.com/

28/07/2026

The future of banking isn't just digital, it's intelligent, connected, and built for change.

For years, core banking systems operated quietly behind the scenes. Today, they're becoming a strategic advantage that enables financial institutions to innovate faster, scale confidently, and deliver exceptional customer experiences.

Key trends transforming core banking include:
• Cloud-native platforms replacing legacy infrastructure
• Real-time payments becoming the industry standard
• API-first ecosystems accelerating innovation
• Embedded finance unlocking new business models
• AI enhancing automation, compliance, and customer experiences

Success isn't about adopting the latest technology, it's about building a future-ready banking platform that can evolve alongside your business and the rapidly changing financial landscape.

Which of these trends do you think will have the biggest impact on banking over the next decade? Share your thoughts in the comments.

22/07/2026

SEPA or SWIFT? Choosing the right payment infrastructure is about much more than enabling international transfers.

For UK fintech startups, scalable payment infrastructure should support compliance, safeguarding, reconciliation, virtual IBANs, API integrations, and real-time payment visibility from day one.

Before selecting a provider, ask yourself:
• Does it support SEPA, SWIFT, Faster Payments and CHAPS?
• Can it automate AML monitoring and sanctions screening?
• Does it simplify safeguarding and reconciliation?
• Is it built to scale as your business grows?

A strong payment infrastructure today can save significant operational complexity tomorrow.

Read our latest checklist to discover the key considerations before choosing a SEPA and SWIFT solution for your fintech.

Read the full blog: https://www.anankai.com/sepa-and-swift-checklist-for-uk-fintech-startups/

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Discover the essential SEPA and SWIFT checklist for UK fintech startups. Learn how to choose payment infrastructure that supports compliance, reconciliation, APIs and global growth.

21/07/2026

Getting your EMI licence is just the beginning.

Launching successfully requires much more than regulatory approval. Your operational and technology foundations determine how efficiently, securely, and compliantly you can scale from day one.

Before going live, every Electronic Money Institution (EMI) should have these essential components in place:

• Core banking and wallet infrastructure
• Customer onboarding, KYC & AML workflows
• Payment rails and banking integrations
• Safeguarding and fund segregation processes
• Transaction monitoring and risk controls
• Reconciliation and ledger management
• Regulatory reporting capabilities

Building these capabilities early helps reduce operational risk, streamline compliance, and deliver a better customer experience from launch.

Which of these do you think is most often overlooked by new EMIs? Share your thoughts in the comments.

17/07/2026

The future of banking belongs to institutions that embrace technology, not those that resist it.

AI, cloud, data modernisation, and cybersecurity are no longer optional; they're the foundation of resilient, scalable financial services.

Financial institutions that invest in modern infrastructure today will be better positioned to innovate faster, strengthen customer trust, and stay ahead in an increasingly competitive market.

How prepared is your institution for the next decade of financial services?

Read the article - https://www.linkedin.com/feed/update/urn:li:activity:7483830364747014144

10/07/2026

Looking for the best KYC and KYB onboarding platform for your fintech?

We've compared the top solutions for identity verification, business verification, and AML compliance to help you choose the right platform for faster, more secure onboarding.

Read our latest 2026 guide - https://www.anankai.com/best-kyc-and-kyb-onboarding-platforms-for-fintech-startups-2026-guide/

DigitalPayments

07/07/2026

Open Banking vs Open Finance: What's the Difference?

Many people use these terms interchangeably, but they represent different stages in the evolution of financial services.

Open Banking gives customers the ability to securely share their bank account data with authorised third-party providers through APIs. It enables services such as account aggregation, payment initiation, and smarter financial management.

Open Finance goes much further.

It extends secure data sharing beyond bank accounts to include:
• Digital wallets
• Savings and investments
• Insurance
• Pensions
• Lending and mortgages
• Other regulated financial products

The result is a more connected financial ecosystem where businesses can deliver richer customer experiences, better risk assessments, personalised products, and faster financial services.

For fintechs, EMIs, and PSPs, the shift from Open Banking to Open Finance is creating new opportunities to build intelligent, data-driven financial products while maintaining security, compliance, and customer consent.

The future isn't just about connecting bank accounts—it's about connecting the entire financial ecosystem.

How is your organisation preparing for the move from Open Banking to Open Finance?

06/07/2026

Great couple of days at iGB L!VE 2026!

Our team headed to ExCeL London last week for one of the biggest events on the iGaming calendar, and it did not disappoint.

Two days packed with insightful sessions, great conversations, and some serious industry energy. From catching up with familiar faces to making new connections, it was a great reminder of how fast this space keeps moving.

Swipe through for a few highlights from our time there.

Always great to be in the room where the industry comes together, already looking forward to the next one!

25/06/2026

Why do so many fintech strategies fail?

Not because the product is weak.

Not because the technology doesn't scale.

They fail at the regulatory layer.

A compelling product strategy and a compliant strategy aren't opposites, they should be built together. Yet many fintech founders realise this only after costly delays and rework.

Here are the three most common strategic mistakes we see:
• Treating regulation as a post-product problem
Building the product first and trying to add compliance later often leads to expensive architectural changes.
• Underestimating the authorisation timeline
For many firms, regulatory authorisation can take 12–18 months. Waiting until the product is complete can significantly delay market entry.
• Confusing registration with authorisation

This is one of the most common misconceptions, particularly in the crypto and digital asset ecosystem, and can create major strategic setbacks.

The fintech companies that scale successfully don't treat compliance as a final checklist.

They design their technology, workflows, and operations with regulatory requirements in mind from day one.

At Anankai, we build fintech infrastructure that embeds compliance into the technology foundation helping payment institutions, EMIs, and fintechs launch and scale with confidence.

What's the biggest regulatory challenge slowing your fintech growth today?

Share your thoughts in the comments.

22/06/2026

Your fintech's growth should not be slowed by operational bottlenecks.

If reconciliation is still manual, compliance relies on spreadsheets, payment visibility is limited, or critical systems operate in silos, your infrastructure may be creating unnecessary risk and complexity.

In our latest article, we explore 5 signs your fintech operations have outgrown their infrastructure and what forward-thinking EMIs, PSPs, and fintechs are doing to build scalable, compliance-ready operations.

Read the full article to assess whether your infrastructure is ready for the next stage of growth - https://www.linkedin.com/posts/anankai_fintech-payments-emi-activity-7474771157041274880-dqqe?utm_source=share&utm_medium=member_desktop&rcm=ACoAACS-4eYBchsQZIpIhAZGSUbZxia6mRbtcLU