01/09/2026
I thought I would share this post as it touches a subject I was discussing at a networking event a few week's ago.
It is not uncommon now for businesses to take out cyber insurance, ourselves included.
However, having insurance does not mean you do not need to worry about the important security controls you should already have in place.
Your cyber insurance may not pay out — even with an active policy. ⚠️
Insurers are denying claims when these controls weren't in place:
→ Enforced MFA (the #1 denial reason)
→ Patch management
→ Tested backups that actually restore
→ Documented security awareness training
Read your policy BEFORE you need it. A denied claim is worse than no policy.
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