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Monday 9am - 5:30pm Tuesday 9am - 5:30pm Wednesday 9am - 5:30pm Thursday 9am - 5:30pm Friday 9am - 5:30pm

Sekura.id, Unit 4 Richard Oakes Road, Aylsham (2026)

14/11/2025

Starting next week, Sekura.id will be fully integrated into XConnect. Everything we have built, everything we are known for, and every solution you rely on will sit together under one brand and one home. It's the right move. Our operator connections, our SAFr products, our global reach, and our experience and expertise are all available from one place.

And that place is the brand new XConnect website. Every Sekura.id product is now there. SAFr Auth, SIM Swap Check, MPM KYC Match, Call Forward Check, Age Verify, SAFr Pulse, Uniti and Open Gateway, the lot. All in one clean, fast, rather good-looking site that works just as beautifully on every device.

Our LinkedIn presence is shifting, too. The Sekura.id feed will wind down today and everything moves to XConnect. If you follow Sekura.id today, you will want to follow XConnect instead. It is where you will find all the insight, all the product updates, all the thought leadership, and all the insight you’ve come to expect from the people who pioneered mobile identity.

Thank you for following us as Sekura.id. Now follow 👉 XConnect 👈

It’s where the future of mobile identity lives.

13/11/2025

🧠 Just dropped: “From Amygdala to Algorithm: The Human Thread in AI Evolution” by Gautam Hazari, XConnect CPIO. Ever wondered how your ancient brain wiring influences today’s AI models? Or how fraudsters exploit our emotional wiring by triggering 'System 1' thinking to override 'System 2' thinking?

This isn’t another think piece about AI hype – it’s a journey through the biology that built intelligence itself. Gautam explores how the emotional wiring of the human brain – the amygdala and the frontal lobe – became the blueprint for how machines learn, think, and even react. From Piaget to Kahneman to Cialdini, it’s a fascinating look at how persuasion, instinct, and bias have quietly shaped the algorithms we call 'intelligent'.

It’s an essential read if you work in identity, AI, fraud-prevention, or you’re simply curious how, thousands of years in, biology still shapes tech. Dive in.

https://www.xconnect.net/resources/from-amygdala-to-algorithm-the-human-thread-in-ai-evolution

11/11/2025

So many insights in this in-depth research; two, particularly, that stand out for us from GASA’s latest report: first, most scams complete within a single day of first contact. Second, wire transfers remain the most common way victims lose funds. That combination – speed and finality – shows just how tight the response window has become.

The lesson is clear: waiting until a transaction hits the payment layer is too late. Prevention has to happen during the conversation – when the fraud is in motion, not after the money moves.

This is why banks and payment providers should be rethinking how they detect coercion in real time. Using live call-state metadata and privacy-first analytics, technologies like our APP Fraud Check can quietly surface the warning signs that something’s wrong – without interrogating the customer or analysing content.

Three takeaways worth noting

• Scams evolve within hours, not days – immediacy matters.
• Human behaviour, not payment data, often gives away the risk.
• Contextual, privacy-safe insights bridge the gap between intent and action.

Credit to GASA and Feedzai for quantifying that urgency so well. The industry now has the evidence to justify faster, lighter-touch interventions that genuinely protect customers.

07/11/2025

GASA’s Global State of Scams 2025 is essential reading. Feedzai put it perfectly: “Intention matters… the still image becomes a moving picture” when you look beyond the payment and into behaviour. That’s exactly where prevention has to evolve. Scams rarely leave a neat fingerprint in the transaction – they start long before the payment.

Our take: the next frontier for fraud prevention is recognising intent, not just verifying identity. Authentication has to understand how someone is acting, not just who they are.

At XConnect, that’s the thinking behind SAFr Auth – anchoring trust in live network signals to help enterprises see context as well as credentials. It’s a shift from blocking fraud reactively to recognising legitimate users intelligently.

Key reflections from the report

• Scams are becoming faster, more conversational, and more convincing.
• Behavioural context – not just transactional data – is now the differentiator.
• Intent-aware prevention reduces both friction and fraud.

Kudos to GASA and Feedzai for framing this so clearly. Intent isn’t a buzzword – it’s where the real fight is moving.

06/11/2025

Everyone’s been talking about AI and agents. But we think the real revolution is happening deeper down – inside the network itself. Network APIs have quietly become the most important shift in telecoms since 4G. And recently, we read, the industry has proved it:

The CAMARA Project has just released its third meta-drop – more than sixty production-ready network APIs, covering everything from SIM Swap and Number Verify to Quality-on-Demand and Device Reachability. These aren’t pilots or proofs of concept anymore. They’re live, standardised and aligned with GSMA Open Gateway and TM Forum frameworks, ready for operators and enterprises to use in the same language worldwide.

That means network APIs have finally crossed from the lab into the marketplace. And the commercial upside is clear. Juniper Research now projects global operator revenue from network APIs will exceed eight billion dollars by 2030, driven by real use-cases like fraud prevention, onboarding and identity verification. The things enterprises actually need – and will pay for.

At the same time, AI is being built into the network itself. Operators are using it for orchestration, service automation and predictive scaling – all powered by APIs. The network is starting to behave like software, not infrastructure.

For operators, this is the moment to move beyond talking about monetisation and start delivering it. For enterprises, it’s the time to look again at what’s possible when the network itself becomes programmable – safer, faster and more intelligent.

The network is no longer just a pipe. It’s a platform. And the ones who deliver first will define how value flows through it.

05/11/2025

It could have been the perfect crime – seven minutes in the dead of night, an electric ladder against the Louvre’s walls, motorbikes waiting in the shadows, and €88 million in French crown jewels gone without a trace.

But the real shock isn’t the heist itself. It was what came next. Investigators discovered that the passwords protecting the Louvre’s entire video surveillance system, supplied by a firm called Thales were, (and you’ve guessed this already, haven’t you?) “Louvre” and “Thales”.

Was it state-sponsored hackers? An insider conspiracy? Nah, just a group of local thieves and a password that could have been guessed by a bored teenager. Sure, the museum’s cameras had blind spots, and the infrastructure was decades old, but the system guarding one of the world’s most valuable collections was about as secure as a Post-it note on a monitor.

It’s a grimly funny reminder for every CISO: you can spend millions on firewalls, monitoring, and AI-based anomaly detection, but you can’t control human behaviour. Passwords remain the weakest link in any system because users choose or have to remember them, and users are, frankly, absolutely terrible at it.

This is less a story about stolen jewels and a laughably bad password, it’s more a warning about how the world’s most valuable assets are still protected by the least secure method we have – passwords. The fix already exists: strong, silent, SIM-based authentication that doesn’t rely on anyone remembering (or guessing) a word. Solutions like SAFr Auth make access effortless and passwordless – and crucially, human-proof.

04/11/2025

Now that it’s November, it’s rather hard to think back to the height of summer, but since July 2025, Ofcom’s new age-verification rules have transformed how platforms handle restricted content, gambling, and regulated sales - and they’ve had a devastating effect on some companies…

BBC News reported that one major adult platform saw a 77% decline in UK traffic once the new rules came into effect. Gambling operators saw 10% fewer active player accounts as stricter age checks stopped anonymous sign-ups. A 2024 JMIR Formative Research study found that only 45% of under-25s buying age-restricted goods online were ever asked for ID on delivery.

The lesson is clear: weak or intrusive age checks damage trust, compliance, and revenue, and poor checks can cause harm.

Mobile network operators already verify a customer’s age when they set up a mobile account. XConnect’s Age Verify connects directly to the verified status through the network, returning a simple yes or no.

No uploads. No selfies. No friction. No personal data exchanged.
Just a secure, regulator-aligned confirmation that the user is over 18.

Built on operator-grade infrastructure and already recognised by Ofcom as a “highly effective” method of age assurance, Age Verify offers the accuracy of regulated identity with none of the friction of traditional checks.

Find out how you can zip your users through age verification while staying totally compliant and get started today.

03/11/2025

The ‘A’ Revolution: Apps, APIs and AI – a Singularity. This wasn’t just another tech talk - it’s the future of how humans and machines will coexist. At Apidays Bengalaru, India, Gautam Hazari took the audience beyond the buzzwords to reveal how the three forces that built the digital world - Apps, APIs and AI - are now colliding into something entirely new: Agentic AI.

For the first time, technology isn’t waiting for input. It acts with intent. Your Personal AI Agent will think, decide, and act on your behalf - from booking travel to managing your digital life - marking the biggest shift since the smartphone.

If you work in APIs, AI, identity or digital strategy, this is essential viewing. You’ll walk away seeing the next decade of tech with completely fresh eyes.

🎥 Watch Gautam’s full apidays India session now:
👉 https://www.youtube.com/watch?v=kGBma9eKEL0

31/10/2025

Juniper Research urges operators to think like start-ups: focus on client acquisition, developer engagement, and adoption first, and worry about revenue maximisation later. It’s a message that should ring loudly across the industry.

Too often, operators approach APIs with a monetisation-first mindset. The result? Pricing models that deter experimentation, limited developer ecosystems, and adoption that never gets past the pilot stage. Juniper Research is clear: what matters now is proving value. That means freemium access, open sandboxes, real case studies, and joint events that allow developers to get hands-on.

At XConnect, we believe pricing is central to this. APIs must be priced keenly enough to encourage adoption, experimentation, and scaling. This isn’t about leaving money on the table – it’s about accelerating a market that will be worth billions once traffic flows. Early generosity builds long-term value.

This is exactly why collaboration at the platform layer is vital. A single operator cannot attract and educate the developer community at scale. But through GSMA Open Gateway, CAMARA, and channel partners such as Aduna and XConnect, that reach is multiplied. Together, operators can create ecosystems where developers integrate once and gain access to multiple networks. That is what turns curiosity into commitment.

The lesson is clear: stop trying to extract maximum revenue from a market that hasn’t yet scaled. Price to encourage adoption, build the user base, and let value prove itself. Compete on differentiation, yes, but collaborate on the foundation that enables developers and enterprises to participate.

Juniper Research’s data backs it up. Our perspective is simple: co-opetition and keen pricing are the only viable path. Those who embrace both will be the ones shaping the billions to come.

30/10/2025

It’s one of the most widely used forms of authentication in the world – and one of the most easily exploited. UK Finance’s latest Fraud Report highlights the growing scale of the issue: “Criminals are tricking victims into handing over one-time passcodes, allowing them to register digital wallets and make fraudulent payments.”

The result? A sharp rise in remote purchase (card-not-present) fraud – up 22% in cases and 8% in losses to £215 million. These attacks don’t rely on breaking encryption or bypassing systems; they rely on convincing people to share a code. And they work.

SMS OTPs became popular because they were cheap, universal and frictionless. But ubiquity has become a weakness. Once an OTP is compromised, it gives fraudsters direct access to authorise payments, create digital wallets, or link new devices to genuine accounts.

Regulators are beginning to take notice. With consumer losses climbing and fraud now accounting for over 40% of UK crime, it’s unlikely that SMS OTP will remain the default second factor in the long term. We can expect increasing pressure on banks to adopt more secure, network-verified methods of authentication – particularly as the next wave of regulatory reviews around Strong Customer Authentication (SCA) and fraud liability takes shape.

Authentication has to evolve from “something you know” to “something your network knows” – secure, passive verification directly from the mobile operator, not the inbox. The technology exists. The direction of travel is clear. What remains is for the industry to make the shift before it’s forced to.

XConnect will be attending the UK Finance Economic Crime Congress in early December, joining the conversation on how the industry can close the gap between prevention and detection.

29/10/2025

Two of identity’s best minds in one room. And on your screen. launches its first ever podcast with Dr Mike Short CBE FREng FIET FBCS FITP and Gautam Hazari, two pioneers whose work has shaped the technology and identity landscape for more than four decades.

This opening episode – the first of a two-part series – takes listeners on a journey through the evolution of mobile, connectivity, and identity, told first-hand by those who built the foundations. Expect a free-flowing, unfiltered, and brilliantly human conversation about how technology has moved beyond borders – and where it’s heading next.

🎧 Listen now:
Spotify – https://lnkd.in/ePstM9N7
Apple Podcasts – https://lnkd.in/ewCNkdAH

Huge thanks to the excellent Subhash Ghosh and the International Centre for Sustainability (ICfS) for hosting this fascinating discussion.

28/10/2025

Fraud losses hit £629m in H1 2025 – the banking and payments industry can’t fight this alone... Criminals stole £629 million in the first half of 2025 – up 3% year on year – according to UK Finance’s latest fraud report. There were over 2.09 million confirmed cases, a rise of 17%, showing just how deeply embedded this problem has become.

Banks stopped another £870 million through prevention systems – equivalent to 70p in every £1 attempted – yet even that record figure highlights the imbalance between the threat and the industry’s ability to stop it alone.

66% of Authorised Push Payment (APP) fraud cases began online, with 17% via telecoms networks, and investment scams surged 55% to £97.7 million. Unauthorised card fraud also hit record levels, driven by social engineering and compromised one-time passcodes.

Ben Donaldson of UK Finance didn’t sugar-coat it: “Fraud continues to be a major threat to our society and economy… the majority of it originates outside the banking system, online and over the phone.”

Fraud is now the UK’s most common crime, accounting for over 40% of all reported offences. The damage isn’t just financial – it’s psychological. Victims are manipulated, exploited and left feeling complicit in their own loss.

The message is clear: fraud prevention has to move beyond banking silos. Real-time data from telecoms networks, device intelligence and mobile identity are central to that shift.

At XConnect, we help make that possible – by providing the network-level data and identity intelligence that stops fraud BEFORE it starts.

We’ll be attending the UK Finance Economic Crime Congress in early December, joining the conversation on how the industry can close the gap between prevention and detection.

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Monday	9am - 5:30pm
Tuesday	9am - 5:30pm
Wednesday	9am - 5:30pm
Thursday	9am - 5:30pm
Friday	9am - 5:30pm