12/23/2023
Well, I guess it was wishful thinking that the scammers would take a break for the holidays. Alas they appear to be in full force capitalizing on people's busy schedules and distracted minds. The phone call I received today started out like most of them, an authoritative voice with a dire message. Only instead of it being my computer is screwing up the internet, or Services Canada is coming to arrest me, it was "Your phone will be deactivated in 2 hours. If you want to know why, press one for English". I didn't hear the rest of the message because I hung up.
Putting aside the fact that I know that my phone bill is paid up, there are two red flags in this phone call.
First, the call did not identify the carrier. It was a deliberately vague opening line so as to apply to the most amount of people.
Second, failing to specify the reason for the call in the message was another red flag.
Now these two red flags are somewhat specific to my telephone carrier. It's a good idea to be familiar with the tone and format of communiques from your carrier so as to w**d out the scam calls.
Putting aside the red flags, let's assume for a moment that there is a possibility that my account is in arrears. Or that I was concerned about something else causing a problem on my account, or the voice had specified my carrier. In that case, I still *would not* press 1 to hear more. I would not have continued with the call. I would hang up and I would either call the number for my particular carrier, or I would log into my own online account or do both. Be it a telephone call, an email, a letter, at no point should you ever click on a link, continue the call or allow a stranger that contacted you to connect to your computer. Always disengage and look up the phone number to call the company directly or log into your online account.
There is the scam/hoax out there about people not releasing the telephone line on a landline. While that scam call with the landline is somewhat of a hoax and generally only applies to business phones if you want to be absolutely sure you unplug your telephone from the wall and that will kill the telephone call if the other side has managed to hang on to it. Or, call from a cell phone.
If there is some validity to the call, it will be indicated in your online account. Or when you contact the company directly. Many years ago, the Royal Bank used to have an automated voice contact people when there was a problem with their credit card. I did receive an automated call however I misheard it as World Bank and not Royal bank, and I just deleted the message and carried on. A few hours later I tried to use my Visa it didn't work. I then contacted the Royal Bank through the number on the back of the card not the number that was left on the voicemail and discovered that indeed there was a hold on my account because it had been compromised and they were issuing me new credit cards after discussing the charges and which ones were mine and which ones weren't. This is why it's always a good idea to have two credit cards from two different sources.
Out of the multitudes of calls/emails etc I have received over the last 10-15 years I've had one legitimate call about my credit card being compromised. If in doubt always assume it's a scam call. It doesn't matter whether the person on the other end of the phone is crying about how they're dying or they're in severe pain or they're being arrested, or your credit card's going to be revoked, or Service Canada is coming to arrest you. Whatever is on the other end of the phone call, email, letter etc, there will always be a way to verify the truth of it from another direction.
As for those AI calls that mimic voices of loved ones etc, a simple family code word puts a stop to them.