OpenWay

14/05/2026

Choosing the right payment platform is critical. Delivering the migration well is equally critical.

For banks, processors, acquirers, and fintechs, technology defines only part of the outcome. The rest depends on whether the migration is executed in a way that protects continuity, supports scale, limits future complexity, and preserves ROI.

OpenWay’s Way4 delivery experience shows what disciplined ex*****on can achieve:
• a large-scale acquiring platform delivered in 9 months, later supporting 2M customers
• a multi-bank processing platform live on AWS in 4 months
• a digital wallet scaled to 40M consumers and 700K SMEs in 3 years

That is why payment platform migration is not just a technology decision. It is a board-level ex*****on question.

Based on that experience, executive teams should examine five areas with the same rigor as product capability:
• discovery discipline
• alignment across business and delivery stakeholders
• sustainable configuration instead of costly over-customization
• continuity after go-live
• governance that can scale with the business

These are the factors that often determine whether a platform delivers its promised value — or creates cost, delay, and long-term migration risk.

Our latest thought leadership article sets out the questions senior decision-makers should ask before committing to a payment platform migration.

Read the article: https://eu1.hubs.ly/H0vc72w0

12/05/2026

In April, OpenWay’s teams in Vietnam partnered with the Faculty of Information Technology and Digital Economics at the Banking Academy of Vietnam to host a workshop on 𝙈𝙤𝙙𝙚𝙧𝙣 𝘽𝙖𝙣𝙠𝙞𝙣𝙜 𝙎𝙮𝙨𝙩𝙚𝙢𝙨: 𝙁𝙧𝙤𝙢 𝙇𝙚𝙜𝙖𝙘𝙮 𝙄𝙣𝙩𝙚𝙜𝙧𝙖𝙩𝙞𝙤𝙣 𝙩𝙤 𝘿𝙞𝙜𝙞𝙩𝙖𝙡 𝘼𝙨𝙨𝙚𝙩 𝙋𝙖𝙮𝙢𝙚𝙣𝙩𝙨.

The session brought together lecturers and post-graduate students in Hanoi for practical discussions on modern banking infrastructure, payment system implementation, legacy modernization, instant payments, card systems, and digital asset payments, including stablecoins.

By sharing 𝗿𝗲𝗮𝗹 𝗽𝗿𝗼𝗷𝗲𝗰𝘁 𝗲𝘅𝗽𝗲𝗿𝗶𝗲𝗻𝗰𝗲 𝗮𝗻𝗱 𝗼𝗽𝗲𝗿𝗮𝘁𝗶𝗼𝗻𝗮𝗹 𝗶𝗻𝘀𝗶𝗴𝗵𝘁𝘀, OpenWay experts helped participants better understand how modern payment ecosystems are built and evolved in practice.

“At OpenWay, we see Vietnam not only as a dynamic market for digital finance, but also as a source of exceptional technology talent,” said Nguyen Manh Ha, General Director, OpenWay Vietnam.

We thank the Banking Academy of Vietnam and all participants for the engaging discussions and look forward to future collaboration! Học viện Ngân hàng

07/05/2026

Why is 𝗰𝗼𝗻𝗳𝗶𝗴𝘂𝗿𝗮𝘁𝗶𝗼𝗻 𝘄𝗶𝘁𝗵𝗼𝘂𝘁 𝗰𝗼𝗱𝗶𝗻𝗴 becoming essential in modern card issuing?

In digital payments, 𝘀𝗽𝗲𝗲𝗱 𝗼𝗳 𝗲𝘅𝗲𝗰𝘂𝘁𝗶𝗼𝗻 increasingly defines competitive position.

New services must be launched quickly. Pricing must adapt. Partnerships must be activated without delay. But the real issue for issuers is not whether change is constant. It is whether their operating model can keep pace with it.

Many institutions still rely on environments where even minor product changes depend on development cycles. That slows ex*****on, increases operational friction, and puts commercial responsiveness at risk.

Platforms like Way4 by OpenWay change the model. On Way4, 𝟵𝟱% 𝗼𝗳 𝗰𝗮𝗿𝗱 𝗶𝘀𝘀𝘂𝗶𝗻𝗴 𝗳𝗲𝗮𝘁𝘂𝗿𝗲𝘀 𝗰𝗮𝗻 𝗯𝗲 𝗰𝗼𝗻𝗳𝗶𝗴𝘂𝗿𝗲𝗱 𝘄𝗶𝘁𝗵𝗼𝘂𝘁 𝗰𝗼𝗱𝗶𝗻𝗴. This gives business teams far greater control over how services, rules, and controls are introduced and adjusted.

The result is a more agile product operating model, 𝗳𝗮𝘀𝘁𝗲𝗿 𝘁𝗶𝗺𝗲 𝘁𝗼 𝗺𝗮𝗿𝗸𝗲𝘁, and a stronger ability to respond to shifting customer and partner expectations.

Anton Klimov explains how this works in practice in our second expert interview. https://eu1.hubs.ly/H0v4Cw_0

30/04/2026

For banks, processors, acquirers, and fintech challengers, platform migration is not just a technology project. It is a business-critical exercise in ex*****on.

The biggest risks usually do not come from the strategy slide. They come later — in discovery gaps, costly customization, and loss of continuity after go-live.

For executive teams, three delivery decisions have an outsized impact on long-term ROI:
✅ 𝗗𝗶𝘀𝗰𝗼𝘃𝗲𝗿𝘆 𝗱𝗶𝘀𝗰𝗶𝗽𝗹𝗶𝗻𝗲 — misalignment early on creates cost, delay, and risk later
✅ 𝗦𝗺𝗮𝗿𝘁 𝗰𝗼𝗻𝗳𝗶𝗴𝘂𝗿𝗮𝘁𝗶𝗼𝗻 — over-customization increases total cost and limits future agility
✅ 𝗖𝗼𝗻𝘁𝗶𝗻𝘂𝗶𝘁𝘆 𝗮𝗳𝘁𝗲𝗿 𝗴𝗼-𝗹𝗶𝘃𝗲 — without it, momentum slows and long-term value erodes

These are not operational details. They are strategic control points for any institution migrating a payment platform.

OpenWay’s Way4 delivery experience makes this concrete:
• a large-scale acquiring platform delivered in 9 months, later supporting 2M customers
• a multi-bank processing platform live on AWS in 4 months
• a digital wallet scaled to 40M consumers and 700K SMEs in 3 years

Our latest article explores why implementation discipline now defines much of the ROI in payments modernization. Read more: https://eu1.hubs.ly/H0tw5l-0

28/04/2026

Who is best positioned to capture the $60B AI opportunity in payments?
Banks? Fintechs? Processors? Big Tech?

At Il Salone dei Pagamenti, we put this question to 𝗧𝗼𝗺𝗮𝘀 𝗝𝗮𝗻𝗶𝘁𝗼𝗿, Head of Business and Innovations at 𝗥𝗮𝗶𝗳𝗳𝗲𝗶𝘀𝗲𝗻 𝗕𝗮𝗻𝗸’𝘀 𝗥𝗣𝗖; 𝗔𝗹𝗲𝘀𝘀𝗮𝗻𝗱𝗿𝗼 𝗛𝗮𝘁𝗮𝗺𝗶, Managing Partner at 𝗣𝗮𝗰𝗲𝗺𝗮𝗸𝗲𝗿𝘀.𝗶𝗼; 𝗟𝘂𝗰𝗮 𝗩𝗮𝗻𝗶𝗻𝗶, Co-founder and Head of Consultancy Services at 𝗤𝘂𝗮𝗱 𝗦𝗼𝗹𝘂𝘁𝗶𝗼𝗻𝘀 𝗟𝘁𝗱; and 𝗘𝗺𝗮𝗻𝘂𝗲𝗹 𝗗𝗼𝗻𝗲𝗱𝗮, Partner at 𝗗𝗲𝗹𝗼𝗶𝘁𝘁𝗲. One thing became clear:
𝗧𝗵𝗲𝗿𝗲 𝗶𝘀 𝗻𝗼 𝘀𝗶𝗻𝗴𝗹𝗲 𝘄𝗶𝗻𝗻𝗲𝗿 𝗯𝘆 𝗱𝗲𝗳𝗮𝘂𝗹𝘁.

Some see startups and fintechs ahead because they can move faster. Others point to processors and banks, with their scale, trust and market access. And some argue the category matters less than the ability to adopt AI in a fast, secure and transformative way.

That may be the real takeaway:
𝗔𝗜 𝗶𝗻 𝗽𝗮𝘆𝗺𝗲𝗻𝘁𝘀 𝘄𝗼𝗻’𝘁 𝗯𝗲 𝘄𝗼𝗻 𝗯𝘆 𝗹𝗮𝗯𝗲𝗹𝘀. 𝗜𝘁 𝘄𝗶𝗹𝗹 𝗯𝗲 𝘄𝗼𝗻 𝗯𝘆 𝗲𝘅𝗲𝗰𝘂𝘁𝗶𝗼𝗻.

Read the full blog post on our website and watch the video to hear the different perspectives. https://eu1.hubs.ly/H0tSZ8L0

23/04/2026

Hyper-personalization is how card issuers move beyond static products to relevant ones driven by real-time decisioning.
But can their platform use live data, adapt quickly, and make decisions at the level of the individual cardholder?

In this OpenWay expert series video, Anton Klimov, Solution Manager for Way4 Card Issuing, explains what that looks like in practice on Way4, OpenWay’s digital payments software platform for card issuing, acquiring, digital wallets, and switching.

Learn what it takes for a payment platform to deliver hyper-personalization — in real time, at scale, and without endless IT effort.

16/04/2026

Last month, OpenWay connected with around 1,500 students at 𝗜𝗻𝗻𝗼𝘃𝗮𝘁𝗶𝗼𝗻 𝗗𝗮𝘆 𝟮𝟬𝟮𝟲 hosted by 𝗦𝗼𝗜𝗖𝗧, 𝗛𝗮𝗻𝗼𝗶 𝗨𝗻𝗶𝘃𝗲𝗿𝘀𝗶𝘁𝘆 𝗼𝗳 𝗦𝗰𝗶𝗲𝗻𝗰𝗲 𝗮𝗻𝗱 𝗧𝗲𝗰𝗵𝗻𝗼𝗹𝗼𝗴𝘆. Students visited our booth to take part in interactive activities, meet our team, and learn more about Intern and Fresher opportunities across OpenWay’s offices in Vietnam.

The energy at the event made a strong impression on our team. Nguyen Hoang Anh Tuan, OpenWay Technical Solution Consultant and former SoICT student, said: “Being back on campus brings back a lot of memories, and at the same time it’s great to see how motivated and open the students are now. It really makes me think there’s a lot of strong future talent here.”

One student told us: “What stood out to me first was the glimpse OpenWay gave into a fast-evolving industry full of exciting opportunities, and their creative activities and thoughtful gifts made the experience even more memorable.”

Thank you, SoICT, and thanks to every student who spent time with our team. We are excited to keep building connections with Vietnam’s next generation of tech professionals!

Trường Công nghệ Thông tin và Truyền thông - ĐH Bách khoa Hà Nội

14/04/2026

Clarity of vision, steady ex*****on, and the ability to perform under pressure are essential for delivering results. These same qualities often translate into excellence far beyond business.

We’re proud to celebrate Romana Rajput, Business Development Director for Sub-Saharan Africa at OpenWay, on winning a bronze medal in the Women Masters category at the 76th South Africa National Archery Championships.

Representing Kenya, Romana contributed to an outstanding team result, with 7 medals won overall — 2 silver and 5 bronze — in competition with 149 athletes from South Africa, Zimbabwe, and Namibia.

Congratulations, Romana, on this fantastic achievement!

03/04/2026

02/04/2026

For C-level leaders in banks, payment processors, acquirers, and fintechs, the hardest part of platform modernization is rarely the selection itself.

It is the migration: moving a running payment business to a new platform without disrupting service, slowing growth, or creating future cost and complexity.

This is where ROI is really won or lost.

At OpenWay, we see this across Way4 delivery programs:
• a large-scale acquiring platform delivered in 9 months, later supporting 2M customers
• a multi-bank processing platform live on AWS in 4 months
• a digital wallet scaled to 40M consumers and 700K SMEs in 3 years

These outcomes show why implementation should not be treated as a downstream delivery phase. In payments, it is a strategic capability that shapes speed to market, scalability, resilience, and long-term economics.

Our latest thought leadership article looks at why implementation quality has become one of the strongest predictors of ROI in payment platform migration.

Read the article: https://eu1.hubs.ly/H0t6y0x0