28/05/2025
1 in 4 in Mortgage Stress during April according to https://www.brokernews.com.au/
Australian homeowners are finally catching a break. After a punishing period of high interest rates and cost-of-living pressures, mortgage stress across the country may be starting to ease. The Reserve Bank of Australia (RBA) has delivered two successive rate cuts in recent months, sparking cautious optimism among economists and households alike.
The Current Landscape
Mortgage stress—typically defined as households spending more than 30% of their income on home loan repayments—has gripped many Australian borrowers, particularly those who purchased during the housing boom at ultra-low rates. According to Roy Morgan (2025), as of April 2025, 1.48 million mortgage holders were considered "at risk". That figure represented 28.4% of all mortgage holders.
But there’s hope on the horizon.
1 in 4 in Mortgage Stress during April according to https://www.brokernews.com.au/ Australian homeowners are finally catching a break. After a punishing peri