Fetch Home Loans

22/03/2023

🥚 Want a head start on your financial goals this Easter? 🐇⁣⁣
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The Easter school holidays can be a great time to look into refinancing your mortgage! 💸⁣⁣
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Recent data showed that refinancers saved, on average, $1,524 per year.⁣⁣
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Over three years, that’s $4,572 in your back pocket! 🤑⁣⁣
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So get in touch today and we'll get hopping on helping find the right refinancing option for you. 🐰⁣⁣
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To find out more, DM us or contact Fetch Home Loans on:

☎ – 1300 170 904
💻 – [email protected]
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*PEXA⁣⁣
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07/03/2023

Homeowners feel the pinch as RBA lifts cash rate to 3.60%

The Reserve Bank of Australia (RBA) has increased the official cash rate for a tenth straight meeting, taking it to 3.60%. How much will this rate hike increase your monthly mortgage repayments, and how many more rate rises are expected to come?

The Reserve Bank of Australia (RBA) has increased the official cash rate for a tenth straight meeting, taking it to 3.60%. How much will this rate hike increase your monthly mortgage repayments, and how many more rate rises are expected to come?

14/02/2023

😯 A few surprising reasons your home loan application may be rejected 😯⁣
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Believe it or not, these include:⁣
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☑️ Spending too little (or too much) - indulging in too many luxuries can get you a “no dice”. And unrealistic cuts can be a red flag too.⁣
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☑️ Credit cards - even with a zero balance, you’ll need to prove you have the money spare to repay your credit limit within 3 years. ⁣
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☑️ Buy now pay later - BNPL applications and missed payments can see your credit score dip.⁣
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☑️ Credit history - a few minor indiscretions can be cause for concern in the eyes of lenders. ⁣
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☑️ Type of income - Some lenders see self-employment as risky and may even reject on these grounds.⁣
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Trying to navigate mortgage applications on your own can be headache-inducing. 🤯⁣
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But getting reliable professional advice can lead you toward mortgage application success. 🙌⁣
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To find out more, DM us or contact Fetch Home Loans on:

☎️ – 1300 170 904
💻 – [email protected]
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08/02/2023

🦅 With first-home buyer numbers halved, is now a good time to swoop? 🦅⁣
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Recent ABS data shows that first-home buyers have almost halved from 2021 peak numbers. ⁣
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This could mean less competition for the house you want. 🏠⁣
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And more bargaining power in a softer market. 💪⁣
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Not to mention that fewer first-home buyers could mean more opportunities to nab a spot for government incentives. 🙌⁣
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So if you’re ready to buy, come and chat with us. We can help you find the right home loan for you. 🤜 🤛⁣
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To find out more, DM us or contact Fetch Home Loans on:

☎ – 1300 170 904
💻 – [email protected]
⁣

07/02/2023

RBA hikes the cash rate for the ninth time in a row, to 3.35%

The Reserve Bank of Australia (RBA) has kicked off 2023 by increasing the cash rate a further 25 basis points to 3.35%. How much will this rate hike increase your mortgage repayments in 2023, and how high is the cash rate expected to go?

Read Here:

The Reserve Bank of Australia (RBA) has kicked off 2023 by increasing the cash rate a further 25 basis points to 3.35%. How much will this rate hike increase your mortgage repayments in 2023, and how high is the cash rate expected to go?

01/02/2023

😯 Your inheritance alone may not cut it 😯⁣
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Many lenders require proof of genuine savings too. It shows you can put money aside for repayments. 💰⁣
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Some won’t accept inheritance money as genuine savings. But some will if you’ve held onto it for 3 months.⁣
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Save on the confusion, and get a mortgage professional on your side. 👍⁣
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We’ll help you work with your inheritance funds to get into the property market. 👇⁣
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To find out more, DM us or contact Fetch Home Loans on:

☎ – 1300 170 904
💻 – [email protected]
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30/01/2023

🤔 About to roll off your fixed rate and need some help refinancing? 🤔⁣
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Refinancing numbers have increased by 13.8% year-on-year in response to recent rate hikes as well as a bunch of homeowners rolling off their fixed rate home loan. ⁣
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And get this: a 2022 PEXA report showed that refinancers made estimated savings of $1524 per year. ⁣
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So if you’ve had your home loan for a while… Or you’re set to roll off your fixed rate, give us a call. 📞 ⁣
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We can explore refinancing options to find the right loan for you. 👇⁣
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To find out more, DM us or contact Fetch Home Loans on:

☎ – 1300 170 904
💻 – [email protected]
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*PEXA⁣
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Fetch Home Loans
We find it, you get it!

27/01/2023

Can a job switch affect your mortgage application?

Changing jobs may offer more perks – higher income, greater fulfilment, and the opportunity for growth are often things people look for in a new gig. But could it also impact your mortgage application?

Read in full here:

Changing jobs may offer more perks – higher income, greater fulfilment, and the opportunity for growth are often things people look for in a new gig. But could it also impact your mortgage application?

25/01/2023

📱 70% of Australians research their phone plan more than their mortgage* 📱⁣
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But this could lead to being locked into a lemon of a loan. 🍋⁣
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Researching and comparing loans can be confusing and time-consuming.⁣
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But 70% of Aussies use a broker to land a loan**. That's because we can help you with:⁣
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✅ Saving time (and money) - we’ll do the legwork for you and seek out competitive rates.⁣
✅ Targeted research - we’ll find the right type of loan for you. And go for lenders more likely to approve your application. ⁣
✅ Expert guidance - we'll help you organise your finances, source the documents you’ll need, and handle the application process.⁣
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To find out more, DM us or contact Fetch Home Loans on:

☎ – 1300 170 904
💻 – [email protected]
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*Pepper Money survey⁣
**MFAA survey⁣
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18/01/2023

🤔 Could buying actually be cheaper than renting? 🏠⁣
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Apparently mortgage payments for 36.3% of Australian properties could be cheaper than renting, according to a recent analysis. 😲⁣
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Here’s how you could switch from renter to homeowner:⁣
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✅ Take advantage of the buyer’s market - hunt for houses in areas with good prices. And put your negotiating cap on. ⁣
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✅ Get in on government schemes - see if you’re eligible to save on stamp duty and access low deposit, no LMI loans. ⁣
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✅ Speak to us - having a professional like us in your corner could increase your chances of mortgage application success.⁣
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To find out more, DM us or contact Fetch Home Loans on:

☎️ – 1300 170 904
💻 – [email protected]
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16/01/2023

🤔 Are you self-employed and planning to buy a home? 🏡⁣
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Here are 4 tips to have you feeling prepared and confident when applying for a mortgage:⁣
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✅ Sort out your finances, double check your credit score, and save a healthy deposit and buffer.⁣
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✅ Gather required documentation. For example, 2 years’ worth of lodged tax returns, verification of assets, and bank and loan statements. ⁣
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✅ Seek out a lender that has a track record of approving self-employed mortgage applications.⁣
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✅ Have a reputable mortgage professional like us on your side to help you with all of the above. 👇⁣
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To find out more, DM us or contact Fetch Home Loans on:

☎️ – 1300 170 904
💻 – [email protected]
⁣

12/01/2023

Finding the time to delve into your finances can be a struggle. But the school holidays can offer the perfect time, especially for teachers. Get cracking on your financial to-do list these holidays by looking into refinancing your mortgage.

Read full article here:

Finding the time to delve into your finances can be a struggle. But the school holidays can offer the perfect time, especially for teachers. Get cracking on your financial to-do list these holidays by looking into refinancing your mortgage.