02/09/2026
In 2026, more than a quarter of construction firms are still managing subcontractor payments with pen and paper.
Our latest Construction Finance Report found:
📊 50% use spreadsheets
📧 46% rely on email
📝 27% are still using pen and paper
These aren't small firms tinkering at the edges. This is how payments worth millions are being tracked, checked and approved across the industry.
The problem isn't the people, It's that manual tools were never built for this volume. Every rekeyed figure, every buried email thread and every scribbled note is a dispute, a delay or a compliance risk waiting to happen.
There's a better way to manage payments applications, certifications, variations and retention, and the report lays out exactly why it matters now.
Read the full findings here 👇