09/24/2025
Came across a pretty convincing scam today. Got a fraud alert text from Synchrony bank & I do have accounts with them. The text was pretty convincing as I've had them many times before, it was worded about the same. Stating a charge from Best Buy & an amount, with an option to respond yes or no for approval. I thought it looked just a little bit off but of course I pay closer attention to these things than most as I do help people fight fraud pretty frequently here. There was a delay of a few minutes before a text got back to me saying they would call. That alone was odd, it is normally immediate. As usual I let everything play out because I'm interested in how these scammers work. They called back & sounded very official & legit. I tripped them up when I asked them which card they were talking about as I have multiples. Then they actually gave me the first 6 digits. I checked my cards & those digits did not match. I told them this, they said that was very odd & put me on hold. Few minutes later they hung up. So the moral of the story is NEVER give out your personal information. If a credit card company is actually calling you, they would be able to provide the card information in question to YOU. These scammers don't actually have any of your card information as they are fishing for it. They are trying to get it from you. The real card company likely wouldn't even ask you for it, as they would already know. Never give out your credit card number or social security over the phone. It is just too dangerous these days.
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