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Mike Atkinson, Mike Atkinson, Realtor at LPT- Toronto and GTA, Toronto, ON (2026)

Name: Mike Atkinson, Mike Atkinson, Realtor at LPT- Toronto and GTA
Address: CA

04/01/2026

Congratulations to an amazing Not-For-Profit group able to house those with intellectual and physical disabilities.

Proud to say that I was part of this group's efforts. Thank you for letting me assist you. Mike the Realtor

03/25/2026

Huge News for Ontario Homebuyers (And no, you don't have to be a First-Time Buyer!)

If you’ve been sitting on the sidelines because you’ve already owned a home before, listen up. The Ontario government just announced a massive expansion of the HST New Housing Rebate in the 2026 Budget.

What you need to know:
✅ Who qualifies? For the next year (April 1, 2026 – March 31, 2027), the "First-Time Buyer" requirement is being waived. This applies to move-up buyers, downsizers, and even investors.
✅ What's the benefit? A total removal of the 13% HST on new homes valued up to $1.5 Million. That’s a savings of up to $130,000.
✅ The Purpose: To kickstart new construction and make homeownership more affordable for families across the province.

My Take:
If you are planning to buy in April or May, this is a literal "game-changer" for your closing costs. However, this is a temporary 12-month window. If you've been eyeing a new development or a pre-construction project, now is the time to finalize your strategy.

Have questions about specific listings or how to ensure your contract qualifies? Reach out—I’m here to help you navigate these new rules!

Mike the Realtor

03/24/2026

✨ Move-In Ready in Richmond Hill! ✨

Stop searching and start packing! This beautifully renovated, multi-level townhome is the perfect catch for first-time buyers, savvy investors, or families looking for the ultimate starter home.

Why you’ll love it:

Modern Vibes: Sleek hardwood floors and a contemporary kitchen.

Sun-Drenched Space: A lower level that feels like a main floor thanks to massive windows—perfect for a home office, gym, or extra bedroom!

Prime Location: Steps from transit, top-tier schools, parks, and shopping.

The Perks: Includes dedicated parking and a secure storage locker.

Priced right for today’s market and designed for a vibrant lifestyle. This one won't last long!

📍 Richmond Hill
🛏️ 2 Bed | 🚽 1.5 Bath

DM me for a private showing or tag someone who needs to see this! 🏠👇

02/27/2026

**LONG READ ALERT****

Toronto’s housing market had a "frozen" start to 2026, but the numbers don’t tell the whole story! ❄️🏙️

I’ve been reviewing the January data for the GTA, and while the headlines might seem chilly, there’s more to it than meets the eye. Historic winter storms definitely kept buyers at home, leading to a 19.3% drop in sales compared to last year.

What I’m seeing in the GTA right now:
🔹 Price Trends: The average selling price in the GTA dipped to $973,289—falling below the $1M mark for the first time in quite a while.
🔹 Buyer Opportunity: With prices down 6.5% year-over-year, I’m seeing a unique window of negotiating power for my clients that we haven't seen in years.
🔹 Inventory Update: New listings are down about 13%, meaning the "wait-and-see" approach is common right now, but I expect that to shift as we head toward spring.

The current market is all about patience and strategy. Whether you're a first-time buyer looking for an entry point or a seller planning your spring move, I have the local insights to help you win.

What’s your take—are you waiting for the spring thaw or looking for a deal now? Let’s chat in the comments! 👇

02/21/2026

What a ride! 🎢 From the closing out 2025 to a record-breaking start to 2026, I’m feeling incredibly grateful.

A massive THANK YOU to my sellers and buyers for letting me lead the way. 🏠✨

To the first-timers finding their "one" ...

To the upgraders entering a new chapter ...

And to the sellers entrusting me with their biggest assets ...

You made this year a joy. Let’s keep making moves! 🥂

— Mike the Realtor

01/10/2026

**READ TIME 1.5 minutes ***

Happy weekend! Navigating the current real estate market, especially when selling and buying simultaneously in the same area, can be challenging. Many people don't realize the potential hurdles, even with home equity.

Here's one strategy: Leverage your equity using a Home Equity Line of Credit (HELOC).

💡 The Strategy:
Secure your new home: Use a HELOC to bridge the gap and purchase your new property.

Take your time selling: With your new home secured, you can afford to list your current property at a slightly lower, more competitive price without feeling rushed. (Yes, it sounds counterintuitive, but it helps you sell faster in a buyer's market!)
Close the loop: Once your original home sells, use those proceeds to immediately pay off the HELOC.

This approach allows you to buy when prices are lower and gives you breathing room to sell effectively.

⚠️ Important Note: This is leveraging your assets and involves risks. It’s a powerful tool when used correctly.

Want to explore if this strategy works for you? Connect with me and my team of experts to discuss your options!

Now, How A HELOC WORKS

🏠 Why a HELOC is Your Secret Weapon in 2026
In today’s unpredictable market, flexibility is your greatest asset. A Home Equity Line of Credit (HELOC) is more than just a loan—it’s a strategic tool for building wealth and a safety net for the unexpected.

🌟 The Opportunity
Real Estate & Stocks: Act fast when "deals" appear—whether it's a discounted condo, a family cottage, or a market dip—without liquidating your RRSPs.

Bridge Financing: Seamlessly manage the gap between buying and selling.

Property ROI: Fund a secondary "mortgage helper" suite to boost your monthly cash flow.

Tax Efficiency: Borrowing to invest can often be tax-deductible.

🛡️ The Safety Net
A HELOC provides immediate liquidity for life’s "curveballs":

Job transitions or income gaps.

Major home repairs or medical emergencies.

Consolidating high-interest debt into a lower-rate option.

⚠️ Stay Mindful
Variable Rates: Payments rise if interest rates climb.

Discipline is Key: Avoid "frivolous" spending; it’s a demand loan that lenders can freeze if your credit or home value slips.

Qualify Early: It’s easiest to get approved when you don’t yet need the money.

💡 Bottom Line: If you have 20%–30% equity, now is the time to set up your safety net. It costs nothing to have it sitting there, but it’s priceless when opportunity (or an emergency) knocks.

Mike the Realtor

12/31/2025

Exciting news! I am happy to announce that Search Realty has joined LPT (Listing Power Tools).

Having been with Search Realty for many years, I am excited for this next chapter. LPT combines world-class marketing with elite technology to give your real estate goals an 'unfair advantage'. 🚀

What this means for my clients:

Residential: Premium 'Power Pack' marketing and cutting-edge tech to find the best listings.

Commercial/Investors: Streamlined digital workflows and data-driven presentations to close deals faster.

Acumen: A focus on AI-driven insights paired with the real estate experience you’ve come to expect from me.

I am still here working for you and look forward to continuing our partnership. Please reach out if you have any questions!

Mike the Realtor

"

12/29/2025

A very happy Monday to everyone. I am getting questions about the usual — what's going to happen with mortgage rates.

A quick read. We are still watching, but it is a buyer's market for most, if not all, areas in Ontario and beyond.

Will interest rates go up or down? Even the Bank of Canada isn't sure! 🤷‍♂️💸

The BoC held rates at 2.25% this month, but they’ve signalled that the future is a bit of a coin toss. Between trade talk uncertainty and "choppy" GDP data, officials say it’s too early to call the next move.

The bottom line: They are staying flexible and watching the data closely.

Thinking about a mortgage or a big investment soon? Reach out if you'd like to chat about how this uncertainty might affect your plans! ☕️📈

*GDP (gross domestic product)
**BoC (Bank of Canada)

Mike the Realtor

12/15/2025

** 1 minutes read****

Hello my friends and clients.

A little read, as some of you have been actively asking me for information that helps us see what CAN be our future for the end of 2025 and for the first quarter of 2026.

As we know, the markets—including the BOND market (ask me what this is or see previous posts)—all have impacts.

Even though this is happening, Canada seems to be resilient but stale.

The Prime Rate of 4.45% and the Variable Rate of 3.60% reflect a stable but quiet Toronto real estate market as of December 2025.

The market is generally in a "freeze," with stalled sales, abundant inventory, and prices drifting lower, particularly for condos.

Q1 2026 Overview for Toronto

The market is expected to fracture based on property type, with ground-level homes facing a supply squeeze and condos facing investor pressure.

As my clients know, who are attempting to sell their Condos or Townhomes in areas that are not hot.

For Sellers:

Freehold/Detached: Conditions favour a slight seller's advantage, anticipating price growth of 5-7% for turnkey homes due to pent-up demand and limited supply ("The Squeeze").

Condos: Expect a balanced or buyer's market, with continued price pressure as investors list units amid flattening rents and the "Renewal Cliff" (higher mortgage renewal costs). This trend is primarily noticeable in the more active areas, such as Hospital Row and near the lake.

For Buyers:

Q1 is a strategic window to purchase before the traditional spring market activity.

Freehold/Detached: Buyers should move early to secure a property before competition increases.

Condos: They are most favoured, with 2026 potentially being the year of the "Condo Deal" as prices are expected to remain flat or dip. However, for those selling, as noted, it is still not an opportune time.

I like to ensure I am correct in my predictions along with all data points and advise based on the market whether to buy or sell. So, with my strong relationships with my amazing clients, I have asked one or two not to list. This is an approach a Realtor must follow—be upfront and correct.

Thank you all, and I wish you a wonderful Holiday Season.

Mike the Realtor

10/29/2025

🏠 Huge Win for First-Time Home Buyers in Ontario!

This is incredible news. Today's announcement from the Government of Ontario—removing the full 8% provincial portion of the HST for first-time home buyers on newly built homes up to $1 million—is exactly the kind of bold, direct action we need right now.

With savings of up to $80,000 back in their pockets, this is a massive and much-needed financial relief for young Ontarians and families trying to make one of the biggest purchases of their lives.

Homeownership has felt increasingly out of reach, so steps like this that help people finally get a foot on the ladder are vital.

Let's hope to see more initiatives like this to truly tackle the housing affordability crisis!

Ask Mike the Realtor for more information.

10/15/2025

Congrats Tim.

You made a decision at the right time and bought under asking.

I wanted to let you know that deciding to buy now, after we reviewed all your requirements, was spot on.

Thank you for entrusting your business to me.

ENJOY!

Mike Atkinson, Mike Atkinson, Realtor at LPT- Toronto and GTA

04/01/2026

03/25/2026

03/24/2026

02/27/2026

02/21/2026

01/10/2026

12/31/2025

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