08/04/2026
POV: you skipped the mortgage and moved in anyway.
Tomball, TX. 4 bed, 3 bath, 2,243 sqft on 0.2 acres. Built in 1994 with a 2021 roof and 2021 HVAC. Hardwood floors, updated kitchen, fenced backyard under mature oaks.
This one is owner financed, which means you buy from the seller instead of a bank.
$25,000 down at $2,950/mo
$50,000 down at $2,750/mo
Taxes and insurance included in both. HOA is $43/mo. Every dollar of your down payment credits toward the purchase.