AFS Credit

03/14/2020

Here's the real problem you're facing. If you don't get your credit fixed now, statistics say you'll be losing THOUSANDS💰💲💳 on credit cards, home mortgage, car loans, student loans and more. The only reason why you credit is terrible is because you probably got ripped off before like myself or don't think it's important enough to fix or confused on credit. Luckily for you there's hope and a solution. AFS credit. We help remove any and all negative accounts off your report no matter how much or how bad💯💪. You'll be receiving Results your first 21-45 days directly from the credit bureaus. This program will wipe out all/if not most of your negative accounts in just 90 days or less. After we will navigate you on how to build and shortcut your credit to 700+ mark. Message me for more info or visit https://afscredit.com/client-registration t o start!

03/06/2020

Did you mess up in your early 20's or at 18-19? Or did you just go through a rough time recently and now have collections, medical bills, repos etc. It happens to the best of us, and you are not alone. I'm sure having a low credit score doesn't feel the greatest and that's not okay. You deserve much better and an easier life. There's a reported of $1.5 Trillion dollars in student loan debt that most likely no one can or will pay. 65%of Americans have a 650 or lower FICO score. Why do I bring this up? Because if you are apart of the 65% or $1.4Trillion demographic we can help. It is possible to remove student loan debt�, collections�, repos�, evictions�, bankruptcy � etc. NOT guaranteed BUT a 90% success rate helps our clients feel more comfortable trusting us to remove their negative accounts. Now it is 2020 it's a new decade you deserve a better interest rate, an opportunity to buy a home with low interest, your dream car, travel for FREE�. Sign up for the rapid deletion and get results in just 21-45 days. This process at most takes 90 business days to remove most if not all of your negative remarks. One time enrollment and auditing fee of $997 and if we DON'T remove anything in 90 days we will give you a 100% guaranteed money back. Need more info or questions? Schedule a FREE consultation or comment BELOW����.

Afscredit.com

02/12/2020

Get your Credit Right in 2020
Standard repair $147/mo
Rapid Deletion $999
Inquiry Removal $300 for 30

09/22/2019

09/03/2019

Tips for raising your credit score.

09/03/2019

4 Things People Do That Hurt Their Credit Scores

Rebuilding your credit score could be a challenge to most consumers, but with the proper education combine with action your goals could be achieved. Once you get your score to the number you want, you want to protect it by not making careless financial mistakes. In this article, I will disclose the five things that will hurt your score that you have been trying so hard to improve.

1. To many Inquiries and lying on a loan application

Be careful not to get too many credit card inquires because it could drop your score. The banks don't like to see that you have applied for credit all around the town. If you are applying for a car loan or a mortgage within 45 days, it will count as one inquiry. Soft inquires won't hurt your score, but hard ones will. Be careful when you search online comparing car quotes because some credit bureaus may count the inquiries against you.

Don't lie to improve your score for the following reasons: First, banks can check your correct score with no problem. And second, it's fraud if you misrepresent information on a credit card application.

2. Lack of budgeting and savings

Lack of budgeting is a major factor in why people have a bad score. Spend time formulating a weekly and monthly budget. It will allow you to spend less than you earn and put extra money away toward paying off your debt.

Try to save each month for emergencies. By saving, you will avoid over-extending your credit cards, which can bring your score down. Start out with saving 5% of your income every month and then go to 10%. You can have your bank take the money out every month and have it transferred to your savings.

3. No emergency funds or insurance

Emergencies such as losing your job, a medical crisis, or a death in the family can often be an unexpected financial strain, if you're unprepared. You must have money in place to maintain your bills, or your three digit number could take a hit because all of your available money will go toward your emergency.

Get life insurance, health insurance, disability insurance, and car insurance. If you have an emergency in any of these areas and you don't have proper coverage, you can find yourself in serious debt and with a damaged your three digit number.

4. Not protecting your credit during a divorce

Closing old credit cards will hurt your credit score in two ways. First, when you close an old card, it will reduce the over length of your credit history which will in return lower your credit score. Second, closure will lower the amount of high credit you have between all of your credit accounts.
Now that you are aware of the five things that can lower your three digit number, go out there and take action to prevent your three digit number from taking a hit.

04/22/2019