Kristen's Koncepts

06/02/2026

𝗝𝗼𝗶𝗻 𝗼𝘂𝗿 𝗳𝗿𝗲𝗲 𝘄𝗲𝗯𝗶𝗻𝗮𝗿 𝘁𝗼 𝗱𝗶𝘀𝗰𝗼𝘃𝗲𝗿 𝗵𝗼𝘄 𝘁𝗼 𝗺𝗮𝗸𝗲 𝘆𝗼𝘂𝗿 𝗯𝗮𝗻𝗸 𝘀𝘁𝗿𝗼𝗻𝗴𝗲𝗿 𝘄𝗶𝘁𝗵 𝗮 .𝗕𝗮𝗻𝗸 𝘁𝗼𝗽-𝗹𝗲𝘃𝗲𝗹 𝗱𝗼𝗺𝗮𝗶𝗻.

Regulators mandate banks to prove their security and resiliency. Defending against threats starts with securing your digital identity. Cyber criminals target banks with phishing, domain spoofing, and more, aimed at disrupting operations, demanding ransoms, and destroying your reputation in a click. Today's sophisticated attacks necessitate robust, industry-specific security. Making the switch to .Bank provides confidence to your bank and to your customers.

Lock in comprehensive domain and email security that your customers can count on.

𝗬𝗼𝘂 𝘄𝗶𝗹𝗹 𝗹𝗲𝗮𝗿𝗻:

✅ The .Bank advantage: how restricted eligibility and mandatory security protocols protect your bank from phishing, spoofing, and impersonation attacks from the start

✅ Real examples from .Bankers: hear from banks that already made the switch to .Bank and the measurable impact on security and customer confidence

✅ Best practices for your switch: strategic steps for a seamless migration, including internal alignment and customer-facing communication

✅ Protecting your digital identity: How .Bank strengthens brand integrity across your website, email, and digtial ecosystem

✅ Actionable next steps: Practical steps to help your team plan and secure your bank's digital footprint

✅ How CBAI can assist your bank with affordable solutions: migrate your existing .com website to a fully secure and compliant .Bank website, fully compliant website hosting, email services, and more!

✅ How Kristen's Koncepts can assist you to get and keep your website secure and fully compliant with .Bank regulations

𝗦𝗽𝗲𝗮𝗸𝗲𝗿𝘀:

✅ Craig Schwartz, President of fTLD Registry Services

✅ Mark Field, President of Liberty Bank

✅Chad Holthaus, COO of 1NB Bank

𝗠𝗼𝗱𝗲𝗿𝗮𝘁𝗼𝗿𝘀:

✅ Jenny Dial, SVP and Hosting Services Administrator, CBAI

✅ Kristen Rogers, Financial Industry Specialist Web Developer, Web Site Security & Compliance Specialist.

📅 𝗗𝗮𝘁𝗲 & 𝗧𝗶𝗺𝗲: June 17, 2026 at 1 PM CST

👉 𝗥𝗲𝗴𝗶𝘀𝘁𝗿𝗮𝘁𝗶𝗼𝗻 𝗟𝗶𝗻𝗸: https://www.cbai.com/Online/Events/Event_Display.aspx?EventKey=WEB061726&WebsiteKey=acbf9450-d2c8-4d75-be4f-53358640dec5

06/01/2026

05/29/2026

05/26/2026

My own article, not provided by OCC: Nationally Chartered Community Banks Compliance Guide

For a Chief Compliance Officer (CCO) at a nationally chartered community bank, the corporate website represents a high-risk compliance perimeter. The Office of the Comptroller of the Currency (OCC) treats your digital footprint as an active branch office subject to full consumer protection, safety, and soundness examinations.

Read the full article at https://www.kristenskoncepts.com/the-compliance-officers-guide-to-occ-digital-banking-audits/

For a Chief Compliance Officer (CCO) at a nationally chartered community bank, the corporate website represents a high-risk compliance perimeter. The Office of the Comptroller of the Currency (OCC) treats your digital footprint as an active branch office subject to full consumer protection, safety,....

05/25/2026

Today, we honor our fallen warriors and remember their sacrifice.

We hope you enjoy your long weekend and see you back at work tomorrow!

05/18/2026

Our Focus Is On Compliance For Community Banks

In the United States, community banks operate under a unique framework known as the dual banking system. Founders and executives must choose between a state charter and a national charter. Both pathways allow banks to serve local communities, but they dictate which regulatory bodies hold primary oversight and how the bank navigates compliance.

The Fundamental Difference: Who Issues the Charter?
The core distinction lies in the government entity that grants the banking license and serves as the primary regulator.

- Nationally Chartered Banks: Chartered by the federal government through the Office of the Comptroller of the Currency (OCC). They must include "National" or "N.A." (National Association) in their official legal name.

- State Chartered Banks: Chartered by an individual state’s banking department or regulatory agency.

The Regulatory Landscape
Regardless of the charter, all community banks face robust federal oversight...

Read the full article on my site at https://www.kristenskoncepts.com/navigating-the-dual-banking-system-state-vs-national-charters-for-community-banks/

Our Focus Is On Compliance For Community Banks In the United States, community banks operate under a unique framework known as the dual banking system. Found

05/13/2026

During the Jewish American Heritage Month and all year round, show your support for your local Jewish American entrepreneurs, communities, and neighbors.

05/04/2026

Do You Have All Of Your IL-CRA Information Up-To-Date and Online?

For Full Compliance, Please Send Your Updated Documents For Publication.

The new regulations for your Illinois Community Reinvestment Act notice were finalized in May 2024 and are live as of Jan 1, 2026. It requires state-chartered banks, credit unions, and non-bank mortgage lenders to meet the financial services needs of their communities, specifically focusing on low-to-moderate income neighborhoods. These rules apply to a broader range of lenders than federal law.

- Covered Entities: The rules apply to Illinois-chartered banks, credit unions under the Illinois Credit Union Act, and non-bank mortgage lenders licensed under the Residential Mortgage License Act of 1987 (RMLA).

- Assessment Focus: Financial institutions are evaluated on lending, investment, and service, with an emphasis on improving access for LMI communities.

Read the full article on our site at https://www.kristenskoncepts.com/important-il-cra-information-for-financial-institution-clients/

Do You Have All Of Your IL-CRA Information Up-To-Date and Online? For Full Compliance, Please Send Your Updated Documents For Publication. The new regulat

05/03/2026

We're officially kicking off Small Business Week here at Kristen's Koncepts! Shop Small, Shop Local. Let's support our local communities and economies.