04/23/2026
Every loan officer has a version of this moment. You're reviewing the closing disclosure with your borrower, and they get to the title line. $3,800. Their face changes... "Is this negotiable?"
And you say what you've always said: "That's just what title insurance costs. Nothing I can do about it."
Except now there is something you can do about it.
AOLPro is an insured attorney opinion letter: the same title protection method the industry used for decades before title insurance existed, rebuilt with modern insurance backing from AM Best A-rated carriers and accepted by Fannie Mae, Freddie Mac, VA, and FHA.
For most borrowers, that means $1,000–$3,000 back in their pocket at closing.
The question you used to dread now has a different answer.
Has a borrower ever asked you this? Drop a comment and let us know whether you had an answer at the time.