10/20/2026
Insurers used to take your word for it, but not anymore.
Ransomware claims piled up, so underwriters stopped trusting checkboxes and started demanding proof: screenshots, logs, audit results.
๐ If your policy says you have MFA, tested backups, and a written response plan, they expect to see it, not hear about it.
Claiming controls you don't have risks a denial.
Review your policy before your next renewal date, not after a claim gets denied.