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Paisa Guff

Name: Paisa Guff
Address: Shahid Chowk, Narayangarh, Narayangarh, 44200, NP
Telephone: +9779867819912

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Nepal's trusted financial education page
📊 NEPSE · Mutual Funds · Saving · Budgeting
💡 Simple money lessons in Nepali
⚠️ For education only — not financial advice
📩 Business: [email protected]

16/06/2026

Ready for the next big IPO in Nepal? 🚨 Mount Everest Power Development Limited is opening its IPO for the general public this week on Ashad 3, 2083 (June 17, 2026)!

Before you open your MeroShare app, here is everything you need to know about this upcoming hydropower IPO:

* 🏔️ The Project: 12 MW Dudhkunda Khola Hydroelectric Project located in Solukhumbu (already commercially operating!).
* 📅 Important Dates: The issue opens on Ashad 3 and is expected to close early on Ashad 8, 2083.
* 💰 Investment Amount: You only need Rs. 1,000 to apply for the minimum of 10 kitta (shares are priced at Rs. 100 face value).
* 🎯 The Strategy: Given the massive demand in the Nepali share market, the 10-kitta lottery system will definitely apply. Don't freeze extra cash—just apply for 10 units!

Is your MeroShare CRN number ready? Mention a friend in the comments who always forgets to apply for IPOs! 👇

14/06/2026

💰 Millionaires don’t just work for money — they make money work for them.

The journey to wealth starts by building your human capital, managing your cash flow wisely, and consistently investing in assets that generate long-term growth. 🚀

A simple framework:
✅ 50% for living expenses
✅ 20% for savings & emergency funds
✅ 30% for investments

Remember: Earn → Save → Invest → Reinvest. The power of compounding can transform small, consistent investments into significant wealth over time.

📈 Start early. Stay disciplined. Think long-term.

13/06/2026

Missed out on Sarvottam Cement? Don't miss this one! 🚨 The highly anticipated IPO of Sarvottam Paints Industries Limited opens for the general public tomorrow, June 11, 2026 (Jestha 28, 2083)! 📈

Before you open your MeroShare app, here are the quick details you need to know:
💰 Share Price: Rs. 100 per unit
📉 Minimum Investment: 10 Units (Just Rs. 1,000!)
🗓️ Closing Date: June 16, 2026 (Ashad 2, 2083)
📊 Public Quota: 7,05,500 units available

Since IPO allotment in Nepal is based on a lottery system, applying for the minimum 10 units is the smartest strategy to maximize your chances without locking up extra cash.

Are you going to apply for this IPO? Let us know your strategy in the comments! 👇 Save this video for tomorrow and tag your investor friends so they don't miss the deadline!

12/06/2026

Nepal Creators: That YouTube & TikTok money is NOT tax-free! 🇳🇵💸

You’re working hard making videos, and the dollars finally start hitting your Nepali bank account... but do you know how much you actually owe the government? 💻💵

Nepal’s recent economic act has made social media tax rules super strict. If you are a TikToker, YouTuber, or Influencer, you need to understand exactly how your money is taxed to avoid massive fines from the IRD. ⚠️

Here is the quick breakdown of the Social Media Dollar Earned Tax rules:

1️⃣ Direct Dollar Monetization (YouTube Adsense/Facebook): Your bank will automatically deduct 5% TDS (tax deduction at source) as soon as the dollars land. 🏦
2️⃣ TikTok Live Gifts: This is considered 'Windfall Gains' and attracts a flat 25% tax! 🎁
3️⃣ Brand Sponsorships (Nepali Brands): This is regular business income and is taxed according to the income tax slabs (up to 36%) after business expenses. 🤝📦

Don't let tax confusion ruin your creator journey.

👇 Drop a comment: What type of social media income do you have, and do you think 5% TDS is fair? Let’s talk!

For more smart money tips that keep you out of trouble, follow 👉

11/06/2026

Registration for VAT from Day 1? Yes, for some businesses in Nepal! 🇳🇵👇

Thinking of launching your dream business? While many enjoy a VAT threshold, did you know that the Inland Revenue Department (IRD) demands immediate VAT registration for certain sectors right from their very first transaction? Skipping this crucial step can mean serious penalties later on.

Don't wait! Find out if your venture—whether in software development, consultancy, trekking, or other specified fields—requires VAT registration from Day 1. Watch to learn the essential details and avoid compliance troubles! 💸

Ensure your new business starts on the right financial foot.

👇 Drop a comment: What type of business are you starting? Let's check the VAT requirements together!

Stay ahead with more practical business tips! Follow 👉

10/06/2026

PAN vs VAT: The mistake that costs Nepalese startups lakhs! 🇳🇵👇

Are you launching a new startup, business, or freelancing agency in Nepal? Getting confused between a basic PAN (Permanent Account Number) and VAT (Value Added Tax) registration is the number one trap that triggers massive Inland Revenue Department (IRD) penalties later on! 💸

Here is the golden rule you need to memorize:
📦 Selling Goods/Products? VAT is mandatory once you cross Rs. 50 Lakhs in sales.
💻 Providing Services (IT/Consultancy)? VAT is mandatory once you cross Rs. 30 Lakhs in sales.

But wait... there is a massive catch that applies from Day 1 regardless of your sales. Watch the video to find out if your business is on the emergency list! ⚠️

👇 Drop a comment: Is your business currently registered under PAN or VAT? Let’s talk in the comments!

For practical business and money tips, hit that follow button! 👉

09/06/2026

🚨 Small business owners in Nepal, check your tax status ASAP! 🇳🇵👇

If you are running a Kirana pasal, a local café, or a boutique in Kathmandu, Lalitpur, or anywhere in Nepal—you might legally owe the government a flat tax of up to Rs. 7,500, even if your profits are low! 💸

Don't let a simple mistake freeze your business registration or pile up unwanted IRD fines. Watch till the end to know your exact deadline! 🗓️

👇 Drop a comment: Which Municipality or Gaunpalika is your business registered in? Let’s figure out your exact tax bracket together!

Hit that follow button for your daily dose of smart money moves! 👉

08/06/2026

घर-जग्गा धितो नराखी बैंकबाट लोन पाइने? 🤯

नेपाल सरकारको नयाँ बजेट (FY 2083/84) ले नेपाली बैंकिङ क्षेत्रमा ऐतिहासिक परिवर्तन ल्याउँदैछ! अब झन्झटिलो धितो प्रथाको अन्त्य भई 'Credit Score' अर्थात् तपाईंको वित्तीय अनुशासन र डिजिटल ट्र्याक रेकर्डको आधारमा बिना धितो कर्जा (Without Collateral Loan) पाइने भएको छ।

यो नयाँ व्यवस्थाले नेपालका साना व्यवसायी, नवप्रवर्तनकारी युवा उद्यमी र Startups हरूलाई आफ्नो आइडिया सफल बनाउन ठूलो मद्दत पुर्‍याउनेछ। तर, यसको फाइदा लिन तपाईंको कर चुक्ता र पुराना ऋणहरूको भुक्तानी समयमै भएको हुनुपर्छ।

के यो प्रणालीले नेपालमा साँचो अर्थमा स्टार्टअप क्रान्ति ल्याउला? तपाईंको विचार कमेन्टमा लेख्नुहोस्! 👇

07/06/2026

नेपालको हाइड्रो सेक्टरमा ठूलो हलचल! 🚀 के तपाईंको पोर्टफोलियो सुरक्षित छ? 👇

जलविद्युत कम्पनीहरूको तेस्रो त्रैमासिक (Q3) को नयाँ वित्तीय रिपोर्ट सार्वजनिक भएको छ। कुल नाफा रु. ८.९२ अर्ब पुग्दा बजारमा नयाँ तरंग आएको छ!

📈 कमाउने किङ्स: Sahas Urja र Api Power ले नयाँ रेकर्ड राख्दा, बुद्ध भूमि हाइड्रोको नाफा ४०००% भन्दा धेरैले बढ्यो!

⚠️ अझै नोक्सानमा: हामी सबैको लगानी रहेको Upper Tamakoshi र Rasuwagadhi भने भारी घाटामा छन्।

बैंकको घट्दो ब्याजदर र बलियो मनसुनले हाइड्रो क्षेत्रलाई कसरी फाइदा पुर्‍यायो? पूरा जानकारीका लागि भिडियो अन्त्यसम्म हेर्नुहोला!

तपाईंको पोर्टफोलियोमा यो पालि कुन हाइड्रोको सेयर परेको छ? तल कमेन्ट गर्नुहोला! 💭

04/06/2026

Is this the safest IPO of 2026? 🚨 Everest Colour Limited is closing its public issue tomorrow.

Address

Shahid Chowk, Narayangarh
Narayangarh
44200

Telephone

+9779867819912

Website

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