PlantSat-Digital Agriculture Insurance

08/02/2026

05/02/2026

With support from Swiss Agency for Development and Cooperation (SDC) and in collaboration with United Ajod Insurance Ltd., PlantSat has rolled out Nepal’s first weather-based parametric heat stress insurance for spring maize—designed to deliver fast, transparent payouts when temperatures cross critical thresholds.

This marks an important step toward climate resilience, farmer confidence, and smarter agricultural risk management in Nepal. 🌱📊

🚨Product Launch Announcement🚨

बसन्ते मकैका लागि नेपालमै पहिलो सूचाकांकमा आधारित बसन्ते मकै बीमालेख!

United Ajod Insurance Limited ले Seed Innovation Pvt. Ltd. को PlantSat सँगको रणनीतिक सहकार्यमा वसन्ते मकैका लागि नेपालमै पहिलो सूचाकांकमा आधारित बसन्ते मकै बीमालेख सार्वजनिक गरेकोमा गर्व महसुस गर्दछ।

यो नवीन बीमा उत्पादनले जलवायु–उत्तरदायी कृषि बीमाको क्षेत्रमा एक महत्वपूर्ण कोसेढुङ्गा स्थापना गरेको छ। तथ्याङ्कमा आधारित, झन्झट–रहित यो बीमा समाधानले बसन्ते मकै खेतीको संवेदनशील समय(Silking period)मा बढ्दो तापक्रमबाट किसानलाई सुरक्षित गर्ने लक्ष्य राखेको छ।

किन सूचाकांकमा आधारित बसन्ते मकै बीमालेख?

बसन्ते मकै खेतीको समयमा अत्यधिक तापक्रमका कारण परागसेचन नहुनु तथा दाना नलाग्ने समस्या देखिन्छ, जसले गम्भीर उत्पादन क्षति पुर्‍याउँछ। यो नयाँ बीमाले सोही चुनौतीलाई प्रत्यक्ष रूपमा सम्बोधन गर्दछ:

✅ तापक्रमको कारण हुने मकै उत्पादन क्षतिबाट सुरक्षा
✅ दाबीका लागि अफिस धाउन नपर्ने
✅ जल तथा मौसम विज्ञान विभाग (DHM) को तथ्यांकका स्वचालित दाबी प्रक्रिया
✅ क्षतिपूर्ति रकम सिधै किसानको बैंक खातामा जम्मा

यो बीमा नीति हाल वसन्ते मकै उत्पादनका प्रमुख ६ जिल्लामा पाइलट चरणमा लागू गरिएको छ:

📍 कपिलवस्तु, दाङ, बाँके, बर्दिया, कैलाली, कञ्चनपुर

सम्पर्क नम्बर :-
१. बाँके र बर्दिया :- ९८६४९९०२८५ /९८५८०३५८१५ /९८५८०१४४४४
२. दाङ :- ९८५७८३४०४९ /९८५७८३१६७५
३. कपिलबस्तु :- ९८४७४७११३३ /९८५७०५३५६०
४. कैलाली :- ९८४९१९७४२० /९८४४८२२३६० /९८६५७६६६६०
५. कंचनपुर :- ९८४८८३८८४४ /९८५८४८९०२५ /९८५८४२१९२८

अब नयाँ प्रविधिमार्फत बीमा गर्नुहोस् — दाबी गर्न कतै जानु पर्दैन।

थप जानकारीका लागि:
📍 CTC Mall (७औँ तला), सुन्धारा, काठमाडौं
📧 [email protected]

📞 १६६०-०१-८६४९६ (NTC) | ९७७-१-५११११११/२

Tags:

05/02/2026

🚨Product Launch Announcement🚨

बसन्ते मकैका लागि नेपालमै पहिलो सूचाकांकमा आधारित बसन्ते मकै बीमालेख!

United Ajod Insurance Limited ले Seed Innovation Pvt. Ltd. को PlantSat सँगको रणनीतिक सहकार्यमा वसन्ते मकैका लागि नेपालमै पहिलो सूचाकांकमा आधारित बसन्ते मकै बीमालेख सार्वजनिक गरेकोमा गर्व महसुस गर्दछ।

यो नवीन बीमा उत्पादनले जलवायु–उत्तरदायी कृषि बीमाको क्षेत्रमा एक महत्वपूर्ण कोसेढुङ्गा स्थापना गरेको छ। तथ्याङ्कमा आधारित, झन्झट–रहित यो बीमा समाधानले बसन्ते मकै खेतीको संवेदनशील समय(Silking period)मा बढ्दो तापक्रमबाट किसानलाई सुरक्षित गर्ने लक्ष्य राखेको छ।

किन सूचाकांकमा आधारित बसन्ते मकै बीमालेख?

बसन्ते मकै खेतीको समयमा अत्यधिक तापक्रमका कारण परागसेचन नहुनु तथा दाना नलाग्ने समस्या देखिन्छ, जसले गम्भीर उत्पादन क्षति पुर्‍याउँछ। यो नयाँ बीमाले सोही चुनौतीलाई प्रत्यक्ष रूपमा सम्बोधन गर्दछ:

✅ तापक्रमको कारण हुने मकै उत्पादन क्षतिबाट सुरक्षा
✅ दाबीका लागि अफिस धाउन नपर्ने
✅ जल तथा मौसम विज्ञान विभाग (DHM) को तथ्यांकका स्वचालित दाबी प्रक्रिया
✅ क्षतिपूर्ति रकम सिधै किसानको बैंक खातामा जम्मा

यो बीमा नीति हाल वसन्ते मकै उत्पादनका प्रमुख ६ जिल्लामा पाइलट चरणमा लागू गरिएको छ:

📍 कपिलवस्तु, दाङ, बाँके, बर्दिया, कैलाली, कञ्चनपुर

सम्पर्क नम्बर :-
१. बाँके र बर्दिया :- ९८६४९९०२८५ /९८५८०३५८१५ /९८५८०१४४४४
२. दाङ :- ९८५७८३४०४९ /९८५७८३१६७५
३. कपिलबस्तु :- ९८४७४७११३३ /९८५७०५३५६०
४. कैलाली :- ९८४९१९७४२० /९८४४८२२३६० /९८६५७६६६६०
५. कंचनपुर :- ९८४८८३८८४४ /९८५८४८९०२५ /९८५८४२१९२८

अब नयाँ प्रविधिमार्फत बीमा गर्नुहोस् — दाबी गर्न कतै जानु पर्दैन।

थप जानकारीका लागि:
📍 CTC Mall (७औँ तला), सुन्धारा, काठमाडौं
📧 [email protected]

📞 १६६०-०१-८६४९६ (NTC) | ९७७-१-५११११११/२

Tags:

04/07/2024

Join the International Digital Agriculture Forum in Kathmandu!

invites ag-tech innovators to the International Digital Agriculture Forum. 🌿🔬

Are you:
- A startup with a game-changing digital ag solution?
- A researcher with groundbreaking ideas in AI, blockchain, big data, or other ag-tech?
- A professional working with LLMs, IoT, or mobile apps for agriculture?
Showcase your innovation, get valuable feedback, and discover the future of agriculture. Selected participants receive a FREE 2-day pass and a certificate!🌱

Help bridge the digital divide for a sustainable, food-secure future in Nepal.

👉 https://lnkd.in/gFRvdzfg

24/03/2023

Tired of the tedious process of acquiring cattle insurance? PlantSat has come up with a convenient solution! Our new mobile-based digital registration system lets both farmers and insurance agents complete the necessary paperwork swiftly and obtain coverage instantaneously. In addition, our AI-based image pattern recognition technology enables smart identification and remote tracking of cattle insurance, eliminating the need for manual ear tagging. After months of hard work, we are pleased to announce that PlantSat's smart tracking and digitizing technology for cattle insurance is now ready for implementation. We have already started working with our partner NLG Insurance co.Ltd, marking the start of intelligent tracking in Nepal. As we continue to advance in the field of cattle insurance technology, we look forward to expanding our partnerships and bringing such solutions to farmers and agribusinesses across the region.

Stay tuned to find out more!

https://www.youtube.com/watch?v=NND7tRfxZLs

22/03/2023

Ramesh Tiwari, a farmer from Satpatti, Susta-2, Nawalparasi in Nepal, has always been aware of the numerous risks that come with cultivating his rice plantation, such as drought, heavy rainfall, disease, and pest infestations. However, Ramesh refused to give up on his passion and sought ways to protect his crops. He discovered PlantSat Digital Insurance, an innovative platform that allowed him to insure his crops using just his smartphone.

Enrolling in the program with enthusiasm, Ramesh regularly sent picture updates of his farm, enabling insurance and extension officers to monitor and provide advice as necessary. When disaster struck, Ramesh received his insurance claim promptly, providing relief and security to continue his farming journey.

Ramesh's tenacity in repeatedly enrolling in the PlantSat Digital Insurance platform serves as a source of inspiration for fellow farmers who share similar challenges. His experience is a compelling illustration of how technology can significantly aid farmers in overcoming various obstacles and protecting their means of living, ultimately contributing to the development of climate-resilient agricultural systems.

Finally, we extend our appreciation to our partners NLG Insurance co.Ltd, International Maize and Wheat Improvement Center (CIMMYT) Feed the Future seed company, and GATE Nepal for their valuable participation and unwavering support in creating conducive conditions for the successful adoption of our digital platform.

https://www.youtube.com/watch?v=KTGH5bpN4b4

Ramesh Tiwari, a farmer from Satpatti, Susta-2, Nawalparasi, Nepal, has always been passionate about farming. He has spent years cultivating his rice plantat...

21/03/2023

Bina Pandey, an inspiring female farmer from Satpatti, Susta-2, Nawalparasi, took the bold step of insuring her rice plantation using our PlantSat Krishi Beema app, despite having no prior experience with digital crop insurance. Her journey has been transformative, not only for her plantation but also for her digital literacy.

Through the app, Bina regularly sent pictures of her farm, which enabled insurance officers to remotely monitor her plantation using a combination of picture, satellite, and weather data, and provide digital advisories when needed. This streamlined the claim settlement process and provided Bina with instant compensation, allowing her to navigate through challenges such as drought, heavy rainfall, pest infestation, and disease while maintaining her productivity.

Bina’s story illustrates the immense potential that digital technology can have in the agricultural sector, especially for female farmers who play a critical role. Her journey is a shining example of how female farmers can take action and build up their resilience to protect their crops against any climate, weather, and agricultural risks.

Finally, we extend our appreciation to our partners NLG Insurance co.Ltd, International Maize and Wheat Improvement Center (CIMMYT)Feed the Future Lumbini seed company, and GATE Nepal for their active participation and unwavering support in creating enabling conditions for the successful adoption of our digital platform.

https://www.youtube.com/watch?v=3eFpUctlUfk&t=13s

Let me introduce you to Bina Pandey, a remarkable farmer from Satpatti, Susta-2, Nawalparasi, who took a bold step and insured her rice plantation for the fi...

08/03/2023

Transforming the way we approach agricultural insurance, PlantSat's first digital crop insurance pilot brought protection to 94 rice seed producer farmers from Nepal, empowering them to safeguard their paddy from climate and disaster risks. With cutting-edge technology, we're driving data-driven decision-making to create a more sustainable, secure, and inclusive food production system, tackling climate change and poverty while increasing digital literacy.

Join us on this journey toward creating climate-resilient agricultural solutions for farmers in South Asia, starting from Nepal.

PlantSat leverages cutting-edge technology to facilitate data-driven decision-making in agricultural insurance and financing products, with the goal of incre...

11/01/2023

This digital crop insurance pilot project included 94 rice seed-producer farmers from the 3 districts of Nepal, of which 20 farmers (7 from Nawalparasi, 3 from Banke, and 10 from Bardiya district) suffered losses due to the adverse effects of heavy rainfall, drought, pest infestation, and disease throughout the rice growing season. This marked the first successful implementation of a rice seed producer insurance policy in Nepal.

We are thrilled to have partnered with CIMMYT Nepal, USAID, NLG Insurance Co. Ltd, Team One Technologies, Lumbini Seed Company, and GATE Nepal to implement Shortfall coverage outlined in Nepal Insurance Authority's rice insurance policy. We proudly settled these claims for the first time in Nepal, helping farmers during occasions when crop production declines below a government-set threshold! Even more exciting was the fact that instead of the average 3-6 months of claim settlement time, it had only taken our partnership less than 45 days!

Finally, we are grateful to Nepalgunjpati for featuring our article on their news platform. We appreciate their support and acknowledgment of our work.

https://nepalgunjpati.com/finance/%e0%a4%a8%e0%a5%87%e0%a4%aa%e0%a4%be%e0%a4%b2%e0%a4%ae%e0%a5%88-%e0%a4%aa%e0%a4%b9%e0%a4%bf%e0%a4%b2%e0%a5%8b-%e0%a4%aa%e0%a4%9f%e0%a4%95-%e0%a4%a1%e0%a4%bf%e0%a4%9c%e0%a4%bf%e0%a4%9f%e0%a4%b2/?fbclid=IwAR13FdLZUeXXP0a3VmI6z12b4IJ4nPrYoWgzTLBl0AFy0PCneNJeVsSKtgI

बढैयातालका १० किसानलाई बीमा भुक्तानी गरियो सिराज खान नेपालगञ्ज, पुस २६ । कृषि विमा अन्तरगत, नेपालमै पहिलो पटक डिज....

11/01/2023

We are proud to announce that our digital crop insurance pilot project, in partnership with CIMMYT Nepal, the Feed the Future initiative by USAID, NLG Insurance Co. Ltd, Team One Technologies, Lumbini Seed Company, and GATE Nepal, was a success! For the first time ever, 94 rice seed-producer farmers from 3 districts of Nepal were able to receive crop insurance coverage, and 20 of them were able to receive their claims within 45 days due to heavy rainfall, drought, pest infestation, and disease-affecting their crop production. We are excited to provide Shortfall coverage as part of the Nepal Insurance Authority's rice seed producer insurance policy. For the first time in Nepal, we have helped farmers through claims settlement when crop production falls below the government's set threshold.

This is a major milestone for agriculture in Nepal - farmers can now be more secure in knowing that their livelihoods will be protected in times of hardship. We are thankful to our partners for their invaluable contributions to this project. We are committed to continuing our work to develop innovative solutions to help farmers adapt to the changing climate and remain resilient in the face of adversity.

Finally, we are grateful to Gorkha Patra Online for featuring our article on their news platform. We appreciate their support and acknowledgment of our work.

https://gorkhapatraonline.com/news/50723?fbclid=IwAR1WzMBDF52TtOwIVXje4f7v7XrwQadpST3s9ZDD6Pbct2hsnjtH2a9mwcs

कृषि बीमा अन्तर्गत, नेपालमै पहिलो पटक डिजिटल प्रणालीमार्फत बाँके, बर्दिया र नवलपरासीका ९४ जना धान बाली उत्पादक क.....

11/08/2022

We would like to thank the FAO Nepal team for their valuable time and patience in listening to our idea. Meetings like this energize and motivate young startups like us.