Rafiki-plus

Our lending platform gives access to financial credit in a quick, simple and transparent manner via m-pesa
Sign up in seconds, apply for a loan and receive your money straight to your M-Pesa account. Product:
• Loan Amount: KSh 500 – KSh 100,000
• Interest Rate 12% per annum
• Loan Term: the shortest term is 91 days, the longest is 360 days
• Loan origination fee: No charge
• Maximum APR 48% per a

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• Annual account maintenance fee Ksh 250
• Loan Application & Credit Evaluation Fee: No charge

Example:
• If a client borrows loan amount Kshs 1,000
• The amount sent to your mpesa account is Ksh,1000
• Repayment period is 12 months
• The interest rate being 12% you pay Ksh 120
• Total amount to be repaid back on time is Ksh 1,120
• The Maximum APR is Ksh 480
• Total Cost of the loan is therefore Ksh 120