Optasia

Optasia We deliver Optasia, the AI tehnology platform enabling financial access for the next billion custome

Α versatile, data-driven B2B2X (business-to-business-to-customers and SMEs) financial technology platform for MNOs, mobile wallet operators and financial institutions, which provides them accurate credit scoring for responsible financing decision-making. We support intelligent credit decisions, enable a broad range of financial services development and drive successful business models. All with ea

se, through our AI-led fully-automated decisioning algorithm, which allows us to efficiently make millions of decisions on financing, based on sophisticated data analysis. Thanks to our technology and network we provide powerful flywheel effects with repeatable and scalable growth levers, to help our partners grow and enable financial access to retail & SME customers across numerous markets.

Innovative financial solutions play a significant role in improving the lives of many people in emerging markets.
26/12/2023

Innovative financial solutions play a significant role in improving the lives of many people in emerging markets.

On that front, access to finance is critical. It allows people to take out the loans they need to become homeowners or to study, for...

Warmest wishes from all of us at Optasia!
24/12/2023

Warmest wishes from all of us at Optasia!

Revenues in the fintech industry are expected to grow almost three times faster than those in the traditional banking se...
22/12/2023

Revenues in the fintech industry are expected to grow almost three times faster than those in the traditional banking sector during the next five years.

The fintech industry continues to face new challenges and opportunities. We look at the future of fintech growth and how to win in disruptive times.

Exciting News! Optasia & UBA are partnering to revolutionize financial accessibility across Africa! 🌐✨Our groundbreaking...
20/12/2023

Exciting News! Optasia & UBA are partnering to revolutionize financial accessibility across Africa! 🌐✨

Our groundbreaking agreement introduces AI-driven mobile lending and credit scoring solutions, targeting underbanked and underserved communities in 15 African countries.

Together, we're paving the way for inclusive growth and a brighter financial future for millions!

https://bit.ly/41tN9KG

Africa is projected to be the epicenter of an unparalleled growth of fintech market between 2023 and 2030.
18/12/2023

Africa is projected to be the epicenter of an unparalleled growth of fintech market between 2023 and 2030.

Explore Africa’s fintech rise, set to outpace the global market by 13 times, according to the latest BCG Global Payments Report.

We are further expanding our presence!  Together with our trusted partner, MTN, we offer advanced AI-led services that w...
14/12/2023

We are further expanding our presence! Together with our trusted partner, MTN, we offer advanced AI-led services that will benefit millions of people in Ivory Coast.


Middle East’s Top 30 Fintech Companies 2023 ranking from Forbes held another great distinction for Optasia, proving its leadership position in the fintech services sector. In particular, Optasia was ranked 3rd among the Top Middle East-based Fintech companies of the prestigious list, which was com...

As several African fintech ecosystems mature they are receiving an increasing share of investment (Source: Driving Finan...
11/12/2023

As several African fintech ecosystems mature they are receiving an increasing share of investment (Source: Driving Financial Inclusion in Africa, BCG)

The great potential for AI to transform financial services
08/12/2023

The great potential for AI to transform financial services

The viral launch of ChatGPT-4, using a large language model to create unprecedented human-like responses, firmly cemented our entry into the era of artificial intelligence and opened its revolutionary potential to transform the future of work.

AI and financial regulation. Can we reach balanced solutions that harmonise innovation with financial stability?        ...
06/12/2023

AI and financial regulation. Can we reach balanced solutions that harmonise innovation with financial stability?

From risk management to investment banking, artificial intelligence is having a transformative effect on the finance industry. But this change – both in financial services and regulation – is fraught with complexities. Balanced solutions are needed to harmonise innovation with financial stabilit...

As the digital transformation of finance makes rapid progress, regulators’ technological expertise must keep pace.      ...
04/12/2023

As the digital transformation of finance makes rapid progress, regulators’ technological expertise must keep pace.

Fintech is no longer in competition with traditional banks. Instead, the sector’s evolution has opened the door to a new financial ecosystem.

A shift in Africa's fintech ecosystem (Source: Driving Financial Inclusion in Africa report, BCG).
01/12/2023

A shift in Africa's fintech ecosystem (Source: Driving Financial Inclusion in Africa report, BCG).

Increased adoption and usage of mobile money services are driving financial inclusion in West Africa.
29/11/2023

Increased adoption and usage of mobile money services are driving financial inclusion in West Africa.

The Nation Newspaper Mobile money driving financial inclusion in West Africa—Report

27/11/2023

Approaching the end of the year with an even bigger team! And we keep going!

Welcome to the : Stamatios Kissas, Alexandros Ventouras, Diamantis Skapinakis, Petros Nikitarakos, Nikos Minaidis, Mduduzi Brian Mtembu, Abenezer Asrat, Michalis Papatsimpas

Payments Fintechs were the first movers in the African market, while lending and accounts have seen significant growth i...
24/11/2023

Payments Fintechs were the first movers in the African market, while lending and accounts have seen significant growth in recent years (Source: Driving Financial Inclusion in Africa report, BCG).

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The top African Fintech hubs have seen substantial growth in financial inclusion, with 4 countries surpassing regional a...
22/11/2023

The top African Fintech hubs have seen substantial growth in financial inclusion, with 4 countries surpassing regional averages (Source: Driving Financial Inclusion in Africa report, BCG).

Αt Optasia we support young graduates in their first professional steps! This Tuesday, Nov. 21 we will be participating ...
20/11/2023

Αt Optasia we support young graduates in their first professional steps! This Tuesday, Nov. 21 we will be participating as assessors at the Live Assessment Center organized by ReGeneration. We are looking forward to meeting the candidates in person and helping to choose the program's finalists!

Through this collaboration we are happy to contribute to supporting Greece's youth and helping their induction to the labor market.

Sub-Saharan Africa has consistently assumed the largest volume and value of annual mobile money transactions globally si...
15/11/2023

Sub-Saharan Africa has consistently assumed the largest volume and value of annual mobile money transactions globally since 2017 (Source: GSMA).

AI is a transformation journey for the fintech industry.
13/11/2023

AI is a transformation journey for the fintech industry.

Fintech has long employed automation, machine learning, and AI. What regulations and governance do we need to ensure it represents everyone fairly?

  at Open-conf!  's Kostas Papageorgiou presenting  , our framework for automated testing.
10/11/2023

at Open-conf!

's Kostas Papageorgiou presenting , our framework for automated testing.

Our global footpring is steadily growing. Together with our trusted partner, MTN, we  offer advanced airtime solutions t...
09/11/2023

Our global footpring is steadily growing. Together with our trusted partner, MTN, we offer advanced airtime solutions to the people of Cameroon.

Middle East’s Top 30 Fintech Companies 2023 ranking from Forbes held another great distinction for Optasia, proving its leadership position in the fintech services sector. In particular, Optasia was ranked 3rd among the Top Middle East-based Fintech companies of the prestigious list, which was com...

The time for the Open-conf is approaching and we at   are looking forward to sharing our deep expertise through our Web ...
07/11/2023

The time for the Open-conf is approaching and we at are looking forward to sharing our deep expertise through our Web Architect Team Leader's speech, in this great event that is always “open” to new ideas and focuses on where the future of technology goes to be born.

Open-conf proudly announces Optasia GOLD SPONSOR speech: Kostas Papageorgiou will speak about " ’TALOS / End-to-end functional testing in the world of microservices " in 2023 that will take place 10 & 11 of November | University of West Attica.
Check out more info on Optasia and other sponsors: https://www.open-conf.gr/sponsors/
Find more about our Sponsor Speakers: https://www.open-conf.gr/speakers/

Book your ticket https://www.open-conf.gr/tickets/

We are further expanding our global presence, enabling micro lending solutions of JS Bank for the people of Pakistan.   ...
06/11/2023

We are further expanding our global presence, enabling micro lending solutions of JS Bank for the people of Pakistan.

Middle East’s Top 30 Fintech Companies 2023 ranking from Forbes held another great distinction for Optasia, proving its leadership position in the fintech services sector. In particular, Optasia was ranked 3rd among the Top Middle East-based Fintech companies of the prestigious list, which was com...

The power of AI and how is transforming the Fintech industry.
06/11/2023

The power of AI and how is transforming the Fintech industry.

AI is all set to bring significant changes in the FinTech sector, revolutionising the way financial services are delivered & experienced.

Data is the new oil! Why successful integration of diverse data sources in the financial sector matters.
03/11/2023

Data is the new oil! Why successful integration of diverse data sources in the financial sector matters.

Financial institutions encounter a pressing challenge in the realm of data integration as they endeavour to harness their data assets effectively.

Finance leaders must closely monitor AI’s evolution, gain hands-on experience, and develop their organization’s capabili...
01/11/2023

Finance leaders must closely monitor AI’s evolution, gain hands-on experience, and develop their organization’s capabilities.

Now is the time for CFOs to learn about the most impactful applications of generative AI and prepare to capitalize on emerging capabilities.

Very happy and proud of being part of Open Conf 2023, a great event that fosters innovative thinking and drives new busi...
30/10/2023

Very happy and proud of being part of Open Conf 2023, a great event that fosters innovative thinking and drives new business.

We are thrilled to announce Optasia as a GOLD SPONSOR in 2023 that will take place 10 & 11 of November | University of West Attica.
Check out Optasia’ s V-booth : https://www.open-conf.gr/optasia-booth/
Book your ticket: https://www.open-conf.gr/2023tickets/
Find more about the content: https://www.open-conf.gr/content/
Learn more about 2023 speakers: https://www.open-conf.gr/speakers/

Mobile has provided anyone, anywhere, anytime with access to trade, talk and transact.
27/10/2023

Mobile has provided anyone, anywhere, anytime with access to trade, talk and transact.

I’ve said for years that the mobile network revolution includes everyone. Anyone who can find a friend with a mobile telephone can talk, trade and transact. Many have mocked my message, but the message is consistent: technology has transformed our planet. This is evidenced by that there are almost...

Following global trends, in Sub-Saharan Africa cash transaction value shares have fallen, and ecosystem transaction valu...
25/10/2023

Following global trends, in Sub-Saharan Africa cash transaction value shares have fallen, and ecosystem transaction value shares have risen over the same timeframe (Source: State of the Mobile Money Industry in Sub-Saharan Africa 2023, GSMA).

It's about time for governments to seize the moment and implement the necessary reforms to ignite true fintech innovatio...
23/10/2023

It's about time for governments to seize the moment and implement the necessary reforms to ignite true fintech innovation in the region


A better regulatory environment will bring the Middle East more investment and innovation in digital finance

How mobile money services can lift a wide swath of people out of poverty.
20/10/2023

How mobile money services can lift a wide swath of people out of poverty.

Mobile Money, a digital wallet and payment service that does not require a bank account, has the potential to lift a wide swath of people out of poverty. It provides financial digital connectivity in low-and middle-income countries – a critical determinant of a country’s growth and development ....

Optasia is happy to be sponsoring Oπe/n Conf 2023, on November 10th & 11th, at the Conference Centre of University of We...
18/10/2023

Optasia is happy to be sponsoring Oπe/n Conf 2023, on November 10th & 11th, at the Conference Centre of University of West Attica in Athens, Greece.
A two-day conference, packed with speeches, workshops, demos, women initiatives, and evolving around the main subjects of AI, Tech Leadership, DevOps, Sw Craftmanship, Microservices and Security.

Check for more details here: https://www.open-conf.gr/

Once again, Optasia is being recognized for its leadership position in the fintech services sector, as it is included in...
16/10/2023

Once again, Optasia is being recognized for its leadership position in the fintech services sector, as it is included in the Top 10 fintech list from the Asia-Pacific (APAC) and Middle East & African (MEA) regions, compiled by the leading media outlet FinTech Magazine.

We run through our Top 10 fintechs from the Asia-Pacific (APAC) and Middle East & African (MEA) regions. Find out who takes our number-one spot here

Ιt's happening now at the 4th Career Fair by GSA CSD in Crete, Greece! Optasia's team participates in this student-orien...
13/10/2023

Ιt's happening now at the 4th Career Fair by GSA CSD in Crete, Greece! Optasia's team participates in this student-oriented event organized by the Graduate Student's Association of the Computer Science Department (CSD) of the University of Crete (UoC), with the support of the CSD and the Career and Liaison Office of UoC, on the premises of the University.

We are always happy to participate and sponsor this event, supporting the professional development of students and continuing the fruitful relationship with the University of Crete, which has given us many of our current colleagues over the years.

Africa's digital banking transformation and consumer trends. Useful insight on how consumer trends affect growth strateg...
13/10/2023

Africa's digital banking transformation and consumer trends. Useful insight on how consumer trends affect growth strategy (Source: The African Digital Banking Transformation Report 2023)

The last 8 years Africa's fintech sector has raised $3.6 billion, which is three times more than any other sector
11/10/2023

The last 8 years Africa's fintech sector has raised $3.6 billion, which is three times more than any other sector

African fintech startups do not only have a higher likelihood of securing funding, they are also more likely to be acquired

Sub-Saharan Africa remains the global epicentre of mobile money (Source: State of the Mobile Money Industry in Sub-Sahar...
09/10/2023

Sub-Saharan Africa remains the global epicentre of mobile money (Source: State of the Mobile Money Industry in Sub-Saharan Africa 2923, GSMA)

AI is here to transform banking and financial services.
05/10/2023

AI is here to transform banking and financial services.

AI is reshaping all industries as it captivates the public with its limitless potential. Many in financial services have strong reservations about the technology, but it is here and is not going away. How can banks harness the opportunities of AI, from reducing costs to maximizing the customer exper...

On Sunday, October 1,   ran for a good and important cause at the 15ο Greece Race for the Cure® organized by Alma Zois i...
03/10/2023

On Sunday, October 1, ran for a good and important cause at the 15ο Greece Race for the Cure® organized by Alma Zois in Athens and in agreement with Think Pink Europe. This event, which attracts thousands of participants every year, aims to raise awareness about breast cancer and early prevention. The event is held in 150 cities, and in Athens it has been organized annually since 2009.

We were happy and proud to take part in it, and at Optasia we try to give our employees the opportunity to participate in such events together.

Congratulations for your participation!

02/10/2023

Empowering our by incorporating even more talented professionals! A healthy and growing company, we are going stronger than ever!

Welcome to the family Wilfred Arthur, Michaela Biziota, Andreas Tzanetatos, Dimitrios Kosmidis, George Ladakis, Kleon Chirakis, John Gavalakis., Giannis Mitrosylis, Giannis Dimopoulos, Ngabo Chrispin!

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Office No 806, Cluster N, Jumeirah Lake Towers
Dubai

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